/* === STYLES FROM nosotros.html === */
/* ============================================
       OAKFORT INSURANCE: NOSOTROS
       Sistema de diseño: Paleta A · Bosque
       Ver design.md para tokens y componentes base
       ============================================ */

    :root {
      --green-900: #16241a;
      --green-700: #243928;
      --green-500: #3a5641;
      --green-400: #6f8a76;
      --green-300: #aebfb2;
      --green-100: #dde3dd;

      --coffee-900: #2e1400;
      --coffee-700: #461f00;
      --coffee-500: #6b3410;
      --coffee-400: #9c6a3f;
      --coffee-300: #c9a582;
      --coffee-100: #ecdcc8;

      --cream: #d4c5a8;
      --bg: #f7f6e4;
      --surface: #efeada;
      --line: #b8a985;
      --page-bg: #e9e6dc;

      --success: #3a5641;
      --warning: #b0641f;
      --error: #8f2d1e;

      --serif: 'Newsreader', serif;
      --sans: 'Hanken Grotesk', system-ui, sans-serif;
    }

    * { box-sizing: border-box; margin: 0; padding: 0; }

    body { font-family: var(--sans); background: var(--bg); color: var(--green-700); line-height: 1.5; }
    h1, h2, h3 { font-family: var(--serif); font-weight: 500; }

    .container { max-width: 1120px; margin: 0 auto; padding: 0 44px; }

    .eyebrow {
      font-size: 11.5px;
      letter-spacing: .16em;
      font-weight: 700;
      color: var(--coffee-700);
      margin-bottom: 12px;
      text-transform: uppercase;
    }

    .section-title {
      font-size: 38px;
      line-height: 1.08;
      color: var(--green-700);
      letter-spacing: -.015em;
      margin-bottom: 34px;
    }

    /* === HEADER / NAV === */
    .site-header { background: var(--bg); border-bottom: 1px solid rgba(36,57,40,.1); position: sticky; top: 0; z-index: 200; }
    .header-inner { display: flex; align-items: center; justify-content: space-between; padding: 22px 44px; }

    .logo { font-family: var(--serif); font-weight: 600; font-size: 24px; color: var(--green-700); letter-spacing: -.01em; display: inline-flex; align-items: baseline; gap: 10px; text-decoration: none; }
    .logo span { font-family: var(--sans); font-size: 9px; letter-spacing: .34em; font-weight: 600; color: var(--coffee-700); transform: translateY(-2px); }
    .logo-img { height: 32px; width: auto; display: block; }

    .main-nav { display: flex; align-items: center; gap: 26px; font-size: 13.5px; font-weight: 500; }
    .main-nav a.nav-item { text-decoration: none; color: var(--green-700); display: flex; align-items: center; gap: 5px; padding: 8px 0; }
    .main-nav a.nav-item.active { color: var(--coffee-700); }
    .main-nav a.nav-item:last-child { background: var(--green-700); color: var(--bg); padding: 10px 20px; border-radius: 8px; font-weight: 600; }

    .nav-has-dropdown { position: relative; }
    .nav-caret { font-size: 9px; color: var(--coffee-700); }
    .nav-dropdown { display: none; position: absolute; top: 100%; left: 0; margin-top: 8px; background: var(--bg); border: 1px solid rgba(36,57,40,.14); border-radius: 0; box-shadow: 0 12px 30px rgba(36,57,40,.14); min-width: 280px; padding: 8px; z-index: 999; }
    .nav-dropdown::before { content: ""; position: absolute; top: -8px; left: 0; right: 0; height: 8px; }
    .nav-has-dropdown:hover .nav-dropdown { display: flex; flex-direction: column; }
    a.dropdown-product { display: block; padding: 11px 14px; font-size: 13px; font-weight: 500; color: var(--green-700); text-decoration: none; border-radius: 0; }
    a.dropdown-product:hover { background: var(--surface); color: var(--coffee-700); }

    /* === HERO === */
    .about-hero { padding: 78px 0 72px; background: var(--green-700); color: var(--bg); }

    /* === HERO / CTA MEDIA (foto de fondo + overlay de marca) === */
    .about-hero, .final-cta { position: relative; overflow: hidden; }
    .about-hero .container, .final-cta .container { position: relative; z-index: 2; }
    .hero-swiper-bg, .cta-swiper-bg { position: absolute; inset: 0; z-index: 0; }
    .hero-swiper-bg .swiper-slide, .cta-swiper-bg .swiper-slide { background-size: cover; background-position: center; }
    .hero-media-overlay {
      position: absolute; inset: 0; z-index: 1;
      pointer-events: none;
      background: linear-gradient(100deg,
        rgba(22,36,26,.96) 0%,
        rgba(36,57,40,.90) 28%,
        rgba(36,57,40,.62) 50%,
        rgba(70,31,0,.30) 72%,
        rgba(70,31,0,.14) 100%);
    }

    /* Controles del slider (paginación con barra de progreso + flechas), estilo de marca */
    .media-slider-controls {
      display: flex; align-items: center; gap: 14px;
      margin-top: 32px;
    }
    .media-pagination { display: flex; gap: 8px; }
    .media-pagination .swiper-pagination-bullet {
      width: 40px; height: 3px;
      background: rgba(247,246,228,.28);
      border-radius: 2px;
      overflow: hidden;
      position: relative;
      display: inline-block;
      cursor: pointer;
      opacity: 1 !important;
      margin: 0 !important;
    }
    .media-pagination .swiper-pagination-bullet .progress-bar {
      display: block; height: 100%; width: 0;
      background: var(--cream);
      border-radius: 2px;
    }
    .media-pagination .swiper-pagination-bullet-active .progress-bar {
      animation: mediaAutoplayProgress 5000ms linear forwards;
    }
    @keyframes mediaAutoplayProgress { 0% { width: 0%; } 100% { width: 100%; } }
    .media-arrows { display: flex; gap: 6px; }
    .media-arrows button {
      background: none;
      border: 1px solid rgba(247,246,228,.3);
      border-radius: 50%;
      width: 32px; height: 32px;
      display: flex; align-items: center; justify-content: center;
      color: rgba(247,246,228,.75);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .media-arrows button:hover {
      background: rgba(247,246,228,.12);
      color: var(--bg);
      border-color: rgba(247,246,228,.5);
    }

    /* CTA final: solo paginación, centrada (sin flechas) */
    .media-slider-controls--center { justify-content: center; }
    .media-slider-controls--center .media-pagination { justify-content: center; }

    .about-badge {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      font-size: 11.5px;
      letter-spacing: .15em;
      font-weight: 700;
      color: var(--green-700);
      background: var(--cream);
      padding: 7px 14px;
      border-radius: 30px;
      margin-bottom: 20px;
      text-transform: uppercase;
    }

    .about-hero h1 {
      font-size: 56px;
      font-weight: 600;
      line-height: 1.06;
      letter-spacing: -.02em;
      color: var(--bg);
      max-width: 780px;
    }

    .about-hero .hero-sub {
      font-size: 18px;
      line-height: 1.65;
      color: #e8e3d3;
      margin: 24px 0 0;
      max-width: 660px;
      font-family: var(--sans);
    }

    /* === STATS SECTION === */
    .stats-section { padding: 56px 0; background: var(--surface); border-top: 1px solid rgba(36,57,40,.08); border-bottom: 1px solid rgba(36,57,40,.08); }

    .stats-section .stats-row { display: grid; grid-template-columns: repeat(3, 1fr); }

    .stat-item { padding: 0 36px; border-left: 1px solid rgba(36,57,40,.16); }
    .stat-item:first-child { padding-left: 0; border-left: none; }
    .stat-item:last-child { padding-right: 0; }

    .stat-number { font-family: var(--serif); font-size: 46px; font-weight: 500; color: var(--green-700); line-height: 1; }
    .stats-section .stat-label { font-size: 12px; letter-spacing: .04em; color: rgba(36,57,40,.68); margin-top: 12px; line-height: 1.5; max-width: 240px; }

    /* === CEO SECTION === */
    .ceo-section { padding: 72px 0 66px; background: var(--bg); }

    .ceo-grid { display: grid; grid-template-columns: 240px 1fr; gap: 56px; align-items: start; }

    .photo-placeholder {
      font-family: var(--serif);
      font-weight: 500;
      color: var(--coffee-700);
      background: var(--surface);
      border: 1px solid rgba(36,57,40,.16);
      display: flex;
      align-items: center;
      justify-content: center;
    }

    .ceo-photo-wrap { display: flex; flex-direction: column; align-items: center; gap: 12px; }
    .ceo-photo { width: 220px; height: 260px; border-radius: 12px; font-size: 54px; }
    .photo-caption { font-size: 10.5px; letter-spacing: .1em; text-transform: uppercase; color: rgba(36,57,40,.42); font-family: var(--sans); font-weight: 700; }

    .ceo-content h2 { font-size: 34px; color: var(--green-700); margin-bottom: 6px; letter-spacing: -.01em; }

    .ceo-role {
      font-size: 12.5px;
      font-weight: 700;
      letter-spacing: .06em;
      text-transform: uppercase;
      color: var(--coffee-700);
      margin-bottom: 24px;
    }

    .ceo-content p.ceo-bio {
      font-size: 15.5px;
      line-height: 1.7;
      color: rgba(36,57,40,.78);
      margin-bottom: 18px;
      max-width: 640px;
    }

    .ceo-credentials { display: flex; flex-direction: column; margin-top: 26px; }
    .ceo-credentials .editorial-item { padding: 18px 0; grid-template-columns: 44px 1fr; gap: 18px; }
    .ceo-credentials .editorial-num { font-size: 24px; }
    .ceo-credentials .editorial-body p { font-size: 14px; color: rgba(36,57,40,.78); }

    /* === EDITORIAL LIST (compartido: credenciales CEO + por qué Oakfort) === */
    .editorial-list { display: flex; flex-direction: column; }
    .editorial-item {
      display: grid;
      grid-template-columns: 64px 1fr;
      gap: 28px;
      padding: 32px 0;
      border-top: 1px solid rgba(36,57,40,.14);
    }
    .editorial-item:last-child { border-bottom: 1px solid rgba(36,57,40,.14); }
    .editorial-item:nth-child(odd) .editorial-num { color: var(--coffee-400); }
    .editorial-item:nth-child(even) .editorial-num { color: var(--green-400); }
    .editorial-num { font-family: var(--serif); font-size: 34px; font-weight: 500; line-height: 1; padding-top: 2px; }
    .editorial-body h4 { font-family: var(--sans); font-size: 18px; font-weight: 700; color: var(--green-700); margin-bottom: 10px; }
    .editorial-body p { font-size: 14.5px; line-height: 1.65; color: rgba(36,57,40,.78); max-width: 640px; }

    /* === STAFF SECTION === */
    .staff-section { padding: 72px 0 66px; background: var(--surface); border-top: 1px solid rgba(36,57,40,.08); border-bottom: 1px solid rgba(36,57,40,.08); }

    .staff-list { display: grid; grid-template-columns: repeat(4, 1fr); }
    .staff-item {
      padding: 0 26px;
      border-left: 1px solid rgba(36,57,40,.16);
      display: flex;
      flex-direction: column;
      align-items: center;
      text-align: center;
    }
    .staff-item:first-child { padding-left: 0; border-left: none; }
    .staff-item:last-child { padding-right: 0; }

    .staff-photo { width: 84px; height: 84px; border-radius: 50%; font-size: 21px; }

    .staff-name { font-family: var(--serif); font-size: 19px; color: var(--green-700); margin-top: 16px; margin-bottom: 4px; }
    .staff-role { font-size: 11px; letter-spacing: .07em; text-transform: uppercase; color: var(--coffee-700); font-weight: 700; margin-bottom: 14px; }
    .staff-bio { font-size: 13.5px; line-height: 1.6; color: rgba(36,57,40,.72); }

    /* === WHY OAKFORT SECTION === */
    .why-section { padding: 72px 0 66px; background: var(--bg); }
    .why-section .section-sub { font-size: 15px; color: rgba(36,57,40,.65); margin-top: -20px; margin-bottom: 34px; max-width: 640px; }

    /* === FINAL CTA === */
    .final-cta { padding: 78px 0 82px; background: var(--green-900); color: var(--bg); text-align: center; }
    .final-cta h2 { font-size: 40px; letter-spacing: -.02em; color: var(--bg); margin-bottom: 16px; }
    .final-cta p { font-size: 16px; line-height: 1.65; color: #e8e3d3; max-width: 560px; margin: 0 auto 32px; }
    .final-cta .cta-btn {
      display: inline-block;
      background: var(--coffee-700);
      color: var(--bg);
      padding: 16px 36px;
      border-radius: 9px;
      font-weight: 700;
      font-size: 16px;
      text-decoration: none;
    }
    .final-cta .cta-btn:hover { background: var(--coffee-500); }

    /* === FOOTER === */
    .site-footer { padding: 52px 0 34px; background: var(--green-900); color: var(--cream); }
    .footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.1fr; gap: 32px; padding-bottom: 34px; border-bottom: 1px solid rgba(212,197,168,.16); margin-bottom: 22px; }
    .footer-brand { display: flex; align-items: baseline; gap: 9px; margin-bottom: 14px; }
    .footer-brand .fb-name { font-family: var(--serif); font-weight: 600; font-size: 21px; color: var(--bg); }
    .footer-brand .fb-tag { font-size: 8px; letter-spacing: .32em; font-weight: 600; color: var(--cream); transform: translateY(-2px); }
    .footer-brand img.footer-logo { height: 28px; width: auto; display: block; }
    .footer-col p { font-size: 13px; line-height: 1.6; margin-bottom: 14px; max-width: 300px; }
    .footer-col .license { font-size: 12px; line-height: 1.7; color: rgba(212,197,168,.7); }
    .footer-col h4 { font-family: var(--sans); font-size: 11.5px; font-weight: 700; color: var(--bg); letter-spacing: .08em; text-transform: uppercase; margin-bottom: 14px; }
    .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; font-size: 13px; }
    .footer-col li { padding: 0; }
    .footer-col a { color: var(--cream); text-decoration: none; }
    .footer-col a:hover { color: var(--bg); text-decoration: underline; }
    .footer-bottom { padding-top: 0; font-size: 12px; color: rgba(212,197,168,.6); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; }

    /* === RESPONSIVE === */
    @media (max-width: 900px) {
      .container { padding: 0 24px; }
      .header-inner { padding: 18px 24px; }
      .main-nav { display: none !important; }

      .about-hero { padding: 56px 0 48px; }
      .about-hero h1 { font-size: 36px; }

      .stats-section, .ceo-section, .staff-section, .why-section { padding: 48px 0; }

      .stats-section .stats-row { grid-template-columns: 1fr; row-gap: 26px; }
      .stat-item { border-left: none; padding: 0; border-top: 1px solid rgba(36,57,40,.16); padding-top: 22px; }
      .stat-item:first-child { border-top: none; padding-top: 0; }

      .ceo-grid { grid-template-columns: 1fr; gap: 32px; }
      .ceo-photo-wrap { align-items: flex-start; }

      .editorial-item { grid-template-columns: 44px 1fr; gap: 18px; padding: 26px 0; }
      .editorial-num { font-size: 26px; }

      .staff-list { grid-template-columns: 1fr 1fr; row-gap: 32px; }
      .staff-item { border-left: none; padding: 0; }
      .staff-item:nth-child(odd) { padding-right: 14px; }
      .staff-item:nth-child(even) { padding-left: 14px; }

      .final-cta h2 { font-size: 30px; }
      .footer-grid { grid-template-columns: 1fr 1fr; }
    }

    @media (max-width: 600px) {
      .about-hero h1 { font-size: 30px; }
      .about-hero .hero-sub { font-size: 16px; margin-top: 20px; }
      .staff-list { grid-template-columns: 1fr; }
      .staff-item:nth-child(odd), .staff-item:nth-child(even) { padding: 0; }
      .footer-grid { grid-template-columns: 1fr; }
    }

    /* --- Hamburger Menu & Mobile Navigation --- */
    .menu-toggle { display: none; flex-direction: column; justify-content: space-between; width: 26px; height: 18px; background: transparent; border: none; cursor: pointer; z-index: 1001; }
    .menu-toggle span { display: block; width: 100%; height: 2px; background-color: var(--green-700); transition: all .3s ease-in-out; }

    .mobile-nav-drawer { position: fixed; top: 0; right: -100%; width: 300px; height: 100vh; background: var(--bg); box-shadow: -10px 0 30px rgba(36,57,40,.18); z-index: 1000; transition: right .3s ease-in-out; padding: 80px 28px 40px; display: flex; flex-direction: column; gap: 6px; overflow-y: auto; }
    .mobile-nav-drawer.open { right: 0; }
    .mobile-nav-drawer a.nav-item { font-family: var(--sans); font-size: 16px; font-weight: 600; color: var(--green-700); text-decoration: none; padding: 12px 0; border-bottom: 1px solid rgba(36,57,40,.1); }
    .mobile-nav-drawer a.nav-item.active { color: var(--coffee-700); }
    .mobile-nav-dropdown-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--coffee-700); margin-top: 12px; }
    .mobile-nav-drawer .dropdown-product { font-size: 14px; padding: 10px 12px; color: rgba(36,57,40,.7); text-decoration: none; border-left: 2px solid rgba(36,57,40,.14); margin-left: 6px; }
    .mobile-nav-drawer .dropdown-product:hover { color: var(--coffee-700); border-left-color: var(--coffee-700); }
    .mobile-overlay { position: fixed; top: 0; left: 0; width: 100vw; height: 100vh; background: rgba(22,36,26,.5); z-index: 998; display: none; }
    .mobile-overlay.open { display: block; }
    .menu-toggle.open span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
    .menu-toggle.open span:nth-child(2) { opacity: 0; }
    .menu-toggle.open span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
    @media (max-width: 900px) { .menu-toggle { display: flex; } }

    /* === SELLO DE GARANTÍA (flotante) === */
    .guarantee-seal {
      position: fixed;
      right: 22px;
      bottom: 100px;
      z-index: 500;
      width: 110px;
      height: 110px;
      display: grid;
      place-content: center;
    }
    .guarantee-seal__disc {
      position: absolute;
      inset: 0;
      border-radius: 50%;
      background: var(--bg);
      border: 1px solid rgba(36,57,40,.14);
      box-shadow: 0 10px 26px rgba(22,36,26,.22);
      -webkit-mask-image: radial-gradient(circle, transparent 34px, black 35px);
      mask-image: radial-gradient(circle, transparent 34px, black 35px);
    }
    .guarantee-seal__ring {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      animation: guaranteeSealSpin 16s linear infinite;
    }
    .guarantee-seal__ring text {
      font-family: var(--sans);
      font-size: 9px;
      font-weight: 700;
      letter-spacing: .04em;
    }
    .guarantee-seal__core {
      position: relative;
      width: 60px;
      height: 60px;
      border-radius: 50%;
      color: var(--green-700);
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .guarantee-seal__icon { width: 30px; height: 30px; }
    @keyframes guaranteeSealSpin { to { transform: rotate(360deg); } }

    @media (max-width: 900px) {
      .guarantee-seal { width: 90px; height: 90px; right: 14px; bottom: 84px; }
      .guarantee-seal__disc { -webkit-mask-image: radial-gradient(circle, transparent 26px, black 27px); mask-image: radial-gradient(circle, transparent 26px, black 27px); }
      .guarantee-seal__core { width: 50px; height: 50px; }
      .guarantee-seal__icon { width: 26px; height: 26px; }
          }

/* === STYLES FROM productos.html === */
/* ============================================
       OAKFORT INSURANCE: PRODUCTOS
       Sistema de diseño: Paleta A · Bosque
       Ver design.md para tokens y componentes base
       ============================================ */

    :root {
      --green-900: #16241a;
      --green-700: #243928;
      --green-500: #3a5641;
      --green-400: #6f8a76;
      --green-300: #aebfb2;
      --green-100: #dde3dd;

      --coffee-900: #2e1400;
      --coffee-700: #461f00;
      --coffee-500: #6b3410;
      --coffee-400: #9c6a3f;
      --coffee-300: #c9a582;
      --coffee-100: #ecdcc8;

      --cream: #d4c5a8;
      --bg: #f7f6e4;
      --surface: #efeada;
      --line: #b8a985;
      --page-bg: #e9e6dc;

      --success: #3a5641;
      --warning: #b0641f;
      --error: #8f2d1e;

      --serif: 'Newsreader', serif;
      --sans: 'Hanken Grotesk', system-ui, sans-serif;
    }

    * { box-sizing: border-box; margin: 0; padding: 0; }

    body {
      font-family: var(--sans);
      background: var(--bg);
      color: var(--green-700);
      line-height: 1.5;
    }

    h1, h2, h3 { font-family: var(--serif); font-weight: 500; }

    .container {
      max-width: 1120px;
      margin: 0 auto;
      padding: 0 44px;
    }

    .eyebrow {
      font-size: 11.5px;
      letter-spacing: .16em;
      font-weight: 700;
      color: var(--coffee-700);
      margin-bottom: 12px;
      text-transform: uppercase;
    }

    .section-title {
      font-size: 38px;
      line-height: 1.08;
      color: var(--green-700);
      letter-spacing: -.015em;
      margin-bottom: 14px;
    }

    .section-sub {
      font-size: 15px;
      line-height: 1.6;
      color: rgba(36,57,40,.65);
      max-width: 680px;
      margin-bottom: 34px;
    }

    .link-cta { font-size: 12.5px; font-weight: 600; color: var(--coffee-700); text-decoration: none; }
    .link-cta:hover { color: var(--coffee-500); }

    /* === HEADER / NAV === */
    .site-header {
      background: var(--bg);
      border-bottom: 1px solid rgba(36,57,40,.1);
      position: sticky;
      top: 0;
      z-index: 200;
    }

    .header-inner {
      display: flex;
      align-items: center;
      justify-content: space-between;
      padding: 22px 44px;
    }

    .logo {
      font-family: var(--serif);
      font-weight: 600;
      font-size: 24px;
      color: var(--green-700);
      letter-spacing: -.01em;
      display: inline-flex;
      align-items: baseline;
      gap: 10px;
      text-decoration: none;
    }

    .logo span {
      font-family: var(--sans);
      font-size: 9px;
      letter-spacing: .34em;
      font-weight: 600;
      color: var(--coffee-700);
      transform: translateY(-2px);
    }

    .logo-img { height: 32px; width: auto; display: block; }

    .main-nav {
      display: flex;
      align-items: center;
      gap: 26px;
      font-size: 13.5px;
      font-weight: 500;
    }

    .main-nav a.nav-item {
      text-decoration: none;
      color: var(--green-700);
      display: flex;
      align-items: center;
      gap: 5px;
      padding: 8px 0;
    }

    .main-nav a.nav-item.active { color: var(--coffee-700); }

    .nav-caret { font-size: 9px; color: var(--coffee-700); }

    .main-nav a.nav-item:last-child {
      background: var(--green-700);
      color: var(--bg);
      padding: 10px 20px;
      border-radius: 8px;
      font-weight: 600;
    }
    .main-nav a.nav-item:last-child.active { color: var(--bg); }

    .nav-has-dropdown { position: relative; }
    .nav-dropdown {
      display: none;
      position: absolute;
      top: 100%;
      left: 0;
      margin-top: 8px;
      background: var(--bg);
      border: 1px solid rgba(36,57,40,.14);
      border-radius: 0;
      box-shadow: 0 12px 30px rgba(36,57,40,.14);
      min-width: 280px;
      padding: 8px;
      z-index: 999;
    }
    .nav-dropdown::before { content: ""; position: absolute; top: -8px; left: 0; right: 0; height: 8px; }
    .nav-has-dropdown:hover .nav-dropdown { display: flex; flex-direction: column; }

    a.dropdown-product {
      display: block;
      padding: 11px 14px;
      font-size: 13px;
      font-weight: 500;
      color: var(--green-700);
      text-decoration: none;
      border-radius: 0;
    }
    a.dropdown-product:hover { background: var(--surface); color: var(--coffee-700); }

    /* === HERO === */
    .hero {
      padding: 78px 0 70px;
      background: var(--green-700);
      color: var(--bg);
      position: relative;
      overflow: hidden;
    }
    .hero .container { position: relative; z-index: 2; }

    /* === HERO MEDIA (foto de fondo + overlay de marca) === */
    .hero-swiper-bg { position: absolute; inset: 0; z-index: 0; }
    .hero-swiper-bg .swiper-slide { background-size: cover; background-position: center; }
    .hero-media-overlay {
      position: absolute; inset: 0; z-index: 1;
      pointer-events: none;
      background: linear-gradient(100deg,
        rgba(22,36,26,.96) 0%,
        rgba(36,57,40,.90) 28%,
        rgba(36,57,40,.62) 50%,
        rgba(70,31,0,.30) 72%,
        rgba(70,31,0,.14) 100%);
    }

    /* Controles del slider (paginación con barra de progreso + flechas), estilo de marca */
    .media-slider-controls {
      display: flex; align-items: center; gap: 14px;
      margin-top: 32px;
    }
    .media-pagination { display: flex; gap: 8px; }
    .media-pagination .swiper-pagination-bullet {
      width: 40px; height: 3px;
      background: rgba(247,246,228,.28);
      border-radius: 2px;
      overflow: hidden;
      position: relative;
      display: inline-block;
      cursor: pointer;
      opacity: 1 !important;
      margin: 0 !important;
    }
    .media-pagination .swiper-pagination-bullet .progress-bar {
      display: block; height: 100%; width: 0;
      background: var(--cream);
      border-radius: 2px;
    }
    .media-pagination .swiper-pagination-bullet-active .progress-bar {
      animation: mediaAutoplayProgress 5000ms linear forwards;
    }
    @keyframes mediaAutoplayProgress { 0% { width: 0%; } 100% { width: 100%; } }
    .media-arrows { display: flex; gap: 6px; }
    .media-arrows button {
      background: none;
      border: 1px solid rgba(247,246,228,.3);
      border-radius: 50%;
      width: 32px; height: 32px;
      display: flex; align-items: center; justify-content: center;
      color: rgba(247,246,228,.75);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .media-arrows button:hover {
      background: rgba(247,246,228,.12);
      color: var(--bg);
      border-color: rgba(247,246,228,.5);
    }

    .hero-badge {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      font-size: 11.5px;
      letter-spacing: .15em;
      font-weight: 700;
      color: var(--green-700);
      background: var(--cream);
      padding: 7px 14px;
      border-radius: 30px;
      margin-bottom: 20px;
      text-transform: uppercase;
    }

    .hero h1 {
      font-size: 56px;
      font-weight: 600;
      line-height: 1.06;
      letter-spacing: -.02em;
      color: var(--bg);
      max-width: 780px;
    }

    .hero p.hero-sub {
      font-size: 18px;
      line-height: 1.6;
      color: #e8e3d3;
      margin: 24px 0 0;
      max-width: 660px;
      font-family: var(--sans);
    }

    .hero-stats {
      display: flex;
      gap: 44px;
      margin-top: 42px;
      padding-top: 32px;
      border-top: 1px solid rgba(212,197,168,.22);
      flex-wrap: wrap;
    }

    .hero-stat-num {
      font-family: var(--serif);
      font-size: 32px;
      color: #fff;
    }

    .hero-stat-label {
      font-size: 11.5px;
      letter-spacing: .06em;
      color: var(--cream);
      margin-top: 4px;
      text-transform: uppercase;
    }

    /* === PRODUCT TABS SECTION === */
    .products-tabs-section { padding: 64px 0; background: var(--bg); }

    .products-tabs-section > .container > .eyebrow,
    .products-tabs-section > .container > .section-title { margin-bottom: 8px; }
    .products-tabs-section > .container > .section-title { margin-bottom: 30px; }

    .tabs-bar-wrap {
      position: relative;
      margin-bottom: 44px;
    }

    .tabs-bar {
      display: flex;
      gap: 4px;
      border-bottom: 1px solid rgba(36,57,40,.15);
      flex-wrap: nowrap;
      overflow-x: auto;
      -webkit-overflow-scrolling: touch;
      scrollbar-width: none;
    }
    .tabs-bar::-webkit-scrollbar { display: none; }

    .tabs-scroll-fade {
      position: absolute;
      top: 0;
      right: 0;
      bottom: 1px;
      width: 48px;
      background: linear-gradient(to right, rgba(247,246,228,0), var(--bg) 75%);
      pointer-events: none;
      opacity: 0;
      transition: opacity .25s ease;
    }
    .tabs-bar-wrap.has-more-tabs .tabs-scroll-fade { opacity: 1; }

    .tab {
      padding: 14px 22px;
      font-size: 14px;
      font-weight: 500;
      color: rgba(36,57,40,.6);
      cursor: pointer;
      white-space: nowrap;
      flex-shrink: 0;
      border-radius: 9px 9px 0 0;
      font-family: var(--sans);
    }

    .tab.active {
      background: var(--green-700);
      color: var(--bg);
      font-weight: 700;
    }

    .tab:hover:not(.active) { background: var(--surface); color: var(--green-700); }

    .tab-panel { display: none; }
    .tab-panel.active { display: block; }

    .tab-panel-grid {
      display: grid;
      grid-template-columns: 1.2fr 0.8fr;
      gap: 44px;
      align-items: start;
    }

    .category-chip {
      display: inline-block;
      background: var(--coffee-100);
      color: var(--coffee-700);
      font-size: 11px;
      font-weight: 700;
      letter-spacing: .04em;
      text-transform: uppercase;
      padding: 5px 12px;
      border-radius: 30px;
      margin-bottom: 16px;
    }

    .tab-panel-content h2 {
      font-size: 38px;
      line-height: 1.08;
      color: var(--green-700);
      letter-spacing: -.015em;
      margin: 0 0 6px;
    }

    .tab-panel-content .tagline {
      font-family: var(--serif);
      font-style: italic;
      font-size: 19px;
      color: var(--coffee-700);
      margin-bottom: 10px;
    }

    .tab-panel-content .persona-line {
      font-size: 12.5px;
      font-weight: 600;
      letter-spacing: .02em;
      color: rgba(36,57,40,.55);
      font-style: italic;
      margin-bottom: 20px;
    }

    .tab-panel-content .description {
      font-size: 15.5px;
      line-height: 1.65;
      color: rgba(36,57,40,.78);
      margin-bottom: 24px;
    }

    .pain-list {
      list-style: none;
      display: flex;
      flex-direction: column;
      margin-bottom: 24px;
    }

    .pain-list li {
      padding: 14px 0;
      font-size: 14.5px;
      color: rgba(36,57,40,.82);
      border-top: 1px solid rgba(36,57,40,.12);
      padding-left: 24px;
      position: relative;
    }
    .pain-list li:last-child { border-bottom: 1px solid rgba(36,57,40,.12); }

    .pain-list li::before {
      content: "→";
      position: absolute;
      left: 0;
      color: var(--coffee-700);
      font-weight: 700;
    }

    .cta-secondary {
      display: inline-block;
      font-size: 13px;
      font-weight: 600;
      color: var(--coffee-700);
      text-decoration: none;
    }
    .cta-secondary:hover { color: var(--coffee-500); }

    /* === FORM SECTION (siempre sobre panel Verde oscuro) === */
    .form-box {
      background: var(--green-700);
      border-radius: 14px;
      padding: 30px 28px;
      box-shadow: 0 16px 36px rgba(36,57,40,.18);
    }

    .form-box h3 {
      font-size: 23px;
      color: var(--bg);
      margin-bottom: 4px;
    }

    .form-subtitle {
      font-size: 13px;
      color: var(--cream);
      margin-bottom: 24px;
    }

    .form-group { margin-bottom: 16px; }

    .form-label {
      font-size: 11px;
      font-weight: 700;
      letter-spacing: .06em;
      color: var(--cream);
      text-transform: uppercase;
      display: block;
      margin-bottom: 7px;
    }

    .form-input {
      width: 100%;
      border: 1px solid rgba(212,197,168,.3);
      border-radius: 8px;
      padding: 12px 14px;
      font-size: 14px;
      font-family: var(--sans);
      color: var(--bg);
      background: rgba(247,246,228,.05);
    }
    .form-input::placeholder { color: rgba(247,246,228,.5); }
    .form-input:focus {
      outline: none;
      border-color: var(--cream);
      background: rgba(247,246,228,.09);
    }

    .form-row {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 12px;
    }

    .form-submit {
      width: 100%;
      background: var(--bg);
      color: var(--green-700);
      text-align: center;
      padding: 15px;
      border-radius: 9px;
      font-weight: 700;
      font-size: 15px;
      margin-top: 4px;
      border: none;
      cursor: pointer;
      font-family: var(--sans);
    }
    .form-submit:hover { background: var(--surface); }

    /* === WHY CHOOSE US === */
    .why-section { padding: 64px 0 60px; background: var(--surface); border-top: 1px solid rgba(36,57,40,.08); border-bottom: 1px solid rgba(36,57,40,.08); }

    .why-section .stats-row {
      display: flex;
      margin: 8px 0 46px;
      flex-wrap: wrap;
    }
    .stat-col {
      flex: 1;
      min-width: 160px;
      padding: 0 32px;
      border-left: 1px solid rgba(36,57,40,.16);
    }
    .stat-col:first-child { padding-left: 0; border-left: none; }
    .stat-num {
      font-family: var(--serif);
      font-size: 42px;
      color: var(--green-700);
      line-height: 1;
    }
    .why-section .stat-label {
      font-size: 12px;
      letter-spacing: .03em;
      color: rgba(36,57,40,.65);
      margin-top: 10px;
      max-width: 220px;
    }

    .editorial-list { display: flex; flex-direction: column; }
    .editorial-item {
      display: grid;
      grid-template-columns: 64px 1fr;
      gap: 28px;
      padding: 30px 0;
      border-top: 1px solid rgba(36,57,40,.14);
    }
    .editorial-item:last-child { border-bottom: 1px solid rgba(36,57,40,.14); }
    .editorial-item:nth-child(odd) .editorial-num { color: var(--coffee-400); }
    .editorial-item:nth-child(even) .editorial-num { color: var(--green-400); }
    .editorial-num { font-family: var(--serif); font-size: 34px; font-weight: 500; line-height: 1; padding-top: 2px; }
    .editorial-body h4 { font-family: var(--sans); font-size: 17px; font-weight: 700; color: var(--green-700); margin-bottom: 8px; }
    .editorial-body p { font-size: 14.5px; line-height: 1.65; color: rgba(36,57,40,.78); max-width: 640px; }

    /* === FAQ === */
    .faq-section { padding: 64px 0; background: var(--bg); }

    .faq-editorial {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 0 48px;
    }

    .faq-qa {
      padding: 28px 0;
      border-top: 1px solid rgba(36,57,40,.16);
    }
    .faq-editorial .faq-qa:nth-last-child(-n+2) { border-bottom: 1px solid rgba(36,57,40,.16); }

    .faq-qa h4 {
      font-family: var(--sans);
      font-size: 16.5px;
      font-weight: 700;
      color: var(--green-700);
      margin-bottom: 10px;
    }

    .faq-qa p {
      font-size: 14px;
      line-height: 1.65;
      color: rgba(36,57,40,.72);
    }

    /* === PRODUCTOS INDIVIDUALES === */
    .ind-section { padding: 64px 0 60px; background: var(--surface); border-top: 1px solid rgba(36,57,40,.08); }

    .ind-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      row-gap: 40px;
    }
    .ind-item {
      padding: 0 28px;
      border-left: 1px solid rgba(36,57,40,.16);
      display: flex;
      flex-direction: column;
    }
    .ind-item:nth-child(3n+1) { padding-left: 0; border-left: none; }
    .ind-item:nth-child(3n) { padding-right: 0; }
    .ind-item:nth-child(n+4) { padding-top: 34px; border-top: 1px solid rgba(36,57,40,.16); }

    .ind-item:nth-child(odd) .ind-num { color: var(--coffee-400); }
    .ind-item:nth-child(even) .ind-num { color: var(--green-400); }
    .ind-num { font-family: var(--serif); font-size: 28px; font-weight: 500; margin-bottom: 12px; line-height: 1; }
    .ind-item h4 { font-size: 18px; color: var(--green-700); margin-bottom: 6px; }
    .ind-persona {
      font-size: 11px;
      font-weight: 700;
      letter-spacing: .05em;
      text-transform: uppercase;
      color: var(--coffee-400);
      margin-bottom: 12px;
    }
    .ind-item p { font-size: 13.5px; line-height: 1.6; color: rgba(36,57,40,.72); margin-bottom: 16px; flex: 1; }

    /* === FOOTER === */
    .site-footer { padding: 52px 0 34px; background: var(--green-900); color: var(--cream); }

    .footer-grid {
      display: grid;
      grid-template-columns: 1.5fr 1fr 1fr 1.1fr;
      gap: 32px;
      padding-bottom: 34px;
      border-bottom: 1px solid rgba(212,197,168,.16);
      margin-bottom: 22px;
    }

    .footer-brand {
      display: flex;
      align-items: baseline;
      gap: 9px;
      margin-bottom: 14px;
    }
    .footer-brand .fb-name { font-family: var(--serif); font-weight: 600; font-size: 21px; color: var(--bg); }
    .footer-brand .fb-tag { font-size: 8px; letter-spacing: .32em; font-weight: 600; color: var(--cream); transform: translateY(-2px); }
    .footer-brand img.footer-logo { height: 28px; width: auto; display: block; }

    .footer-col p { font-size: 13px; line-height: 1.6; margin-bottom: 14px; max-width: 300px; }
    .footer-col .license { font-size: 12px; line-height: 1.7; color: rgba(212,197,168,.7); }

    .footer-col h4 {
      font-family: var(--sans);
      font-size: 11.5px;
      font-weight: 700;
      color: var(--bg);
      letter-spacing: .08em;
      text-transform: uppercase;
      margin-bottom: 14px;
    }

    .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; font-size: 13px; }
    .footer-col li { padding: 0; }
    .footer-col a { color: var(--cream); text-decoration: none; }
    .footer-col a:hover { color: var(--bg); text-decoration: underline; }

    .footer-bottom {
      padding-top: 0;
      font-size: 12px;
      color: rgba(212,197,168,.6);
      display: flex;
      justify-content: space-between;
      flex-wrap: wrap;
      gap: 8px;
    }

    /* === RESPONSIVE === */
    @media (max-width: 900px) {
      .container { padding: 0 24px; }
      .header-inner { padding: 18px 24px; }
      .main-nav { display: none !important; }
      .hero { padding: 56px 0 48px; }
      .hero h1 { font-size: 38px; }
      .products-tabs-section, .why-section, .faq-section, .ind-section { padding: 48px 0; }
      .tab-panel-grid { grid-template-columns: 1fr; }
      .why-section .stats-row { flex-direction: column; gap: 24px; }
      .stat-col { border-left: none; padding: 0; border-top: 1px solid rgba(36,57,40,.16); padding-top: 20px; }
      .stat-col:first-child { border-top: none; padding-top: 0; }
      .editorial-item { grid-template-columns: 44px 1fr; gap: 18px; padding: 24px 0; }
      .editorial-num { font-size: 26px; }
      .faq-editorial { grid-template-columns: 1fr; gap: 0; }
      .faq-editorial .faq-qa:nth-last-child(-n+2) { border-bottom: none; }
      .faq-editorial .faq-qa:last-child { border-bottom: 1px solid rgba(36,57,40,.16); }
      .ind-grid { grid-template-columns: 1fr 1fr; }
      .ind-item:nth-child(3n+1) { border-left: 1px solid rgba(36,57,40,.16); padding-left: 28px; }
      .ind-item:nth-child(odd) { padding-left: 0; border-left: none; }
      .ind-item:nth-child(even) { padding-right: 0; }
      .ind-item:nth-child(n+3) { padding-top: 34px; border-top: 1px solid rgba(36,57,40,.16); }
      .footer-grid { grid-template-columns: 1fr 1fr; }
      .hero-stats { gap: 28px; }
    }

    @media (max-width: 600px) {
      .hero h1 { font-size: 30px; }
      .hero p.hero-sub { font-size: 16px; margin-top: 20px; }
      .form-row { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr; }
      .ind-grid { grid-template-columns: 1fr; }
      .ind-item, .ind-item:nth-child(odd), .ind-item:nth-child(even) { border-left: none; padding-left: 0; padding-right: 0; }
      .ind-item:nth-child(n+2) { padding-top: 30px; border-top: 1px solid rgba(36,57,40,.16); }
      .ind-item:first-child { padding-top: 0; border-top: none; }
    }

    /* --- Hamburger Menu & Mobile Navigation --- */
    .menu-toggle {
      display: none;
      flex-direction: column;
      justify-content: space-between;
      width: 26px;
      height: 18px;
      background: transparent;
      border: none;
      cursor: pointer;
      z-index: 1001;
    }
    .menu-toggle span {
      display: block;
      width: 100%;
      height: 2px;
      background-color: var(--green-700);
      transition: all .3s ease-in-out;
    }

    .mobile-nav-drawer {
      position: fixed;
      top: 0;
      right: -100%;
      width: 300px;
      height: 100vh;
      background: var(--bg);
      box-shadow: -10px 0 30px rgba(36,57,40,.18);
      z-index: 1000;
      transition: right .3s ease-in-out;
      padding: 80px 28px 40px;
      display: flex;
      flex-direction: column;
      gap: 6px;
      overflow-y: auto;
    }
    .mobile-nav-drawer.open { right: 0; }

    .mobile-nav-drawer a.nav-item {
      font-family: var(--sans);
      font-size: 16px;
      font-weight: 600;
      color: var(--green-700);
      text-decoration: none;
      padding: 12px 0;
      border-bottom: 1px solid rgba(36,57,40,.1);
    }
    .mobile-nav-drawer a.nav-item.active { color: var(--coffee-700); }

    .mobile-nav-dropdown-title {
      font-size: 11px;
      font-weight: 700;
      text-transform: uppercase;
      letter-spacing: .1em;
      color: var(--coffee-700);
      margin-top: 12px;
    }

    .mobile-nav-drawer .dropdown-product {
      font-size: 14px;
      padding: 10px 12px;
      color: rgba(36,57,40,.7);
      text-decoration: none;
      border-left: 2px solid rgba(36,57,40,.14);
      margin-left: 6px;
    }
    .mobile-nav-drawer .dropdown-product:hover { color: var(--coffee-700); border-left-color: var(--coffee-700); }

    .mobile-overlay {
      position: fixed;
      top: 0; left: 0;
      width: 100vw; height: 100vh;
      background: rgba(22,36,26,.5);
      z-index: 998;
      display: none;
    }
    .mobile-overlay.open { display: block; }

    .menu-toggle.open span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
    .menu-toggle.open span:nth-child(2) { opacity: 0; }
    .menu-toggle.open span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }

    @media (max-width: 900px) {
      .menu-toggle { display: flex; }
    }

    /* === SELLO DE GARANTÍA (flotante) === */
    .guarantee-seal {
      position: fixed;
      right: 22px;
      bottom: 100px;
      z-index: 500;
      width: 110px;
      height: 110px;
      display: grid;
      place-content: center;
    }
    .guarantee-seal__disc {
      position: absolute;
      inset: 0;
      border-radius: 50%;
      background: var(--bg);
      border: 1px solid rgba(36,57,40,.14);
      box-shadow: 0 10px 26px rgba(22,36,26,.22);
      -webkit-mask-image: radial-gradient(circle, transparent 34px, black 35px);
      mask-image: radial-gradient(circle, transparent 34px, black 35px);
    }
    .guarantee-seal__ring {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      animation: guaranteeSealSpin 16s linear infinite;
    }
    .guarantee-seal__ring text {
      font-family: var(--sans);
      font-size: 9px;
      font-weight: 700;
      letter-spacing: .04em;
    }
    .guarantee-seal__core {
      position: relative;
      width: 60px;
      height: 60px;
      border-radius: 50%;
      color: var(--green-700);
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .guarantee-seal__icon { width: 30px; height: 30px; }
    @keyframes guaranteeSealSpin { to { transform: rotate(360deg); } }

    @media (max-width: 900px) {
      .guarantee-seal { width: 90px; height: 90px; right: 14px; bottom: 84px; }
      .guarantee-seal__disc { -webkit-mask-image: radial-gradient(circle, transparent 26px, black 27px); mask-image: radial-gradient(circle, transparent 26px, black 27px); }
      .guarantee-seal__core { width: 50px; height: 50px; }
      .guarantee-seal__icon { width: 26px; height: 26px; }
          }

/* === STYLES FROM general-liability.html === */
/* ============================================
       OAKFORT INSURANCE / PRODUCTO: GENERAL LIABILITY
       Sistema de diseño: Paleta A · Bosque
       Ver design.md para tokens y componentes base
       ============================================ */

    :root {
      --green-900: #16241a;
      --green-700: #243928;
      --green-500: #3a5641;
      --green-400: #6f8a76;
      --green-300: #aebfb2;
      --green-100: #dde3dd;

      --coffee-900: #2e1400;
      --coffee-700: #461f00;
      --coffee-500: #6b3410;
      --coffee-400: #9c6a3f;
      --coffee-300: #c9a582;
      --coffee-100: #ecdcc8;

      --cream: #d4c5a8;
      --bg: #f7f6e4;
      --surface: #efeada;
      --line: #b8a985;
      --page-bg: #e9e6dc;

      --success: #3a5641;
      --warning: #b0641f;
      --error: #8f2d1e;

      --serif: 'Newsreader', serif;
      --sans: 'Hanken Grotesk', system-ui, sans-serif;
    }

    * { box-sizing: border-box; margin: 0; padding: 0; }

    body { font-family: var(--sans); background: var(--bg); color: var(--green-700); line-height: 1.5; }
    h1, h2, h3 { font-family: var(--serif); font-weight: 500; }

    .container { max-width: 1120px; margin: 0 auto; padding: 0 44px; }

    .eyebrow {
      font-size: 11.5px;
      letter-spacing: .16em;
      font-weight: 700;
      color: var(--coffee-700);
      margin-bottom: 12px;
      text-transform: uppercase;
    }

    /* === HEADER / NAV === */
    .site-header { background: var(--bg); border-bottom: 1px solid rgba(36,57,40,.1); position: sticky; top: 0; z-index: 200; }
    .header-inner { display: flex; align-items: center; justify-content: space-between; padding: 22px 44px; }

    .logo { font-family: var(--serif); font-weight: 600; font-size: 24px; color: var(--green-700); letter-spacing: -.01em; display: inline-flex; align-items: baseline; gap: 10px; text-decoration: none; }
    .logo span { font-family: var(--sans); font-size: 9px; letter-spacing: .34em; font-weight: 600; color: var(--coffee-700); transform: translateY(-2px); }
    .logo-img { height: 32px; width: auto; display: block; }

    .main-nav { display: flex; align-items: center; gap: 26px; font-size: 13.5px; font-weight: 500; }
    .main-nav a.nav-item { text-decoration: none; color: var(--green-700); display: flex; align-items: center; gap: 5px; padding: 8px 0; }
    .main-nav a.nav-item.active { color: var(--coffee-700); }
    .main-nav a.nav-item:last-child { background: var(--green-700); color: var(--bg); padding: 10px 20px; border-radius: 8px; font-weight: 600; }

    .nav-has-dropdown { position: relative; }
    .nav-caret { font-size: 9px; color: var(--coffee-700); }
    .nav-dropdown { display: none; position: absolute; top: 100%; left: 0; margin-top: 8px; background: var(--bg); border: 1px solid rgba(36,57,40,.14); border-radius: 0; box-shadow: 0 12px 30px rgba(36,57,40,.14); min-width: 280px; padding: 8px; z-index: 999; }
    .nav-dropdown::before { content: ""; position: absolute; top: -8px; left: 0; right: 0; height: 8px; }
    .nav-has-dropdown:hover .nav-dropdown { display: flex; flex-direction: column; }
    a.dropdown-product { display: block; padding: 11px 14px; font-size: 13px; font-weight: 500; color: var(--green-700); text-decoration: none; border-radius: 0; }
    a.dropdown-product:hover { background: var(--surface); color: var(--coffee-700); }
    a.dropdown-product.active { color: var(--coffee-700); font-weight: 700; }

    /* === HERO === */
    .product-hero, .cta-section { position: relative; overflow: hidden; }
    .product-hero .container, .cta-section .container { position: relative; z-index: 2; }

    .hero-swiper-bg, .cta-swiper-bg {
      position: absolute; inset: 0; z-index: 0;
    }
    .hero-swiper-bg .swiper-slide, .cta-swiper-bg .swiper-slide {
      background-size: cover; background-position: center;
    }
    .hero-media-overlay {
      position: absolute; inset: 0; z-index: 1;
      pointer-events: none;
      background: linear-gradient(100deg,
        rgba(22,36,26,.96) 0%,
        rgba(36,57,40,.90) 28%,
        rgba(36,57,40,.62) 50%,
        rgba(70,31,0,.30) 72%,
        rgba(70,31,0,.14) 100%);
    }
    .product-hero { padding: 70px 0 62px; background: var(--green-700); color: var(--bg); }

    .breadcrumb { font-size: 13px; color: rgba(212,197,168,.8); margin-bottom: 18px; }
    .breadcrumb a { color: rgba(212,197,168,.8); text-decoration: none; }
    .breadcrumb a:hover { color: var(--bg); }
    .breadcrumb .sep { opacity: .5; }
    .product-hero .hero-h1-label { font-size: 14px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--cream); opacity: .8; margin-bottom: 16px; }
    .product-hero h2 { font-size: 56px; font-weight: 600; line-height: 1.04; letter-spacing: -.02em; color: var(--bg); max-width: 635px; }
    .product-hero .desc { font-size: 17.5px; line-height: 1.6; color: #e8e3d3; max-width: 680px; margin-top: 24px; }

    .hero-badges { display: flex; gap: 10px; margin-top: 26px; flex-wrap: wrap; }
    .hero-badge { background: rgba(212,197,168,.14); border: 1px solid rgba(212,197,168,.3); color: var(--bg); padding: 8px 16px; border-radius: 30px; font-size: 13px; font-weight: 600; }

    .hero-stats:has(.hero-stat-box) { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 38px; padding-top: 30px; border-top: 1px solid rgba(212,197,168,.22); }
    .hero-stat-box { background: rgba(212,197,168,.08); border: 1px solid rgba(212,197,168,.22); border-radius: 12px; padding: 20px 22px; }
    .hero-stat-number { font-family: var(--serif); font-size: 32px; color: #fff; }
    .hero-stat-label { font-size: 11.5px; letter-spacing: .06em; color: var(--cream); margin-top: 4px; text-transform: uppercase; }

    /* === PAIN POINTS === */
    .pain-section { padding: 64px 0 60px; background: var(--surface); }
    .pain-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 8px; }
    .pain-section .section-sub { font-size: 15px; color: rgba(36,57,40,.65); margin-bottom: 34px; max-width: 680px; }

    .pain-swiper { overflow: hidden; }
    .pain-swiper .editorial-item { border-top: none; padding: 4px 0 0; }
    .pain-swiper .editorial-item:last-child { border-bottom: none; }

    .pain-slider-controls { display: flex; align-items: center; gap: 28px; margin-top: 32px; padding-top: 24px; border-top: 1px solid rgba(36,57,40,.14); }
    .pain-arrows { display: flex; gap: 8px; }
    .pain-arrows button {
      background: none;
      border: 1px solid rgba(36,57,40,.22);
      border-radius: 50%;
      width: 36px; height: 36px;
      display: flex; align-items: center; justify-content: center;
      color: var(--green-700);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .pain-arrows button:hover { background: rgba(36,57,40,.08); border-color: rgba(36,57,40,.4); }
    .pain-arrows button.swiper-button-disabled { opacity: .3; cursor: default; }
    .pain-pagination { display: flex; gap: 6px; align-items: center; }
    .pain-pagination .swiper-pagination-bullet {
      width: 22px; height: 3px; border-radius: 2px;
      background: rgba(36,57,40,.18);
      opacity: 1 !important; margin: 0 !important; cursor: pointer;
      transition: background .2s ease, width .2s ease;
    }
    .pain-pagination .swiper-pagination-bullet-active { width: 34px; background: var(--coffee-700); }

    .editorial-item {
      display: grid;
      grid-template-columns: 64px 1fr;
      gap: 28px;
      padding: 34px 0;
      border-top: 1px solid rgba(36,57,40,.14);
    }
    .editorial-item:last-child { border-bottom: 1px solid rgba(36,57,40,.14); }
    .editorial-item:nth-child(odd) .editorial-num { color: var(--coffee-400); }
    .editorial-item:nth-child(even) .editorial-num { color: var(--green-400); }
    .editorial-num { font-family: var(--serif); font-size: 34px; font-weight: 500; line-height: 1; padding-top: 2px; }
    .editorial-body h4 { font-family: var(--sans); font-size: 18px; font-weight: 700; color: var(--green-700); margin-bottom: 10px; }
    .editorial-body p { font-size: 14.5px; line-height: 1.65; color: rgba(36,57,40,.78); max-width: 640px; }
    .editorial-emphasis {
      font-family: var(--serif);
      font-style: italic;
      font-size: 18px;
      line-height: 1.5;
      color: var(--green-700);
      max-width: 620px;
      margin-top: 14px;
    }

    /* === WHAT IT COVERS === */
    .covers-section { padding: 64px 0 60px; background: var(--bg); }
    .covers-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 34px; }

    .covers-grid { display: grid; grid-template-columns: 1fr 1fr; }
    .covers-col { padding: 46px 42px; display: flex; flex-direction: column; }
    .covers-col.covers-yes { background: var(--green-700); border-radius: 18px 0 0 18px; }
    .covers-col.covers-no { background: var(--surface); border-radius: 0 18px 18px 0; }
    .covers-col.covers-no ul { flex: 1; display: flex; flex-direction: column; justify-content: center; }
    .covers-col > .col-title { font-family: var(--serif); font-style: italic; font-size: 23px; margin-bottom: 26px; }
    .covers-col.covers-yes > .col-title { color: var(--bg); }
    .covers-col.covers-no > .col-title { color: var(--green-700); opacity: .55; }
    .covers-col ul { list-style: none; }
    .covers-col li { padding: 15px 0; border-top: 1px solid; font-size: 14px; line-height: 1.5; }
    .covers-col li:first-child { padding-top: 0; border-top: none; }
    .covers-col.covers-yes li { border-color: rgba(212,197,168,.2); color: rgba(247,246,228,.82); }
    .covers-col.covers-yes li strong { color: var(--bg); }
    .covers-col.covers-no li { border-color: rgba(36,57,40,.12); color: rgba(36,57,40,.68); }
    .covers-col.covers-no li strong { color: var(--green-700); }

    /* === FAQ === */
    .faq-section { padding: 64px 0 60px; background: var(--surface); }
    .faq-section .container.faq-container { max-width: 860px; }
    .faq-section h2 { font-size: 36px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 30px; }
    .faq-accordion { display: flex; flex-direction: column; }
    .faq-item { border-top: 1px solid rgba(36,57,40,.16); padding: 24px 0; }
    .faq-accordion .faq-item:last-child { border-bottom: 1px solid rgba(36,57,40,.16); }
    .faq-q { display: flex; justify-content: space-between; align-items: center; font-size: 16.5px; font-weight: 700; color: var(--green-700); cursor: pointer; }
    .faq-q::after { content: "+"; font-size: 22px; color: rgba(36,57,40,.35); font-weight: 400; }
    .faq-item.open .faq-q::after { content: "–"; color: var(--coffee-700); }
    .faq-a { display: none; font-size: 14px; line-height: 1.65; color: rgba(36,57,40,.72); margin-top: 14px; }
    .faq-item.open .faq-a { display: block; }

    /* === CTA + FORM === */
    .cta-section { padding: 66px 0 62px; background: var(--green-900); color: var(--bg); }
    .cta-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: start; }
    .cta-content h2 { font-size: 40px; line-height: 1.08; margin: 0 0 16px; letter-spacing: -.02em; color: var(--bg); }
    .cta-content p { font-size: 16px; line-height: 1.65; color: #e8e3d3; margin-bottom: 24px; max-width: 520px; }
    .cta-checklist { list-style: none; display: flex; flex-direction: column; gap: 11px; }
    .cta-checklist li { display: flex; gap: 12px; align-items: center; font-size: 14.5px; color: var(--bg); }
    .cta-checklist li .mark { color: var(--cream); font-weight: 700; }

    .cta-form-box { background: var(--bg); border-radius: 14px; padding: 30px 28px; box-shadow: 0 16px 40px rgba(0,0,0,.28); color: var(--green-700); }
    .cta-form-box h3 { font-size: 23px; color: var(--green-700); margin-bottom: 4px; }
    .cta-form-box .form-sub { font-size: 13px; color: rgba(36,57,40,.6); margin-bottom: 24px; }

    .form-group { margin-bottom: 16px; }
    .form-label { font-size: 11px; font-weight: 700; letter-spacing: .06em; color: var(--coffee-700); text-transform: uppercase; display: block; margin-bottom: 7px; }
    .form-input { width: 100%; border: 1px solid rgba(36,57,40,.2); border-radius: 8px; padding: 12px 14px; font-size: 14px; font-family: var(--sans); color: var(--green-700); background: #fff; }
    .form-input::placeholder { color: rgba(36,57,40,.4); }
    .form-input:focus { outline: none; border-color: var(--green-700); border-width: 2px; }
    .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
    .form-submit { width: 100%; background: var(--coffee-700); color: var(--bg); text-align: center; padding: 15px; border-radius: 9px; font-weight: 700; font-size: 15px; margin-top: 4px; border: none; cursor: pointer; font-family: var(--sans); }
    .form-submit:hover { background: var(--coffee-500); }

    /* === FOOTER === */
    .site-footer { padding: 52px 0 34px; background: var(--green-900); color: var(--cream); }
    .footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.1fr; gap: 32px; padding-bottom: 34px; border-bottom: 1px solid rgba(212,197,168,.16); margin-bottom: 22px; }
    .footer-brand { display: flex; align-items: baseline; gap: 9px; margin-bottom: 14px; }
    .footer-brand .fb-name { font-family: var(--serif); font-weight: 600; font-size: 21px; color: var(--bg); }
    .footer-brand .fb-tag { font-size: 8px; letter-spacing: .32em; font-weight: 600; color: var(--cream); transform: translateY(-2px); }
    .footer-brand img.footer-logo { height: 28px; width: auto; display: block; }
    .footer-col p { font-size: 13px; line-height: 1.6; margin-bottom: 14px; max-width: 300px; }
    .footer-col .license { font-size: 12px; line-height: 1.7; color: rgba(212,197,168,.7); }
    .footer-col h4 { font-family: var(--sans); font-size: 11.5px; font-weight: 700; color: var(--bg); letter-spacing: .08em; text-transform: uppercase; margin-bottom: 14px; }
    .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; font-size: 13px; }
    .footer-col a { color: var(--cream); text-decoration: none; }
    .footer-col a:hover { color: var(--bg); text-decoration: underline; }
    .footer-bottom { font-size: 12px; color: rgba(212,197,168,.6); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; }

    /* === RESPONSIVE === */
    @media (max-width: 900px) {
      .container { padding: 0 24px; }
      .header-inner { padding: 18px 24px; }
      .main-nav { display: none !important; }
      .product-hero { padding: 56px 0 48px; }
      .product-hero h2 { font-size: 38px; }
      .pain-section, .covers-section, .faq-section, .cta-section { padding: 48px 0; }
      .editorial-item { grid-template-columns: 44px 1fr; gap: 18px; padding: 26px 0; }
      .editorial-num { font-size: 26px; }
      .covers-grid { grid-template-columns: 1fr; gap: 20px; }
      .covers-col.covers-yes, .covers-col.covers-no { border-radius: 18px; }
      .cta-grid { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr 1fr; }
      .hero-stats:has(.hero-stat-box) { grid-template-columns: 1fr; gap: 12px; }
    }

    @media (max-width: 600px) {
      .product-hero h2 { font-size: 30px; }
      .product-hero .desc { font-size: 16px; margin-top: 20px; }
      .form-row { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr; }
    }

    /* --- Hamburger Menu & Mobile Navigation --- */
    .menu-toggle { display: none; flex-direction: column; justify-content: space-between; width: 26px; height: 18px; background: transparent; border: none; cursor: pointer; z-index: 1001; }
    .menu-toggle span { display: block; width: 100%; height: 2px; background-color: var(--green-700); transition: all .3s ease-in-out; }

    .mobile-nav-drawer { position: fixed; top: 0; right: -100%; width: 300px; height: 100vh; background: var(--bg); box-shadow: -10px 0 30px rgba(36,57,40,.18); z-index: 1000; transition: right .3s ease-in-out; padding: 80px 28px 40px; display: flex; flex-direction: column; gap: 6px; overflow-y: auto; }
    .mobile-nav-drawer.open { right: 0; }
    .mobile-nav-drawer a.nav-item { font-family: var(--sans); font-size: 16px; font-weight: 600; color: var(--green-700); text-decoration: none; padding: 12px 0; border-bottom: 1px solid rgba(36,57,40,.1); }
    .mobile-nav-dropdown-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--coffee-700); margin-top: 12px; }
    .mobile-nav-drawer .dropdown-product { font-size: 14px; padding: 10px 12px; color: rgba(36,57,40,.7); text-decoration: none; border-left: 2px solid rgba(36,57,40,.14); margin-left: 6px; }
    .mobile-nav-drawer .dropdown-product:hover, .mobile-nav-drawer .dropdown-product.active { color: var(--coffee-700); border-left-color: var(--coffee-700); }
    .mobile-overlay { position: fixed; top: 0; left: 0; width: 100vw; height: 100vh; background: rgba(22,36,26,.5); z-index: 998; display: none; }
    .mobile-overlay.open { display: block; }
    .menu-toggle.open span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
    .menu-toggle.open span:nth-child(2) { opacity: 0; }
    .menu-toggle.open span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
    @media (max-width: 900px) { .menu-toggle { display: flex; } }

    /* === SELLO DE GARANTÍA (flotante) === */
    .guarantee-seal {
      position: fixed;
      right: 22px;
      bottom: 100px;
      z-index: 500;
      width: 110px;
      height: 110px;
      display: grid;
      place-content: center;
    }
    .guarantee-seal__disc {
      position: absolute;
      inset: 0;
      border-radius: 50%;
      background: var(--bg);
      border: 1px solid rgba(36,57,40,.14);
      box-shadow: 0 10px 26px rgba(22,36,26,.22);
      -webkit-mask-image: radial-gradient(circle, transparent 34px, black 35px);
      mask-image: radial-gradient(circle, transparent 34px, black 35px);
    }
    .guarantee-seal__ring {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      animation: guaranteeSealSpin 16s linear infinite;
    }
    .guarantee-seal__ring text {
      font-family: var(--sans);
      font-size: 9px;
      font-weight: 700;
      letter-spacing: .04em;
    }
    .guarantee-seal__core {
      position: relative;
      width: 60px;
      height: 60px;
      border-radius: 50%;
      color: var(--green-700);
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .guarantee-seal__icon { width: 30px; height: 30px; }
    @keyframes guaranteeSealSpin { to { transform: rotate(360deg); } }

    @media (max-width: 900px) {
      .guarantee-seal { width: 90px; height: 90px; right: 14px; bottom: 84px; }
      .guarantee-seal__disc { -webkit-mask-image: radial-gradient(circle, transparent 26px, black 27px); mask-image: radial-gradient(circle, transparent 26px, black 27px); }
      .guarantee-seal__core { width: 50px; height: 50px; }
      .guarantee-seal__icon { width: 26px; height: 26px; }
          }

/* === STYLES FROM primary-auto-liability.html === */
/* ============================================
       OAKFORT INSURANCE / PRODUCTO: PRIMARY AUTO LIABILITY
       Sistema de diseño: Paleta A · Bosque
       Ver design.md para tokens y componentes base
       ============================================ */

    :root {
      --green-900: #16241a;
      --green-700: #243928;
      --green-500: #3a5641;
      --green-400: #6f8a76;
      --green-300: #aebfb2;
      --green-100: #dde3dd;

      --coffee-900: #2e1400;
      --coffee-700: #461f00;
      --coffee-500: #6b3410;
      --coffee-400: #9c6a3f;
      --coffee-300: #c9a582;
      --coffee-100: #ecdcc8;

      --cream: #d4c5a8;
      --bg: #f7f6e4;
      --surface: #efeada;
      --line: #b8a985;
      --page-bg: #e9e6dc;

      --success: #3a5641;
      --warning: #b0641f;
      --error: #8f2d1e;

      --serif: 'Newsreader', serif;
      --sans: 'Hanken Grotesk', system-ui, sans-serif;
    }

    * { box-sizing: border-box; margin: 0; padding: 0; }

    body { font-family: var(--sans); background: var(--bg); color: var(--green-700); line-height: 1.5; }
    h1, h2, h3 { font-family: var(--serif); font-weight: 500; }

    .container { max-width: 1120px; margin: 0 auto; padding: 0 44px; }

    .eyebrow {
      font-size: 11.5px;
      letter-spacing: .16em;
      font-weight: 700;
      color: var(--coffee-700);
      margin-bottom: 12px;
      text-transform: uppercase;
    }

    /* === HEADER / NAV === */
    .site-header { background: var(--bg); border-bottom: 1px solid rgba(36,57,40,.1); position: sticky; top: 0; z-index: 200; }
    .header-inner { display: flex; align-items: center; justify-content: space-between; padding: 22px 44px; }

    .logo { font-family: var(--serif); font-weight: 600; font-size: 24px; color: var(--green-700); letter-spacing: -.01em; display: inline-flex; align-items: baseline; gap: 10px; text-decoration: none; }
    .logo span { font-family: var(--sans); font-size: 9px; letter-spacing: .34em; font-weight: 600; color: var(--coffee-700); transform: translateY(-2px); }
    .logo-img { height: 32px; width: auto; display: block; }

    .main-nav { display: flex; align-items: center; gap: 26px; font-size: 13.5px; font-weight: 500; }
    .main-nav a.nav-item { text-decoration: none; color: var(--green-700); display: flex; align-items: center; gap: 5px; padding: 8px 0; }
    .main-nav a.nav-item.active { color: var(--coffee-700); }
    .main-nav a.nav-item:last-child { background: var(--green-700); color: var(--bg); padding: 10px 20px; border-radius: 8px; font-weight: 600; }

    .nav-has-dropdown { position: relative; }
    .nav-caret { font-size: 9px; color: var(--coffee-700); }
    .nav-dropdown { display: none; position: absolute; top: 100%; left: 0; margin-top: 8px; background: var(--bg); border: 1px solid rgba(36,57,40,.14); border-radius: 0; box-shadow: 0 12px 30px rgba(36,57,40,.14); min-width: 280px; padding: 8px; z-index: 999; }
    .nav-dropdown::before { content: ""; position: absolute; top: -8px; left: 0; right: 0; height: 8px; }
    .nav-has-dropdown:hover .nav-dropdown { display: flex; flex-direction: column; }
    a.dropdown-product { display: block; padding: 11px 14px; font-size: 13px; font-weight: 500; color: var(--green-700); text-decoration: none; border-radius: 0; }
    a.dropdown-product:hover { background: var(--surface); color: var(--coffee-700); }
    a.dropdown-product.active { color: var(--coffee-700); font-weight: 700; }

    /* === HERO === */
    .product-hero { padding: 70px 0 62px; background: var(--green-700); color: var(--bg); }

    /* === HERO / CTA MEDIA (foto de fondo + slider Swiper + overlay de marca) === */
    .product-hero, .cta-section { position: relative; overflow: hidden; }
    .product-hero .container, .cta-section .container { position: relative; z-index: 2; }

    .hero-media {
      position: absolute; inset: 0; z-index: 0;
      background-size: cover; background-position: center;
    }
    .hero-swiper-bg, .cta-swiper-bg { position: absolute; inset: 0; z-index: 0; }
    .hero-swiper-bg .swiper-slide, .cta-swiper-bg .swiper-slide { background-size: cover; background-position: center; }

    .hero-media-overlay {
      position: absolute; inset: 0; z-index: 1;
      pointer-events: none;
      background: linear-gradient(100deg,
        rgba(22,36,26,.96) 0%,
        rgba(36,57,40,.90) 28%,
        rgba(36,57,40,.62) 50%,
        rgba(70,31,0,.30) 72%,
        rgba(70,31,0,.14) 100%);
    }

    /* Controles del slider (paginación con barra de progreso + flechas), estilo de marca, en el flujo del contenido, no flotando sobre la imagen */
    .media-slider-controls {
      display: flex; align-items: center; gap: 14px;
      margin-top: 32px;
    }
    .media-pagination { display: flex; gap: 8px; }
    .media-pagination .swiper-pagination-bullet {
      width: 40px; height: 3px;
      background: rgba(247,246,228,.28);
      border-radius: 2px;
      overflow: hidden;
      position: relative;
      display: inline-block;
      cursor: pointer;
      opacity: 1 !important;
      margin: 0 !important;
    }
    .media-pagination .swiper-pagination-bullet .progress-bar {
      display: block; height: 100%; width: 0;
      background: var(--cream);
      border-radius: 2px;
    }
    .media-pagination .swiper-pagination-bullet-active .progress-bar {
      animation: mediaAutoplayProgress 5000ms linear forwards;
    }
    @keyframes mediaAutoplayProgress { 0% { width: 0%; } 100% { width: 100%; } }
    .media-arrows { display: flex; gap: 6px; }
    .media-arrows button {
      background: none;
      border: 1px solid rgba(247,246,228,.3);
      border-radius: 50%;
      width: 32px; height: 32px;
      display: flex; align-items: center; justify-content: center;
      color: rgba(247,246,228,.75);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .media-arrows button:hover {
      background: rgba(247,246,228,.12);
      color: var(--bg);
      border-color: rgba(247,246,228,.5);
    }

    .breadcrumb { font-size: 13px; color: rgba(212,197,168,.8); margin-bottom: 18px; }
    .breadcrumb a { color: rgba(212,197,168,.8); text-decoration: none; }
    .breadcrumb a:hover { color: var(--bg); }
    .breadcrumb .sep { opacity: .5; }
    .product-hero .hero-h1-label { font-size: 14px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--cream); opacity: .8; margin-bottom: 16px; }
    .product-hero h2 { font-size: 56px; font-weight: 600; line-height: 1.04; letter-spacing: -.02em; color: var(--bg); max-width: 635px; }
    .product-hero .tagline { font-family: var(--serif); font-style: italic; font-size: 21px; color: var(--cream); margin: 14px 0 20px; }
    .product-hero .desc { font-size: 17.5px; line-height: 1.6; color: #e8e3d3; max-width: 680px; margin-top: 24px; }

    .hero-badges { display: flex; gap: 10px; margin-top: 26px; flex-wrap: wrap; }
    .hero-badge { background: rgba(212,197,168,.14); border: 1px solid rgba(212,197,168,.3); color: var(--bg); padding: 8px 16px; border-radius: 30px; font-size: 13px; font-weight: 600; }

    .hero-stats:has(.hero-stat-box) { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 38px; padding-top: 30px; border-top: 1px solid rgba(212,197,168,.22); }
    .hero-stat-box { background: rgba(212,197,168,.08); border: 1px solid rgba(212,197,168,.22); border-radius: 12px; padding: 20px 22px; }
    .hero-stat-number { font-family: var(--serif); font-size: 32px; color: #fff; }
    .hero-stat-label { font-size: 11.5px; letter-spacing: .06em; color: var(--cream); margin-top: 4px; text-transform: uppercase; }

    /* === PAIN POINTS === */
    .pain-section { padding: 64px 0 60px; background: var(--surface); }
    .pain-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 8px; }
    .pain-section .section-sub { font-size: 15px; color: rgba(36,57,40,.65); margin-bottom: 34px; max-width: 680px; }

    .pain-swiper { overflow: hidden; }
    .pain-swiper .editorial-item { border-top: none; padding: 4px 0 0; }
    .pain-swiper .editorial-item:last-child { border-bottom: none; }

    .pain-slider-controls { display: flex; align-items: center; gap: 28px; margin-top: 32px; padding-top: 24px; border-top: 1px solid rgba(36,57,40,.14); }
    .pain-arrows { display: flex; gap: 8px; }
    .pain-arrows button {
      background: none;
      border: 1px solid rgba(36,57,40,.22);
      border-radius: 50%;
      width: 36px; height: 36px;
      display: flex; align-items: center; justify-content: center;
      color: var(--green-700);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .pain-arrows button:hover { background: rgba(36,57,40,.08); border-color: rgba(36,57,40,.4); }
    .pain-arrows button.swiper-button-disabled { opacity: .3; cursor: default; }
    .pain-pagination { display: flex; gap: 6px; align-items: center; }
    .pain-pagination .swiper-pagination-bullet {
      width: 22px; height: 3px; border-radius: 2px;
      background: rgba(36,57,40,.18);
      opacity: 1 !important; margin: 0 !important; cursor: pointer;
      transition: background .2s ease, width .2s ease;
    }
    .pain-pagination .swiper-pagination-bullet-active { width: 34px; background: var(--coffee-700); }
    .editorial-item {
      display: grid;
      grid-template-columns: 64px 1fr;
      gap: 28px;
      padding: 34px 0;
      border-top: 1px solid rgba(36,57,40,.14);
    }
    .editorial-item:last-child { border-bottom: 1px solid rgba(36,57,40,.14); }
    .editorial-item:nth-child(odd) .editorial-num { color: var(--coffee-400); }
    .editorial-item:nth-child(even) .editorial-num { color: var(--green-400); }
    .editorial-num { font-family: var(--serif); font-size: 34px; font-weight: 500; line-height: 1; padding-top: 2px; }
    .editorial-body h4 { font-family: var(--sans); font-size: 18px; font-weight: 700; color: var(--green-700); margin-bottom: 10px; }
    .editorial-body p { font-size: 14.5px; line-height: 1.65; color: rgba(36,57,40,.78); max-width: 640px; }
    .editorial-emphasis {
      font-family: var(--serif);
      font-style: italic;
      font-size: 18px;
      line-height: 1.5;
      color: var(--green-700);
      max-width: 620px;
      margin-top: 14px;
    }

    /* === WHAT IT COVERS === */
    .covers-section { padding: 64px 0 60px; background: var(--bg); }
    .covers-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 34px; }
    .covers-grid { display: grid; grid-template-columns: 1fr 1fr; }
    .covers-col { padding: 46px 42px; display: flex; flex-direction: column; }
    .covers-col.covers-yes { background: var(--green-700); border-radius: 18px 0 0 18px; }
    .covers-col.covers-no { background: var(--surface); border-radius: 0 18px 18px 0; }
    .covers-col.covers-no ul { flex: 1; display: flex; flex-direction: column; justify-content: center; }
    .covers-col > .col-title { font-family: var(--serif); font-style: italic; font-size: 23px; margin-bottom: 26px; }
    .covers-col.covers-yes > .col-title { color: var(--bg); }
    .covers-col.covers-no > .col-title { color: var(--green-700); opacity: .55; }
    .covers-col ul { list-style: none; }
    .covers-col li { padding: 15px 0; border-top: 1px solid; font-size: 14px; line-height: 1.5; }
    .covers-col li:first-child { padding-top: 0; border-top: none; }
    .covers-col.covers-yes li { border-color: rgba(212,197,168,.2); color: rgba(247,246,228,.82); }
    .covers-col.covers-yes li strong { color: var(--bg); }
    .covers-col.covers-no li { border-color: rgba(36,57,40,.12); color: rgba(36,57,40,.68); }
    .covers-col.covers-no li strong { color: var(--green-700); }

    .limits-wrap { margin-top: 34px; }
    .limits-head { display: flex; align-items: baseline; justify-content: space-between; margin-bottom: 14px; flex-wrap: wrap; gap: 8px; }
    .limits-head .limits-title { font-size: 14px; font-weight: 700; color: var(--green-700); }
    .limits-legend { display: flex; align-items: center; gap: 14px; font-size: 12px; color: rgba(36,57,40,.6); }
    .limits-legend .swatch { width: 9px; height: 9px; border-radius: 2px; display: inline-block; margin-right: 6px; }
    .limits-legend .sw-legal { background: var(--cream); }
    .limits-legend .sw-market { background: var(--coffee-700); }

    .limits-table { width: 100%; border-collapse: collapse; font-size: 14px; border: 1px solid rgba(36,57,40,.16); border-radius: 14px; overflow: hidden; box-shadow: 0 4px 20px rgba(36,57,40,.06); }
    .limits-table th { padding: 16px 22px; font-size: 11px; letter-spacing: .08em; font-weight: 700; text-align: left; text-transform: uppercase; }
    .limits-table th:first-child { background: var(--green-700); color: var(--bg); padding-left: 24px; }
    .limits-table th.th-legal { background: #2f4735; color: #e8e3d3; }
    .limits-table th.th-market { background: var(--coffee-700); color: var(--bg); }
    .th-market .badge-rec { background: var(--bg); color: var(--coffee-700); font-size: 8.5px; padding: 2px 6px; border-radius: 20px; letter-spacing: .04em; margin-left: 8px; font-weight: 700; }
    .limits-table td { padding: 18px 22px; border-top: 1px solid rgba(36,57,40,.1); }
    .limits-table td:first-child { font-weight: 600; color: var(--green-700); padding-left: 24px; }
    .limits-table td.td-legal { color: rgba(36,57,40,.7); font-variant-numeric: tabular-nums; }
    .limits-table td.td-market { background: rgba(70,31,0,.05); font-variant-numeric: tabular-nums; }
    .limits-table td.td-market strong { color: var(--coffee-700); font-size: 14.5px; }
    .limits-table td.td-market span { font-size: 12.5px; color: rgba(70,31,0,.6); }
    .limits-note { font-size: 12.5px; color: rgba(36,57,40,.55); margin: 12px 2px 0; line-height: 1.5; }

    /* === FAQ === */
    .faq-section { padding: 64px 0 60px; background: var(--surface); }
    .faq-section .container.faq-container { max-width: 860px; }
    .faq-section h2 { font-size: 36px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 30px; }
    .faq-accordion { display: flex; flex-direction: column; }
    .faq-item { border-top: 1px solid rgba(36,57,40,.16); padding: 24px 0; }
    .faq-accordion .faq-item:last-child { border-bottom: 1px solid rgba(36,57,40,.16); }
    .faq-q { display: flex; justify-content: space-between; align-items: center; font-size: 16.5px; font-weight: 700; color: var(--green-700); cursor: pointer; }
    .faq-q::after { content: "+"; font-size: 22px; color: rgba(36,57,40,.35); font-weight: 400; }
    .faq-item.open .faq-q::after { content: "–"; color: var(--coffee-700); }
    .faq-a { display: none; font-size: 14px; line-height: 1.65; color: rgba(36,57,40,.72); margin-top: 14px; }
    .faq-item.open .faq-a { display: block; }

    /* === CTA + FORM === */
    .cta-section { padding: 66px 0 62px; background: var(--green-900); color: var(--bg); }
    .cta-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: start; }
    .cta-content h2 { font-size: 40px; line-height: 1.08; margin: 0 0 16px; letter-spacing: -.02em; color: var(--bg); }
    .cta-content p { font-size: 16px; line-height: 1.65; color: #e8e3d3; margin-bottom: 24px; max-width: 520px; }
    .cta-checklist { list-style: none; display: flex; flex-direction: column; gap: 11px; }
    .cta-checklist li { display: flex; gap: 12px; align-items: center; font-size: 14.5px; color: var(--bg); }
    .cta-checklist li .mark { color: var(--cream); font-weight: 700; }

    .cta-form-box { background: var(--bg); border-radius: 14px; padding: 30px 28px; box-shadow: 0 16px 40px rgba(0,0,0,.28); color: var(--green-700); }
    .cta-form-box h3 { font-size: 23px; color: var(--green-700); margin-bottom: 4px; }
    .cta-form-box .form-sub { font-size: 13px; color: rgba(36,57,40,.6); margin-bottom: 24px; }

    .form-group { margin-bottom: 16px; }
    .form-label { font-size: 11px; font-weight: 700; letter-spacing: .06em; color: var(--coffee-700); text-transform: uppercase; display: block; margin-bottom: 7px; }
    .form-input { width: 100%; border: 1px solid rgba(36,57,40,.2); border-radius: 8px; padding: 12px 14px; font-size: 14px; font-family: var(--sans); color: var(--green-700); background: #fff; }
    .form-input::placeholder { color: rgba(36,57,40,.4); }
    .form-input:focus { outline: none; border-color: var(--green-700); border-width: 2px; }
    .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
    .form-submit { width: 100%; background: var(--coffee-700); color: var(--bg); text-align: center; padding: 15px; border-radius: 9px; font-weight: 700; font-size: 15px; margin-top: 4px; border: none; cursor: pointer; font-family: var(--sans); }
    .form-submit:hover { background: var(--coffee-500); }

    /* === FOOTER === */
    .site-footer { padding: 52px 0 34px; background: var(--green-900); color: var(--cream); }
    .footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.1fr; gap: 32px; padding-bottom: 34px; border-bottom: 1px solid rgba(212,197,168,.16); margin-bottom: 22px; }
    .footer-brand { display: flex; align-items: baseline; gap: 9px; margin-bottom: 14px; }
    .footer-brand .fb-name { font-family: var(--serif); font-weight: 600; font-size: 21px; color: var(--bg); }
    .footer-brand .fb-tag { font-size: 8px; letter-spacing: .32em; font-weight: 600; color: var(--cream); transform: translateY(-2px); }
    .footer-brand img.footer-logo { height: 28px; width: auto; display: block; }
    .footer-col p { font-size: 13px; line-height: 1.6; margin-bottom: 14px; max-width: 300px; }
    .footer-col .license { font-size: 12px; line-height: 1.7; color: rgba(212,197,168,.7); }
    .footer-col h4 { font-family: var(--sans); font-size: 11.5px; font-weight: 700; color: var(--bg); letter-spacing: .08em; text-transform: uppercase; margin-bottom: 14px; }
    .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; font-size: 13px; }
    .footer-col a { color: var(--cream); text-decoration: none; }
    .footer-col a:hover { color: var(--bg); text-decoration: underline; }
    .footer-bottom { font-size: 12px; color: rgba(212,197,168,.6); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; }

    /* === RESPONSIVE === */
    @media (max-width: 900px) {
      .container { padding: 0 24px; }
      .header-inner { padding: 18px 24px; }
      .main-nav { display: none !important; }
      .product-hero { padding: 56px 0 48px; }
      .product-hero h2 { font-size: 38px; }
      .pain-section, .covers-section, .faq-section, .cta-section { padding: 48px 0; }
      .editorial-item { grid-template-columns: 44px 1fr; gap: 18px; padding: 26px 0; }
      .editorial-num { font-size: 26px; }
      .covers-grid { grid-template-columns: 1fr; gap: 20px; }
      .covers-col.covers-yes, .covers-col.covers-no { border-radius: 18px; }
      .cta-grid { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr 1fr; }
      .limits-table { font-size: 12.5px; }
      .limits-table th, .limits-table td { padding: 12px 14px; }
      .hero-stats:has(.hero-stat-box) { grid-template-columns: 1fr; gap: 12px; }
    }

    @media (max-width: 600px) {
      .product-hero h2 { font-size: 30px; }
      .product-hero .desc { font-size: 16px; margin-top: 20px; }
      .form-row { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr; }
      .limits-table, .limits-table thead, .limits-table tbody, .limits-table th, .limits-table td, .limits-table tr { display: block; }
      .limits-table th.th-legal, .limits-table th.th-market, .limits-table td.td-legal, .limits-table td.td-market { padding-left: 24px; }
    }

    /* --- Hamburger Menu & Mobile Navigation --- */
    .menu-toggle { display: none; flex-direction: column; justify-content: space-between; width: 26px; height: 18px; background: transparent; border: none; cursor: pointer; z-index: 1001; }
    .menu-toggle span { display: block; width: 100%; height: 2px; background-color: var(--green-700); transition: all .3s ease-in-out; }

    .mobile-nav-drawer { position: fixed; top: 0; right: -100%; width: 300px; height: 100vh; background: var(--bg); box-shadow: -10px 0 30px rgba(36,57,40,.18); z-index: 1000; transition: right .3s ease-in-out; padding: 80px 28px 40px; display: flex; flex-direction: column; gap: 6px; overflow-y: auto; }
    .mobile-nav-drawer.open { right: 0; }
    .mobile-nav-drawer a.nav-item { font-family: var(--sans); font-size: 16px; font-weight: 600; color: var(--green-700); text-decoration: none; padding: 12px 0; border-bottom: 1px solid rgba(36,57,40,.1); }
    .mobile-nav-dropdown-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--coffee-700); margin-top: 12px; }
    .mobile-nav-drawer .dropdown-product { font-size: 14px; padding: 10px 12px; color: rgba(36,57,40,.7); text-decoration: none; border-left: 2px solid rgba(36,57,40,.14); margin-left: 6px; }
    .mobile-nav-drawer .dropdown-product:hover, .mobile-nav-drawer .dropdown-product.active { color: var(--coffee-700); border-left-color: var(--coffee-700); }
    .mobile-overlay { position: fixed; top: 0; left: 0; width: 100vw; height: 100vh; background: rgba(22,36,26,.5); z-index: 998; display: none; }
    .mobile-overlay.open { display: block; }
    .menu-toggle.open span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
    .menu-toggle.open span:nth-child(2) { opacity: 0; }
    .menu-toggle.open span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
    @media (max-width: 900px) { .menu-toggle { display: flex; } }

    /* === SELLO DE GARANTÍA (flotante) === */
    .guarantee-seal {
      position: fixed;
      right: 22px;
      bottom: 100px;
      z-index: 500;
      width: 110px;
      height: 110px;
      display: grid;
      place-content: center;
    }
    .guarantee-seal__disc {
      position: absolute;
      inset: 0;
      border-radius: 50%;
      background: var(--bg);
      border: 1px solid rgba(36,57,40,.14);
      box-shadow: 0 10px 26px rgba(22,36,26,.22);
      -webkit-mask-image: radial-gradient(circle, transparent 34px, black 35px);
      mask-image: radial-gradient(circle, transparent 34px, black 35px);
    }
    .guarantee-seal__ring {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      animation: guaranteeSealSpin 16s linear infinite;
    }
    .guarantee-seal__ring text {
      font-family: var(--sans);
      font-size: 9px;
      font-weight: 700;
      letter-spacing: .04em;
    }
    .guarantee-seal__core {
      position: relative;
      width: 60px;
      height: 60px;
      border-radius: 50%;
      color: var(--green-700);
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .guarantee-seal__icon { width: 30px; height: 30px; }
    @keyframes guaranteeSealSpin { to { transform: rotate(360deg); } }

    @media (max-width: 900px) {
      .guarantee-seal { width: 90px; height: 90px; right: 14px; bottom: 84px; }
      .guarantee-seal__disc { -webkit-mask-image: radial-gradient(circle, transparent 26px, black 27px); mask-image: radial-gradient(circle, transparent 26px, black 27px); }
      .guarantee-seal__core { width: 50px; height: 50px; }
      .guarantee-seal__icon { width: 26px; height: 26px; }
          }

/* === STYLES FROM physical-damage.html === */
/* ============================================
       OAKFORT INSURANCE / PRODUCTO: PHYSICAL DAMAGE
       Sistema de diseño: Paleta A · Bosque
       Ver design.md para tokens y componentes base
       ============================================ */

    :root {
      --green-900: #16241a;
      --green-700: #243928;
      --green-500: #3a5641;
      --green-400: #6f8a76;
      --green-300: #aebfb2;
      --green-100: #dde3dd;

      --coffee-900: #2e1400;
      --coffee-700: #461f00;
      --coffee-500: #6b3410;
      --coffee-400: #9c6a3f;
      --coffee-300: #c9a582;
      --coffee-100: #ecdcc8;

      --cream: #d4c5a8;
      --bg: #f7f6e4;
      --surface: #efeada;
      --line: #b8a985;
      --page-bg: #e9e6dc;

      --success: #3a5641;
      --warning: #b0641f;
      --error: #8f2d1e;

      --serif: 'Newsreader', serif;
      --sans: 'Hanken Grotesk', system-ui, sans-serif;
    }

    * { box-sizing: border-box; margin: 0; padding: 0; }

    body { font-family: var(--sans); background: var(--bg); color: var(--green-700); line-height: 1.5; }
    h1, h2, h3 { font-family: var(--serif); font-weight: 500; }

    .container { max-width: 1120px; margin: 0 auto; padding: 0 44px; }

    .eyebrow {
      font-size: 11.5px;
      letter-spacing: .16em;
      font-weight: 700;
      color: var(--coffee-700);
      margin-bottom: 12px;
      text-transform: uppercase;
    }

    /* === HEADER / NAV === */
    .site-header { background: var(--bg); border-bottom: 1px solid rgba(36,57,40,.1); position: sticky; top: 0; z-index: 200; }
    .header-inner { display: flex; align-items: center; justify-content: space-between; padding: 22px 44px; }

    .logo { font-family: var(--serif); font-weight: 600; font-size: 24px; color: var(--green-700); letter-spacing: -.01em; display: inline-flex; align-items: baseline; gap: 10px; text-decoration: none; }
    .logo span { font-family: var(--sans); font-size: 9px; letter-spacing: .34em; font-weight: 600; color: var(--coffee-700); transform: translateY(-2px); }
    .logo-img { height: 32px; width: auto; display: block; }

    .main-nav { display: flex; align-items: center; gap: 26px; font-size: 13.5px; font-weight: 500; }
    .main-nav a.nav-item { text-decoration: none; color: var(--green-700); display: flex; align-items: center; gap: 5px; padding: 8px 0; }
    .main-nav a.nav-item.active { color: var(--coffee-700); }
    .main-nav a.nav-item:last-child { background: var(--green-700); color: var(--bg); padding: 10px 20px; border-radius: 8px; font-weight: 600; }

    .nav-has-dropdown { position: relative; }
    .nav-caret { font-size: 9px; color: var(--coffee-700); }
    .nav-dropdown { display: none; position: absolute; top: 100%; left: 0; margin-top: 8px; background: var(--bg); border: 1px solid rgba(36,57,40,.14); border-radius: 0; box-shadow: 0 12px 30px rgba(36,57,40,.14); min-width: 280px; padding: 8px; z-index: 999; }
    .nav-dropdown::before { content: ""; position: absolute; top: -8px; left: 0; right: 0; height: 8px; }
    .nav-has-dropdown:hover .nav-dropdown { display: flex; flex-direction: column; }
    a.dropdown-product { display: block; padding: 11px 14px; font-size: 13px; font-weight: 500; color: var(--green-700); text-decoration: none; border-radius: 0; }
    a.dropdown-product:hover { background: var(--surface); color: var(--coffee-700); }
    a.dropdown-product.active { color: var(--coffee-700); font-weight: 700; }

    /* === HERO === */
    .product-hero { padding: 70px 0 62px; background: var(--green-700); color: var(--bg); }

    /* === HERO / CTA MEDIA (foto de fondo + slider Swiper + overlay de marca) === */
    .product-hero, .cta-section { position: relative; overflow: hidden; }
    .product-hero .container, .cta-section .container { position: relative; z-index: 2; }

    .hero-media {
      position: absolute; inset: 0; z-index: 0;
      background-size: cover; background-position: center;
    }
    .hero-swiper-bg { position: absolute; inset: 0; z-index: 0; }
    .hero-swiper-bg .swiper-slide { background-size: cover; background-position: center; }

    .hero-media-overlay {
      position: absolute; inset: 0; z-index: 1;
      pointer-events: none;
      background: linear-gradient(100deg,
        rgba(22,36,26,.96) 0%,
        rgba(36,57,40,.90) 28%,
        rgba(36,57,40,.62) 50%,
        rgba(70,31,0,.30) 72%,
        rgba(70,31,0,.14) 100%);
    }

    /* Controles del slider (paginación con barra de progreso + flechas), estilo de marca: en el flujo del contenido, no flotando sobre la imagen */
    .media-slider-controls {
      display: flex; align-items: center; gap: 14px;
      margin-top: 32px;
    }
    .media-pagination { display: flex; gap: 8px; }
    .media-pagination .swiper-pagination-bullet {
      width: 40px; height: 3px;
      background: rgba(247,246,228,.28);
      border-radius: 2px;
      overflow: hidden;
      position: relative;
      display: inline-block;
      cursor: pointer;
      opacity: 1 !important;
      margin: 0 !important;
    }
    .media-pagination .swiper-pagination-bullet .progress-bar {
      display: block; height: 100%; width: 0;
      background: var(--cream);
      border-radius: 2px;
    }
    .media-pagination .swiper-pagination-bullet-active .progress-bar {
      animation: mediaAutoplayProgress 5000ms linear forwards;
    }
    @keyframes mediaAutoplayProgress { 0% { width: 0%; } 100% { width: 100%; } }
    .media-arrows { display: flex; gap: 6px; }
    .media-arrows button {
      background: none;
      border: 1px solid rgba(247,246,228,.3);
      border-radius: 50%;
      width: 32px; height: 32px;
      display: flex; align-items: center; justify-content: center;
      color: rgba(247,246,228,.75);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .media-arrows button:hover {
      background: rgba(247,246,228,.12);
      color: var(--bg);
      border-color: rgba(247,246,228,.5);
    }

    .breadcrumb { font-size: 13px; color: rgba(212,197,168,.8); margin-bottom: 18px; }
    .breadcrumb a { color: rgba(212,197,168,.8); text-decoration: none; }
    .breadcrumb a:hover { color: var(--bg); }
    .breadcrumb .sep { opacity: .5; }
    .product-hero .hero-h1-label { font-size: 14px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--cream); opacity: .8; margin-bottom: 16px; }
    .product-hero h2 { font-size: 56px; font-weight: 600; line-height: 1.04; letter-spacing: -.02em; color: var(--bg); max-width: 635px; }
    .product-hero .tagline { font-family: var(--serif); font-style: italic; font-size: 21px; color: var(--cream); margin: 14px 0 20px; }
    .product-hero .desc { font-size: 17.5px; line-height: 1.6; color: #e8e3d3; max-width: 680px; margin-top: 24px; }

    .hero-stats:has(.hero-stat-box) { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 38px; padding-top: 30px; border-top: 1px solid rgba(212,197,168,.22); }
    .hero-stat-box { background: rgba(212,197,168,.08); border: 1px solid rgba(212,197,168,.22); border-radius: 12px; padding: 20px 22px; }
    .hero-stat-number { font-family: var(--serif); font-size: 32px; color: #fff; }
    .hero-stat-label { font-size: 11.5px; letter-spacing: .06em; color: var(--cream); margin-top: 4px; text-transform: uppercase; }

    /* === PAIN POINTS === */
    .pain-section { padding: 64px 0 60px; background: var(--surface); }
    .pain-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 8px; }
    .pain-section .section-sub { font-size: 15px; color: rgba(36,57,40,.65); margin-bottom: 34px; max-width: 680px; }

    .pain-swiper { overflow: hidden; }
    .pain-swiper .editorial-item { border-top: none; padding: 4px 0 0; }
    .pain-swiper .editorial-item:last-child { border-bottom: none; }

    .pain-slider-controls { display: flex; align-items: center; gap: 28px; margin-top: 32px; padding-top: 24px; border-top: 1px solid rgba(36,57,40,.14); }
    .pain-arrows { display: flex; gap: 8px; }
    .pain-arrows button {
      background: none;
      border: 1px solid rgba(36,57,40,.22);
      border-radius: 50%;
      width: 36px; height: 36px;
      display: flex; align-items: center; justify-content: center;
      color: var(--green-700);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .pain-arrows button:hover { background: rgba(36,57,40,.08); border-color: rgba(36,57,40,.4); }
    .pain-arrows button.swiper-button-disabled { opacity: .3; cursor: default; }
    .pain-pagination { display: flex; gap: 6px; align-items: center; }
    .pain-pagination .swiper-pagination-bullet {
      width: 22px; height: 3px; border-radius: 2px;
      background: rgba(36,57,40,.18);
      opacity: 1 !important; margin: 0 !important; cursor: pointer;
      transition: background .2s ease, width .2s ease;
    }
    .pain-pagination .swiper-pagination-bullet-active { width: 34px; background: var(--coffee-700); }

    .editorial-item {
      display: grid;
      grid-template-columns: 64px 1fr;
      gap: 28px;
      padding: 34px 0;
      border-top: 1px solid rgba(36,57,40,.14);
    }
    .editorial-item:last-child { border-bottom: 1px solid rgba(36,57,40,.14); }
    .editorial-item:nth-child(odd) .editorial-num { color: var(--coffee-400); }
    .editorial-item:nth-child(even) .editorial-num { color: var(--green-400); }
    .editorial-num { font-family: var(--serif); font-size: 34px; font-weight: 500; line-height: 1; padding-top: 2px; }
    .editorial-body h4 { font-family: var(--sans); font-size: 18px; font-weight: 700; color: var(--green-700); margin-bottom: 10px; }
    .editorial-body p { font-size: 14.5px; line-height: 1.65; color: rgba(36,57,40,.78); max-width: 640px; }
    .editorial-emphasis {
      font-family: var(--serif);
      font-style: italic;
      font-size: 18px;
      line-height: 1.5;
      color: var(--green-700);
      max-width: 620px;
      margin-top: 14px;
    }

    /* === WHAT IT COVERS === */
    .covers-section { padding: 64px 0 60px; background: var(--bg); }
    .covers-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 34px; }

    .covers-grid { display: grid; grid-template-columns: 1fr 1fr; }
    .covers-col { padding: 46px 42px; display: flex; flex-direction: column; }
    .covers-col.covers-yes { background: var(--green-700); border-radius: 18px 0 0 18px; }
    .covers-col.covers-no { background: var(--surface); border-radius: 0 18px 18px 0; }
    .covers-col.covers-no ul { flex: 1; display: flex; flex-direction: column; justify-content: center; }
    .covers-col > .col-title { font-family: var(--serif); font-style: italic; font-size: 23px; margin-bottom: 26px; }
    .covers-col.covers-yes > .col-title { color: var(--bg); }
    .covers-col.covers-no > .col-title { color: var(--green-700); opacity: .55; }
    .covers-col ul { list-style: none; }
    .covers-col li { padding: 15px 0; border-top: 1px solid; font-size: 14px; line-height: 1.5; }
    .covers-col li:first-child { padding-top: 0; border-top: none; }
    .covers-col.covers-yes li { border-color: rgba(212,197,168,.2); color: rgba(247,246,228,.82); }
    .covers-col.covers-yes li strong { color: var(--bg); }
    .covers-col.covers-no li { border-color: rgba(36,57,40,.12); color: rgba(36,57,40,.68); }
    .covers-col.covers-no li strong { color: var(--green-700); }

    /* === FAQ === */
    .faq-section { padding: 64px 0 60px; background: var(--surface); }
    .faq-section .container.faq-container { max-width: 860px; }
    .faq-section h2 { font-size: 36px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 30px; }
    .faq-accordion { display: flex; flex-direction: column; }
    .faq-item { border-top: 1px solid rgba(36,57,40,.16); padding: 24px 0; }
    .faq-accordion .faq-item:last-child { border-bottom: 1px solid rgba(36,57,40,.16); }
    .faq-q { display: flex; justify-content: space-between; align-items: center; font-size: 16.5px; font-weight: 700; color: var(--green-700); cursor: pointer; }
    .faq-q::after { content: "+"; font-size: 22px; color: rgba(36,57,40,.35); font-weight: 400; }
    .faq-item.open .faq-q::after { content: "–"; color: var(--coffee-700); }
    .faq-a { display: none; font-size: 14px; line-height: 1.65; color: rgba(36,57,40,.72); margin-top: 14px; }
    .faq-item.open .faq-a { display: block; }

    /* === CTA + FORM === */
    .cta-section { padding: 66px 0 62px; background: var(--green-900); color: var(--bg); }
    .cta-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: start; }
    .cta-content h2 { font-size: 40px; line-height: 1.08; margin: 0 0 16px; letter-spacing: -.02em; color: var(--bg); }
    .cta-content p { font-size: 16px; line-height: 1.65; color: #e8e3d3; margin-bottom: 24px; max-width: 520px; }
    .cta-checklist { list-style: none; display: flex; flex-direction: column; gap: 11px; }
    .cta-checklist li { display: flex; gap: 12px; align-items: center; font-size: 14.5px; color: var(--bg); }
    .cta-checklist li .mark { color: var(--cream); font-weight: 700; }

    .cta-form-box { background: var(--bg); border-radius: 14px; padding: 30px 28px; box-shadow: 0 16px 40px rgba(0,0,0,.28); color: var(--green-700); }
    .cta-form-box h3 { font-size: 23px; color: var(--green-700); margin-bottom: 4px; }
    .cta-form-box .form-sub { font-size: 13px; color: rgba(36,57,40,.6); margin-bottom: 24px; }

    .form-group { margin-bottom: 16px; }
    .form-label { font-size: 11px; font-weight: 700; letter-spacing: .06em; color: var(--coffee-700); text-transform: uppercase; display: block; margin-bottom: 7px; }
    .form-input { width: 100%; border: 1px solid rgba(36,57,40,.2); border-radius: 8px; padding: 12px 14px; font-size: 14px; font-family: var(--sans); color: var(--green-700); background: #fff; }
    .form-input::placeholder { color: rgba(36,57,40,.4); }
    .form-input:focus { outline: none; border-color: var(--green-700); border-width: 2px; }
    .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
    .form-submit { width: 100%; background: var(--coffee-700); color: var(--bg); text-align: center; padding: 15px; border-radius: 9px; font-weight: 700; font-size: 15px; margin-top: 4px; border: none; cursor: pointer; font-family: var(--sans); }
    .form-submit:hover { background: var(--coffee-500); }

    /* === FOOTER === */
    .site-footer { padding: 52px 0 34px; background: var(--green-900); color: var(--cream); }
    .footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.1fr; gap: 32px; padding-bottom: 34px; border-bottom: 1px solid rgba(212,197,168,.16); margin-bottom: 22px; }
    .footer-brand { display: flex; align-items: baseline; gap: 9px; margin-bottom: 14px; }
    .footer-brand .fb-name { font-family: var(--serif); font-weight: 600; font-size: 21px; color: var(--bg); }
    .footer-brand .fb-tag { font-size: 8px; letter-spacing: .32em; font-weight: 600; color: var(--cream); transform: translateY(-2px); }
    .footer-brand img.footer-logo { height: 28px; width: auto; display: block; }
    .footer-col p { font-size: 13px; line-height: 1.6; margin-bottom: 14px; max-width: 300px; }
    .footer-col .license { font-size: 12px; line-height: 1.7; color: rgba(212,197,168,.7); }
    .footer-col h4 { font-family: var(--sans); font-size: 11.5px; font-weight: 700; color: var(--bg); letter-spacing: .08em; text-transform: uppercase; margin-bottom: 14px; }
    .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; font-size: 13px; }
    .footer-col a { color: var(--cream); text-decoration: none; }
    .footer-col a:hover { color: var(--bg); text-decoration: underline; }
    .footer-bottom { font-size: 12px; color: rgba(212,197,168,.6); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; }

    /* === RESPONSIVE === */
    @media (max-width: 900px) {
      .container { padding: 0 24px; }
      .header-inner { padding: 18px 24px; }
      .main-nav { display: none !important; }
      .product-hero { padding: 56px 0 48px; }
      .product-hero h2 { font-size: 38px; }
      .pain-section, .covers-section, .faq-section, .cta-section { padding: 48px 0; }
      .editorial-item { grid-template-columns: 44px 1fr; gap: 18px; padding: 26px 0; }
      .editorial-num { font-size: 26px; }
      .covers-grid { grid-template-columns: 1fr; gap: 20px; }
      .covers-col.covers-yes, .covers-col.covers-no { border-radius: 18px; }
      .cta-grid { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr 1fr; }
      .hero-stats:has(.hero-stat-box) { grid-template-columns: 1fr; gap: 12px; }
    }

    @media (max-width: 600px) {
      .product-hero h2 { font-size: 30px; }
      .product-hero .desc { font-size: 16px; margin-top: 20px; }
      .form-row { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr; }
    }

    /* --- Hamburger Menu & Mobile Navigation --- */
    .menu-toggle { display: none; flex-direction: column; justify-content: space-between; width: 26px; height: 18px; background: transparent; border: none; cursor: pointer; z-index: 1001; }
    .menu-toggle span { display: block; width: 100%; height: 2px; background-color: var(--green-700); transition: all .3s ease-in-out; }

    .mobile-nav-drawer { position: fixed; top: 0; right: -100%; width: 300px; height: 100vh; background: var(--bg); box-shadow: -10px 0 30px rgba(36,57,40,.18); z-index: 1000; transition: right .3s ease-in-out; padding: 80px 28px 40px; display: flex; flex-direction: column; gap: 6px; overflow-y: auto; }
    .mobile-nav-drawer.open { right: 0; }
    .mobile-nav-drawer a.nav-item { font-family: var(--sans); font-size: 16px; font-weight: 600; color: var(--green-700); text-decoration: none; padding: 12px 0; border-bottom: 1px solid rgba(36,57,40,.1); }
    .mobile-nav-dropdown-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--coffee-700); margin-top: 12px; }
    .mobile-nav-drawer .dropdown-product { font-size: 14px; padding: 10px 12px; color: rgba(36,57,40,.7); text-decoration: none; border-left: 2px solid rgba(36,57,40,.14); margin-left: 6px; }
    .mobile-nav-drawer .dropdown-product:hover, .mobile-nav-drawer .dropdown-product.active { color: var(--coffee-700); border-left-color: var(--coffee-700); }
    .mobile-overlay { position: fixed; top: 0; left: 0; width: 100vw; height: 100vh; background: rgba(22,36,26,.5); z-index: 998; display: none; }
    .mobile-overlay.open { display: block; }
    .menu-toggle.open span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
    .menu-toggle.open span:nth-child(2) { opacity: 0; }
    .menu-toggle.open span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
    @media (max-width: 900px) { .menu-toggle { display: flex; } }

    /* === SELLO DE GARANTÍA (flotante) === */
    .guarantee-seal {
      position: fixed;
      right: 22px;
      bottom: 100px;
      z-index: 500;
      width: 110px;
      height: 110px;
      display: grid;
      place-content: center;
    }
    .guarantee-seal__disc {
      position: absolute;
      inset: 0;
      border-radius: 50%;
      background: var(--bg);
      border: 1px solid rgba(36,57,40,.14);
      box-shadow: 0 10px 26px rgba(22,36,26,.22);
      -webkit-mask-image: radial-gradient(circle, transparent 34px, black 35px);
      mask-image: radial-gradient(circle, transparent 34px, black 35px);
    }
    .guarantee-seal__ring {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      animation: guaranteeSealSpin 16s linear infinite;
    }
    .guarantee-seal__ring text {
      font-family: var(--sans);
      font-size: 9px;
      font-weight: 700;
      letter-spacing: .04em;
    }
    .guarantee-seal__core {
      position: relative;
      width: 60px;
      height: 60px;
      border-radius: 50%;
      color: var(--green-700);
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .guarantee-seal__icon { width: 30px; height: 30px; }
    @keyframes guaranteeSealSpin { to { transform: rotate(360deg); } }

    @media (max-width: 900px) {
      .guarantee-seal { width: 90px; height: 90px; right: 14px; bottom: 84px; }
      .guarantee-seal__disc { -webkit-mask-image: radial-gradient(circle, transparent 26px, black 27px); mask-image: radial-gradient(circle, transparent 26px, black 27px); }
      .guarantee-seal__core { width: 50px; height: 50px; }
      .guarantee-seal__icon { width: 26px; height: 26px; }
          }

/* === STYLES FROM trailer-interchange.html === */
/* ============================================
       OAKFORT INSURANCE, PRODUCTO: TRAILER INTERCHANGE
       Sistema de diseño: Paleta A · Bosque
       Ver design.md para tokens y componentes base
       ============================================ */

    :root {
      --green-900: #16241a;
      --green-700: #243928;
      --green-500: #3a5641;
      --green-400: #6f8a76;
      --green-300: #aebfb2;
      --green-100: #dde3dd;

      --coffee-900: #2e1400;
      --coffee-700: #461f00;
      --coffee-500: #6b3410;
      --coffee-400: #9c6a3f;
      --coffee-300: #c9a582;
      --coffee-100: #ecdcc8;

      --cream: #d4c5a8;
      --bg: #f7f6e4;
      --surface: #efeada;
      --line: #b8a985;
      --page-bg: #e9e6dc;

      --success: #3a5641;
      --warning: #b0641f;
      --error: #8f2d1e;

      --serif: 'Newsreader', serif;
      --sans: 'Hanken Grotesk', system-ui, sans-serif;
    }

    * { box-sizing: border-box; margin: 0; padding: 0; }

    body { font-family: var(--sans); background: var(--bg); color: var(--green-700); line-height: 1.5; }
    h1, h2, h3 { font-family: var(--serif); font-weight: 500; }

    .container { max-width: 1120px; margin: 0 auto; padding: 0 44px; }

    .eyebrow {
      font-size: 11.5px;
      letter-spacing: .16em;
      font-weight: 700;
      color: var(--coffee-700);
      margin-bottom: 12px;
      text-transform: uppercase;
    }

    /* === HEADER / NAV === */
    .site-header { background: var(--bg); border-bottom: 1px solid rgba(36,57,40,.1); position: sticky; top: 0; z-index: 200; }
    .header-inner { display: flex; align-items: center; justify-content: space-between; padding: 22px 44px; }

    .logo { font-family: var(--serif); font-weight: 600; font-size: 24px; color: var(--green-700); letter-spacing: -.01em; display: inline-flex; align-items: baseline; gap: 10px; text-decoration: none; }
    .logo span { font-family: var(--sans); font-size: 9px; letter-spacing: .34em; font-weight: 600; color: var(--coffee-700); transform: translateY(-2px); }
    .logo-img { height: 32px; width: auto; display: block; }

    .main-nav { display: flex; align-items: center; gap: 26px; font-size: 13.5px; font-weight: 500; }
    .main-nav a.nav-item { text-decoration: none; color: var(--green-700); display: flex; align-items: center; gap: 5px; padding: 8px 0; }
    .main-nav a.nav-item.active { color: var(--coffee-700); }
    .main-nav a.nav-item:last-child { background: var(--green-700); color: var(--bg); padding: 10px 20px; border-radius: 8px; font-weight: 600; }

    .nav-has-dropdown { position: relative; }
    .nav-caret { font-size: 9px; color: var(--coffee-700); }
    .nav-dropdown { display: none; position: absolute; top: 100%; left: 0; margin-top: 8px; background: var(--bg); border: 1px solid rgba(36,57,40,.14); border-radius: 0; box-shadow: 0 12px 30px rgba(36,57,40,.14); min-width: 280px; padding: 8px; z-index: 999; }
    .nav-dropdown::before { content: ""; position: absolute; top: -8px; left: 0; right: 0; height: 8px; }
    .nav-has-dropdown:hover .nav-dropdown { display: flex; flex-direction: column; }
    a.dropdown-product { display: block; padding: 11px 14px; font-size: 13px; font-weight: 500; color: var(--green-700); text-decoration: none; border-radius: 0; }
    a.dropdown-product:hover { background: var(--surface); color: var(--coffee-700); }
    a.dropdown-product.active { color: var(--coffee-700); font-weight: 700; }

    /* === HERO === */
    .product-hero { padding: 70px 0 62px; background: var(--green-700); color: var(--bg); }

    .breadcrumb { font-size: 13px; color: rgba(212,197,168,.8); margin-bottom: 18px; }
    .breadcrumb a { color: rgba(212,197,168,.8); text-decoration: none; }
    .breadcrumb a:hover { color: var(--bg); }
    .breadcrumb .sep { opacity: .5; }
    .product-hero .hero-h1-label { font-size: 14px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--cream); opacity: .8; margin-bottom: 16px; }
    .product-hero h2 { font-size: 56px; font-weight: 600; line-height: 1.04; letter-spacing: -.02em; color: var(--bg); max-width: 635px; }
    .product-hero .tagline { font-family: var(--serif); font-style: italic; font-size: 21px; color: var(--cream); margin: 14px 0 20px; }
    .product-hero .desc { font-size: 17.5px; line-height: 1.6; color: #e8e3d3; max-width: 680px; margin-top: 24px; }

    .hero-badges { display: flex; gap: 10px; margin-top: 26px; flex-wrap: wrap; }
    .hero-badge { background: rgba(212,197,168,.14); border: 1px solid rgba(212,197,168,.3); color: var(--bg); padding: 8px 16px; border-radius: 30px; font-size: 13px; font-weight: 600; }

    .hero-stat-number { font-family: var(--serif); font-size: 32px; color: #fff; }
    .hero-stat-label { font-size: 11.5px; letter-spacing: .06em; color: var(--cream); margin-top: 4px; text-transform: uppercase; }

    .hero-stats-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 30px; padding-top: 30px; border-top: 1px solid rgba(212,197,168,.22); }
    .hero-stat-box { background: rgba(212,197,168,.08); border: 1px solid rgba(212,197,168,.22); border-radius: 12px; padding: 20px 22px; }
    .hero-stat-box .hero-stat-number { font-size: 18px; }

    /* === PAIN POINTS === */
    .pain-section { padding: 64px 0 60px; background: var(--surface); }
    .pain-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 8px; }
    .pain-section .section-sub { font-size: 15px; color: rgba(36,57,40,.65); margin-bottom: 34px; max-width: 680px; }

    .pain-swiper { overflow: hidden; }
    .pain-swiper .editorial-item { border-top: none; padding: 4px 0 0; }
    .pain-swiper .editorial-item:last-child { border-bottom: none; }

    .pain-slider-controls { display: flex; align-items: center; gap: 28px; margin-top: 32px; padding-top: 24px; border-top: 1px solid rgba(36,57,40,.14); }
    .pain-arrows { display: flex; gap: 8px; }
    .pain-arrows button {
      background: none;
      border: 1px solid rgba(36,57,40,.22);
      border-radius: 50%;
      width: 36px; height: 36px;
      display: flex; align-items: center; justify-content: center;
      color: var(--green-700);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .pain-arrows button:hover { background: rgba(36,57,40,.08); border-color: rgba(36,57,40,.4); }
    .pain-arrows button.swiper-button-disabled { opacity: .3; cursor: default; }
    .pain-pagination { display: flex; gap: 6px; align-items: center; }
    .pain-pagination .swiper-pagination-bullet {
      width: 22px; height: 3px; border-radius: 2px;
      background: rgba(36,57,40,.18);
      opacity: 1 !important; margin: 0 !important; cursor: pointer;
      transition: background .2s ease, width .2s ease;
    }
    .pain-pagination .swiper-pagination-bullet-active { width: 34px; background: var(--coffee-700); }

    .editorial-item {
      display: grid;
      grid-template-columns: 64px 1fr;
      gap: 28px;
      padding: 34px 0;
      border-top: 1px solid rgba(36,57,40,.14);
    }
    .editorial-item:last-child { border-bottom: 1px solid rgba(36,57,40,.14); }
    .editorial-item:nth-child(odd) .editorial-num { color: var(--coffee-400); }
    .editorial-item:nth-child(even) .editorial-num { color: var(--green-400); }
    .editorial-num { font-family: var(--serif); font-size: 34px; font-weight: 500; line-height: 1; padding-top: 2px; }
    .editorial-body h4 { font-family: var(--sans); font-size: 18px; font-weight: 700; color: var(--green-700); margin-bottom: 10px; }
    .editorial-body p { font-size: 14.5px; line-height: 1.65; color: rgba(36,57,40,.78); max-width: 640px; }
    .editorial-emphasis {
      font-family: var(--serif);
      font-style: italic;
      font-size: 18px;
      line-height: 1.5;
      color: var(--green-700);
      max-width: 620px;
      margin-top: 14px;
    }

    /* === WHAT IT COVERS === */
    .covers-section { padding: 64px 0 60px; background: var(--bg); }
    .covers-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 34px; }
    .covers-grid { display: grid; grid-template-columns: 1fr 1fr; }
    .covers-col { padding: 46px 42px; display: flex; flex-direction: column; }
    .covers-col.covers-yes { background: var(--green-700); border-radius: 18px 0 0 18px; }
    .covers-col.covers-no { background: var(--surface); border-radius: 0 18px 18px 0; }
    .covers-col.covers-yes ul { flex: 1; display: flex; flex-direction: column; justify-content: center; }
    .covers-col > .col-title { font-family: var(--serif); font-style: italic; font-size: 23px; margin-bottom: 26px; }
    .covers-col.covers-yes > .col-title { color: var(--bg); }
    .covers-col.covers-no > .col-title { color: var(--green-700); opacity: .55; }
    .covers-col ul { list-style: none; }
    .covers-col li { padding: 15px 0; border-top: 1px solid; font-size: 14px; line-height: 1.5; }
    .covers-col li:first-child { padding-top: 0; border-top: none; }
    .covers-col.covers-yes li { border-color: rgba(212,197,168,.2); color: rgba(247,246,228,.82); }
    .covers-col.covers-yes li strong { color: var(--bg); }
    .covers-col.covers-no li { border-color: rgba(36,57,40,.12); color: rgba(36,57,40,.68); }
    .covers-col.covers-no li strong { color: var(--green-700); }

    .limits-wrap { margin-top: 34px; }
    .limits-head { display: flex; align-items: baseline; justify-content: space-between; margin-bottom: 14px; flex-wrap: wrap; gap: 8px; }
    .limits-head .limits-title { font-size: 14px; font-weight: 700; color: var(--green-700); }
    .limits-legend { display: flex; align-items: center; gap: 14px; font-size: 12px; color: rgba(36,57,40,.6); }
    .limits-legend .swatch { width: 9px; height: 9px; border-radius: 2px; display: inline-block; margin-right: 6px; }
    .limits-legend .sw-legal { background: var(--cream); }
    .limits-legend .sw-market { background: var(--coffee-700); }

    .limits-table { width: 100%; border-collapse: collapse; font-size: 14px; border: 1px solid rgba(36,57,40,.16); border-radius: 14px; overflow: hidden; box-shadow: 0 4px 20px rgba(36,57,40,.06); }
    .limits-table th { padding: 16px 22px; font-size: 11px; letter-spacing: .08em; font-weight: 700; text-align: left; text-transform: uppercase; }
    .limits-table th:first-child { background: var(--green-700); color: var(--bg); padding-left: 24px; }
    .limits-table th.th-legal { background: #2f4735; color: #e8e3d3; }
    .limits-table th.th-market { background: var(--coffee-700); color: var(--bg); }
    .th-market .badge-rec { background: var(--bg); color: var(--coffee-700); font-size: 8.5px; padding: 2px 6px; border-radius: 20px; letter-spacing: .04em; margin-left: 8px; font-weight: 700; }
    .limits-table td { padding: 18px 22px; border-top: 1px solid rgba(36,57,40,.1); }
    .limits-table td:first-child { font-weight: 600; color: var(--green-700); padding-left: 24px; }
    .limits-table td.td-legal { color: rgba(36,57,40,.7); font-variant-numeric: tabular-nums; }
    .limits-table td.td-market { background: rgba(70,31,0,.05); font-variant-numeric: tabular-nums; }
    .limits-table td.td-market strong { color: var(--coffee-700); font-size: 14.5px; }
    .limits-table td.td-market span { font-size: 12.5px; color: rgba(70,31,0,.6); }
    .limits-note { font-size: 12.5px; color: rgba(36,57,40,.55); margin: 12px 2px 0; line-height: 1.5; }

    /* === FAQ === */
    .faq-section { padding: 64px 0 60px; background: var(--surface); }
    .faq-section .container.faq-container { max-width: 860px; }
    .faq-section h2 { font-size: 36px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 30px; }
    .faq-accordion { display: flex; flex-direction: column; }
    .faq-item { border-top: 1px solid rgba(36,57,40,.16); padding: 24px 0; }
    .faq-accordion .faq-item:last-child { border-bottom: 1px solid rgba(36,57,40,.16); }
    .faq-q { display: flex; justify-content: space-between; align-items: center; font-size: 16.5px; font-weight: 700; color: var(--green-700); cursor: pointer; }
    .faq-q::after { content: "+"; font-size: 22px; color: rgba(36,57,40,.35); font-weight: 400; }
    .faq-item.open .faq-q::after { content: "–"; color: var(--coffee-700); }
    .faq-a { display: none; font-size: 14px; line-height: 1.65; color: rgba(36,57,40,.72); margin-top: 14px; }
    .faq-item.open .faq-a { display: block; }

    /* === CTA + FORM === */
    .cta-section { padding: 66px 0 62px; background: var(--green-900); color: var(--bg); }
    .cta-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: start; }
    .cta-content h2 { font-size: 40px; line-height: 1.08; margin: 0 0 16px; letter-spacing: -.02em; color: var(--bg); }
    .cta-content p { font-size: 16px; line-height: 1.65; color: #e8e3d3; margin-bottom: 24px; max-width: 520px; }
    .cta-checklist { list-style: none; display: flex; flex-direction: column; gap: 11px; }
    .cta-checklist li { display: flex; gap: 12px; align-items: center; font-size: 14.5px; color: var(--bg); }
    .cta-checklist li .mark { color: var(--cream); font-weight: 700; }

    .cta-form-box { background: var(--bg); border-radius: 14px; padding: 30px 28px; box-shadow: 0 16px 40px rgba(0,0,0,.28); color: var(--green-700); }
    .cta-form-box h3 { font-size: 23px; color: var(--green-700); margin-bottom: 4px; }
    .cta-form-box .form-sub { font-size: 13px; color: rgba(36,57,40,.6); margin-bottom: 24px; }

    .form-group { margin-bottom: 16px; }
    .form-label { font-size: 11px; font-weight: 700; letter-spacing: .06em; color: var(--coffee-700); text-transform: uppercase; display: block; margin-bottom: 7px; }
    .form-input { width: 100%; border: 1px solid rgba(36,57,40,.2); border-radius: 8px; padding: 12px 14px; font-size: 14px; font-family: var(--sans); color: var(--green-700); background: #fff; }
    .form-input::placeholder { color: rgba(36,57,40,.4); }
    .form-input:focus { outline: none; border-color: var(--green-700); border-width: 2px; }
    .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
    .form-submit { width: 100%; background: var(--coffee-700); color: var(--bg); text-align: center; padding: 15px; border-radius: 9px; font-weight: 700; font-size: 15px; margin-top: 4px; border: none; cursor: pointer; font-family: var(--sans); }
    .form-submit:hover { background: var(--coffee-500); }

    /* === FOOTER === */
    .site-footer { padding: 52px 0 34px; background: var(--green-900); color: var(--cream); }
    .footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.1fr; gap: 32px; padding-bottom: 34px; border-bottom: 1px solid rgba(212,197,168,.16); margin-bottom: 22px; }
    .footer-brand { display: flex; align-items: baseline; gap: 9px; margin-bottom: 14px; }
    .footer-brand .fb-name { font-family: var(--serif); font-weight: 600; font-size: 21px; color: var(--bg); }
    .footer-brand .fb-tag { font-size: 8px; letter-spacing: .32em; font-weight: 600; color: var(--cream); transform: translateY(-2px); }
    .footer-brand img.footer-logo { height: 28px; width: auto; display: block; }
    .footer-col p { font-size: 13px; line-height: 1.6; margin-bottom: 14px; max-width: 300px; }
    .footer-col .license { font-size: 12px; line-height: 1.7; color: rgba(212,197,168,.7); }
    .footer-col h4 { font-family: var(--sans); font-size: 11.5px; font-weight: 700; color: var(--bg); letter-spacing: .08em; text-transform: uppercase; margin-bottom: 14px; }
    .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; font-size: 13px; }
    .footer-col a { color: var(--cream); text-decoration: none; }
    .footer-col a:hover { color: var(--bg); text-decoration: underline; }
    .footer-bottom { font-size: 12px; color: rgba(212,197,168,.6); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; }

    /* === RESPONSIVE === */
    @media (max-width: 900px) {
      .container { padding: 0 24px; }
      .header-inner { padding: 18px 24px; }
      .main-nav { display: none !important; }
      .product-hero { padding: 56px 0 48px; }
      .product-hero h2 { font-size: 38px; }
      .pain-section, .covers-section, .faq-section, .cta-section { padding: 48px 0; }
      .hero-stats-grid { grid-template-columns: 1fr; }
      .editorial-item { grid-template-columns: 44px 1fr; gap: 18px; padding: 26px 0; }
      .editorial-num { font-size: 26px; }
      .covers-grid { grid-template-columns: 1fr; gap: 20px; }
      .covers-col.covers-yes, .covers-col.covers-no { border-radius: 18px; }
      .cta-grid { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr 1fr; }
      .limits-table { font-size: 12.5px; }
      .limits-table th, .limits-table td { padding: 12px 14px; }
    }

    @media (max-width: 600px) {
      .product-hero h2 { font-size: 30px; }
      .product-hero .desc { font-size: 16px; margin-top: 20px; }
      .form-row { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr; }
      .limits-table, .limits-table thead, .limits-table tbody, .limits-table th, .limits-table td, .limits-table tr { display: block; }
      .limits-table th.th-legal, .limits-table th.th-market, .limits-table td.td-legal, .limits-table td.td-market { padding-left: 24px; }
    }

    /* --- Hamburger Menu & Mobile Navigation --- */
    .menu-toggle { display: none; flex-direction: column; justify-content: space-between; width: 26px; height: 18px; background: transparent; border: none; cursor: pointer; z-index: 1001; }
    .menu-toggle span { display: block; width: 100%; height: 2px; background-color: var(--green-700); transition: all .3s ease-in-out; }

    .mobile-nav-drawer { position: fixed; top: 0; right: -100%; width: 300px; height: 100vh; background: var(--bg); box-shadow: -10px 0 30px rgba(36,57,40,.18); z-index: 1000; transition: right .3s ease-in-out; padding: 80px 28px 40px; display: flex; flex-direction: column; gap: 6px; overflow-y: auto; }
    .mobile-nav-drawer.open { right: 0; }
    .mobile-nav-drawer a.nav-item { font-family: var(--sans); font-size: 16px; font-weight: 600; color: var(--green-700); text-decoration: none; padding: 12px 0; border-bottom: 1px solid rgba(36,57,40,.1); }
    .mobile-nav-dropdown-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--coffee-700); margin-top: 12px; }
    .mobile-nav-drawer .dropdown-product { font-size: 14px; padding: 10px 12px; color: rgba(36,57,40,.7); text-decoration: none; border-left: 2px solid rgba(36,57,40,.14); margin-left: 6px; }
    .mobile-nav-drawer .dropdown-product:hover, .mobile-nav-drawer .dropdown-product.active { color: var(--coffee-700); border-left-color: var(--coffee-700); }
    .mobile-overlay { position: fixed; top: 0; left: 0; width: 100vw; height: 100vh; background: rgba(22,36,26,.5); z-index: 998; display: none; }
    .mobile-overlay.open { display: block; }
    .menu-toggle.open span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
    .menu-toggle.open span:nth-child(2) { opacity: 0; }
    .menu-toggle.open span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
    @media (max-width: 900px) { .menu-toggle { display: flex; } }

    /* === HERO / CTA MEDIA (foto de fondo + slider Swiper + overlay de marca) === */
    .product-hero, .cta-section { position: relative; overflow: hidden; }
    .product-hero .container, .cta-section .container { position: relative; z-index: 2; }

    .hero-media {
      position: absolute; inset: 0; z-index: 0;
      background-size: cover; background-position: center;
    }
    .hero-swiper-bg, .cta-swiper-bg { position: absolute; inset: 0; z-index: 0; }
    .hero-swiper-bg .swiper-slide, .cta-swiper-bg .swiper-slide { background-size: cover; background-position: center; }

    .hero-media-overlay {
      position: absolute; inset: 0; z-index: 1;
      pointer-events: none;
      background: linear-gradient(100deg,
        rgba(22,36,26,.96) 0%,
        rgba(36,57,40,.90) 28%,
        rgba(36,57,40,.62) 50%,
        rgba(70,31,0,.30) 72%,
        rgba(70,31,0,.14) 100%);
    }

    .media-slider-controls {
      display: flex; align-items: center; gap: 14px;
      margin-top: 32px;
    }
    .media-pagination { display: flex; gap: 8px; }
    .media-pagination .swiper-pagination-bullet {
      width: 40px; height: 3px;
      background: rgba(247,246,228,.28);
      border-radius: 2px;
      overflow: hidden;
      position: relative;
      display: inline-block;
      cursor: pointer;
      opacity: 1 !important;
      margin: 0 !important;
    }
    .media-pagination .swiper-pagination-bullet .progress-bar {
      display: block; height: 100%; width: 0;
      background: var(--cream);
      border-radius: 2px;
    }
    .media-pagination .swiper-pagination-bullet-active .progress-bar {
      animation: mediaAutoplayProgress 5000ms linear forwards;
    }
    @keyframes mediaAutoplayProgress { 0% { width: 0%; } 100% { width: 100%; } }
    .media-arrows { display: flex; gap: 6px; }
    .media-arrows button {
      background: none;
      border: 1px solid rgba(247,246,228,.3);
      border-radius: 50%;
      width: 32px; height: 32px;
      display: flex; align-items: center; justify-content: center;
      color: rgba(247,246,228,.75);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .media-arrows button:hover {
      background: rgba(247,246,228,.12);
      color: var(--bg);
      border-color: rgba(247,246,228,.5);
    }

    /* === SELLO DE GARANTÍA (flotante) === */
    .guarantee-seal {
      position: fixed;
      right: 22px;
      bottom: 100px;
      z-index: 500;
      width: 110px;
      height: 110px;
      display: grid;
      place-content: center;
    }
    .guarantee-seal__disc {
      position: absolute;
      inset: 0;
      border-radius: 50%;
      background: var(--bg);
      border: 1px solid rgba(36,57,40,.14);
      box-shadow: 0 10px 26px rgba(22,36,26,.22);
      -webkit-mask-image: radial-gradient(circle, transparent 34px, black 35px);
      mask-image: radial-gradient(circle, transparent 34px, black 35px);
    }
    .guarantee-seal__ring {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      animation: guaranteeSealSpin 16s linear infinite;
    }
    .guarantee-seal__ring text {
      font-family: var(--sans);
      font-size: 9px;
      font-weight: 700;
      letter-spacing: .04em;
    }
    .guarantee-seal__core {
      position: relative;
      width: 60px;
      height: 60px;
      border-radius: 50%;
      color: var(--green-700);
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .guarantee-seal__icon { width: 30px; height: 30px; }
    @keyframes guaranteeSealSpin { to { transform: rotate(360deg); } }

    @media (max-width: 900px) {
      .guarantee-seal { width: 90px; height: 90px; right: 14px; bottom: 84px; }
      .guarantee-seal__disc { -webkit-mask-image: radial-gradient(circle, transparent 26px, black 27px); mask-image: radial-gradient(circle, transparent 26px, black 27px); }
      .guarantee-seal__core { width: 50px; height: 50px; }
      .guarantee-seal__icon { width: 26px; height: 26px; }
          }

/* === STYLES FROM premium-financing.html === */
/* ============================================
       OAKFORT INSURANCE / PRODUCTO: PREMIUM FINANCING Y RENOVACIONES
       Sistema de diseño: Paleta A · Bosque
       Ver design.md para tokens y componentes base
       ============================================ */

    :root {
      --green-900: #16241a;
      --green-700: #243928;
      --green-500: #3a5641;
      --green-400: #6f8a76;
      --green-300: #aebfb2;
      --green-100: #dde3dd;

      --coffee-900: #2e1400;
      --coffee-700: #461f00;
      --coffee-500: #6b3410;
      --coffee-400: #9c6a3f;
      --coffee-300: #c9a582;
      --coffee-100: #ecdcc8;

      --cream: #d4c5a8;
      --bg: #f7f6e4;
      --surface: #efeada;
      --line: #b8a985;
      --page-bg: #e9e6dc;

      --success: #3a5641;
      --warning: #b0641f;
      --error: #8f2d1e;

      --serif: 'Newsreader', serif;
      --sans: 'Hanken Grotesk', system-ui, sans-serif;
    }

    * { box-sizing: border-box; margin: 0; padding: 0; }

    body { font-family: var(--sans); background: var(--bg); color: var(--green-700); line-height: 1.5; }
    h1, h2, h3 { font-family: var(--serif); font-weight: 500; }

    .container { max-width: 1120px; margin: 0 auto; padding: 0 44px; }

    .eyebrow {
      font-size: 11.5px;
      letter-spacing: .16em;
      font-weight: 700;
      color: var(--coffee-700);
      margin-bottom: 12px;
      text-transform: uppercase;
    }

    /* === HEADER / NAV === */
    .site-header { background: var(--bg); border-bottom: 1px solid rgba(36,57,40,.1); position: sticky; top: 0; z-index: 200; }
    .header-inner { display: flex; align-items: center; justify-content: space-between; padding: 22px 44px; }

    .logo { font-family: var(--serif); font-weight: 600; font-size: 24px; color: var(--green-700); letter-spacing: -.01em; display: inline-flex; align-items: baseline; gap: 10px; text-decoration: none; }
    .logo span { font-family: var(--sans); font-size: 9px; letter-spacing: .34em; font-weight: 600; color: var(--coffee-700); transform: translateY(-2px); }
    .logo-img { height: 32px; width: auto; display: block; }

    .main-nav { display: flex; align-items: center; gap: 26px; font-size: 13.5px; font-weight: 500; }
    .main-nav a.nav-item { text-decoration: none; color: var(--green-700); display: flex; align-items: center; gap: 5px; padding: 8px 0; }
    .main-nav a.nav-item.active { color: var(--coffee-700); }
    .main-nav a.nav-item:last-child { background: var(--green-700); color: var(--bg); padding: 10px 20px; border-radius: 8px; font-weight: 600; }

    .nav-has-dropdown { position: relative; }
    .nav-caret { font-size: 9px; color: var(--coffee-700); }
    .nav-dropdown { display: none; position: absolute; top: 100%; left: 0; margin-top: 8px; background: var(--bg); border: 1px solid rgba(36,57,40,.14); border-radius: 0; box-shadow: 0 12px 30px rgba(36,57,40,.14); min-width: 280px; padding: 8px; z-index: 999; }
    .nav-dropdown::before { content: ""; position: absolute; top: -8px; left: 0; right: 0; height: 8px; }
    .nav-has-dropdown:hover .nav-dropdown { display: flex; flex-direction: column; }
    a.dropdown-product { display: block; padding: 11px 14px; font-size: 13px; font-weight: 500; color: var(--green-700); text-decoration: none; border-radius: 0; }
    a.dropdown-product:hover { background: var(--surface); color: var(--coffee-700); }
    a.dropdown-product.active { color: var(--coffee-700); font-weight: 700; }

    /* === HERO === */
    .product-hero, .cta-section { position: relative; overflow: hidden; }
    .product-hero .container, .cta-section .container { position: relative; z-index: 2; }

    .hero-swiper-bg, .cta-swiper-bg {
      position: absolute; inset: 0; z-index: 0;
    }
    .hero-swiper-bg .swiper-slide, .cta-swiper-bg .swiper-slide {
      background-size: cover; background-position: center;
    }
    .hero-media-overlay {
      position: absolute; inset: 0; z-index: 1;
      pointer-events: none;
      background: linear-gradient(100deg,
        rgba(22,36,26,.96) 0%,
        rgba(36,57,40,.90) 28%,
        rgba(36,57,40,.62) 50%,
        rgba(70,31,0,.30) 72%,
        rgba(70,31,0,.14) 100%);
    }
    .product-hero { padding: 70px 0 62px; background: var(--green-700); color: var(--bg); }

    .breadcrumb { font-size: 13px; color: rgba(212,197,168,.8); margin-bottom: 18px; }
    .breadcrumb a { color: rgba(212,197,168,.8); text-decoration: none; }
    .breadcrumb a:hover { color: var(--bg); }
    .breadcrumb .sep { opacity: .5; }
    .product-hero .hero-h1-label { font-size: 14px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--cream); opacity: .8; margin-bottom: 16px; }
    .product-hero h2 { font-size: 48px; line-height: 1.1; letter-spacing: -.015em; color: var(--bg); max-width: 720px; }
    .product-hero .desc { font-size: 17.5px; line-height: 1.6; color: #e8e3d3; max-width: 680px; margin-top: 18px; }

    .hero-stats:has(.hero-stat-box) { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-top: 38px; padding-top: 30px; border-top: 1px solid rgba(212,197,168,.22); }
    .hero-stat-box { background: rgba(212,197,168,.08); border: 1px solid rgba(212,197,168,.22); border-radius: 12px; padding: 18px 20px; }
    .hero-stat-number { font-family: var(--serif); font-size: 22px; color: #fff; line-height: 1.15; }
    .hero-stat-label { font-size: 11px; letter-spacing: .04em; color: var(--cream); margin-top: 6px; text-transform: uppercase; line-height: 1.4; }

    /* === PAIN POINTS === */
    .pain-section { padding: 64px 0 60px; background: var(--surface); }
    .pain-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 8px; }
    .pain-section .section-sub { font-size: 15px; color: rgba(36,57,40,.65); margin-bottom: 34px; max-width: 680px; }

    .pain-swiper { overflow: hidden; }
    .pain-swiper .editorial-item { border-top: none; padding: 4px 0 0; }
    .pain-swiper .editorial-item:last-child { border-bottom: none; }

    .pain-slider-controls { display: flex; align-items: center; gap: 28px; margin-top: 32px; padding-top: 24px; border-top: 1px solid rgba(36,57,40,.14); }
    .pain-arrows { display: flex; gap: 8px; }
    .pain-arrows button {
      background: none;
      border: 1px solid rgba(36,57,40,.22);
      border-radius: 50%;
      width: 36px; height: 36px;
      display: flex; align-items: center; justify-content: center;
      color: var(--green-700);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .pain-arrows button:hover { background: rgba(36,57,40,.08); border-color: rgba(36,57,40,.4); }
    .pain-arrows button.swiper-button-disabled { opacity: .3; cursor: default; }
    .pain-pagination { display: flex; gap: 6px; align-items: center; }
    .pain-pagination .swiper-pagination-bullet {
      width: 22px; height: 3px; border-radius: 2px;
      background: rgba(36,57,40,.18);
      opacity: 1 !important; margin: 0 !important; cursor: pointer;
      transition: background .2s ease, width .2s ease;
    }
    .pain-pagination .swiper-pagination-bullet-active { width: 34px; background: var(--coffee-700); }

    .editorial-item {
      display: grid;
      grid-template-columns: 64px 1fr;
      gap: 28px;
      padding: 34px 0;
      border-top: 1px solid rgba(36,57,40,.14);
    }
    .editorial-item:last-child { border-bottom: 1px solid rgba(36,57,40,.14); }
    .editorial-item:nth-child(odd) .editorial-num { color: var(--coffee-400); }
    .editorial-item:nth-child(even) .editorial-num { color: var(--green-400); }
    .editorial-num { font-family: var(--serif); font-size: 34px; font-weight: 500; line-height: 1; padding-top: 2px; }
    .editorial-body h4 { font-family: var(--sans); font-size: 18px; font-weight: 700; color: var(--green-700); margin-bottom: 10px; }
    .editorial-body p { font-size: 14.5px; line-height: 1.65; color: rgba(36,57,40,.78); max-width: 640px; }
    .editorial-emphasis {
      font-family: var(--serif);
      font-style: italic;
      font-size: 18px;
      line-height: 1.5;
      color: var(--green-700);
      max-width: 620px;
      margin-top: 14px;
    }

    /* === SERVICIOS Y GESTIÓN FINANCIERA (reemplaza el patrón "qué cubre" para este producto, que es un servicio, no una cobertura) === */
    .covers-section { padding: 64px 0 60px; background: var(--bg); }
    .covers-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 34px; }

    .coverage-types { margin-bottom: 44px; }
    .coverage-types:last-child { margin-bottom: 0; }
    .coverage-types-title { font-size: 14px; font-weight: 700; color: var(--green-700); margin-bottom: 16px; }
    .coverage-types-grid { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid rgba(36,57,40,.14); border-bottom: 1px solid rgba(36,57,40,.14); }
    .coverage-types-grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
    .coverage-type-item { padding: 22px 26px; border-left: 1px solid rgba(36,57,40,.14); }
    .coverage-type-item:first-child { border-left: none; padding-left: 0; }
    .coverage-type-item h4 { font-family: var(--sans); font-size: 15.5px; font-weight: 700; color: var(--green-700); margin-bottom: 8px; }
    .coverage-type-item p { font-size: 13.5px; line-height: 1.6; color: rgba(36,57,40,.75); }

    /* === BENTO GRID (soluciones de financiamiento) === */
    .bento-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
    .bento-card { border-radius: 18px; padding: 28px 26px 24px; display: flex; flex-direction: column; }
    .bento-card h4 { font-family: var(--sans); font-size: 18px; font-weight: 700; line-height: 1.28; margin-bottom: 10px; }
    .bento-card p { font-size: 13.5px; line-height: 1.6; }
    .bento-icon { margin-top: 22px; width: 100%; aspect-ratio: 140 / 112; border-radius: 10px; overflow: hidden; }
    .bento-icon svg { width: 100%; height: 100%; display: block; }

    .bento-card.tint-green { background: var(--green-100); color: var(--green-700); }
    .bento-card.tint-green p { color: rgba(36,57,40,.7); }
    .bento-card.tint-coffee { background: var(--coffee-100); color: var(--green-700); }
    .bento-card.tint-coffee p { color: rgba(36,57,40,.7); }
    .bento-card.tint-surface { background: var(--surface); color: var(--green-700); }
    .bento-card.tint-surface p { color: rgba(36,57,40,.7); }
    .bento-card.tint-dark { background: var(--green-900); color: var(--bg); }
    .bento-card.tint-dark p { color: rgba(247,246,228,.72); }

    /* === FAQ === */
    .faq-section { padding: 64px 0 60px; background: var(--surface); }
    .faq-section .container.faq-container { max-width: 860px; }
    .faq-section h2 { font-size: 36px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 30px; }
    .faq-accordion { display: flex; flex-direction: column; }
    .faq-item { border-top: 1px solid rgba(36,57,40,.16); padding: 24px 0; }
    .faq-accordion .faq-item:last-child { border-bottom: 1px solid rgba(36,57,40,.16); }
    .faq-q { display: flex; justify-content: space-between; align-items: center; font-size: 16.5px; font-weight: 700; color: var(--green-700); cursor: pointer; }
    .faq-q::after { content: "+"; font-size: 22px; color: rgba(36,57,40,.35); font-weight: 400; }
    .faq-item.open .faq-q::after { content: "–"; color: var(--coffee-700); }
    .faq-a { display: none; font-size: 14px; line-height: 1.65; color: rgba(36,57,40,.72); margin-top: 14px; }
    .faq-item.open .faq-a { display: block; }

    /* === CTA + FORM === */
    .cta-section { padding: 66px 0 62px; background: var(--green-900); color: var(--bg); }
    .cta-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: start; }
    .cta-content h2 { font-size: 40px; line-height: 1.08; margin: 0 0 16px; letter-spacing: -.02em; color: var(--bg); }
    .cta-content p { font-size: 16px; line-height: 1.65; color: #e8e3d3; margin-bottom: 24px; max-width: 520px; }
    .cta-checklist { list-style: none; display: flex; flex-direction: column; gap: 11px; }
    .cta-checklist li { display: flex; gap: 12px; align-items: center; font-size: 14.5px; color: var(--bg); }
    .cta-checklist li .mark { color: var(--cream); font-weight: 700; }

    .cta-form-box { background: var(--bg); border-radius: 14px; padding: 30px 28px; box-shadow: 0 16px 40px rgba(0,0,0,.28); color: var(--green-700); }
    .cta-form-box h3 { font-size: 23px; color: var(--green-700); margin-bottom: 4px; }
    .cta-form-box .form-sub { font-size: 13px; color: rgba(36,57,40,.6); margin-bottom: 24px; }

    .form-group { margin-bottom: 16px; }
    .form-label { font-size: 11px; font-weight: 700; letter-spacing: .06em; color: var(--coffee-700); text-transform: uppercase; display: block; margin-bottom: 7px; }
    .form-input { width: 100%; border: 1px solid rgba(36,57,40,.2); border-radius: 8px; padding: 12px 14px; font-size: 14px; font-family: var(--sans); color: var(--green-700); background: #fff; }
    .form-input::placeholder { color: rgba(36,57,40,.4); }
    .form-input:focus { outline: none; border-color: var(--green-700); border-width: 2px; }
    .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
    .form-submit { width: 100%; background: var(--coffee-700); color: var(--bg); text-align: center; padding: 15px; border-radius: 9px; font-weight: 700; font-size: 15px; margin-top: 4px; border: none; cursor: pointer; font-family: var(--sans); }
    .form-submit:hover { background: var(--coffee-500); }

    /* === FOOTER === */
    .site-footer { padding: 52px 0 34px; background: var(--green-900); color: var(--cream); }
    .footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.1fr; gap: 32px; padding-bottom: 34px; border-bottom: 1px solid rgba(212,197,168,.16); margin-bottom: 22px; }
    .footer-brand { display: flex; align-items: baseline; gap: 9px; margin-bottom: 14px; }
    .footer-brand .fb-name { font-family: var(--serif); font-weight: 600; font-size: 21px; color: var(--bg); }
    .footer-brand .fb-tag { font-size: 8px; letter-spacing: .32em; font-weight: 600; color: var(--cream); transform: translateY(-2px); }
    .footer-brand img.footer-logo { height: 28px; width: auto; display: block; }
    .footer-col p { font-size: 13px; line-height: 1.6; margin-bottom: 14px; max-width: 300px; }
    .footer-col .license { font-size: 12px; line-height: 1.7; color: rgba(212,197,168,.7); }
    .footer-col h4 { font-family: var(--sans); font-size: 11.5px; font-weight: 700; color: var(--bg); letter-spacing: .08em; text-transform: uppercase; margin-bottom: 14px; }
    .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; font-size: 13px; }
    .footer-col a { color: var(--cream); text-decoration: none; }
    .footer-col a:hover { color: var(--bg); text-decoration: underline; }
    .footer-bottom { font-size: 12px; color: rgba(212,197,168,.6); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; }

    /* === RESPONSIVE === */
    @media (max-width: 900px) {
      .container { padding: 0 24px; }
      .header-inner { padding: 18px 24px; }
      .main-nav { display: none !important; }
      .product-hero { padding: 56px 0 48px; }
      .product-hero h2 { font-size: 34px; }
      .pain-section, .covers-section, .faq-section, .cta-section { padding: 48px 0; }
      .editorial-item { grid-template-columns: 44px 1fr; gap: 18px; padding: 26px 0; }
      .editorial-num { font-size: 26px; }
      .coverage-types-grid, .coverage-types-grid.cols-3 { grid-template-columns: 1fr; border-bottom: none; }
      .bento-grid { grid-template-columns: 1fr; }
      .coverage-type-item { border-left: none; padding: 20px 0; border-top: 1px solid rgba(36,57,40,.14); }
      .coverage-type-item:first-child { border-top: none; padding-top: 0; }
      .cta-grid { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr 1fr; }
      .hero-stats:has(.hero-stat-box) { grid-template-columns: 1fr; gap: 12px; }
    }

    @media (max-width: 600px) {
      .product-hero h2 { font-size: 28px; }
      .form-row { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr; }
    }

    /* --- Hamburger Menu & Mobile Navigation --- */
    .menu-toggle { display: none; flex-direction: column; justify-content: space-between; width: 26px; height: 18px; background: transparent; border: none; cursor: pointer; z-index: 1001; }
    .menu-toggle span { display: block; width: 100%; height: 2px; background-color: var(--green-700); transition: all .3s ease-in-out; }

    .mobile-nav-drawer { position: fixed; top: 0; right: -100%; width: 300px; height: 100vh; background: var(--bg); box-shadow: -10px 0 30px rgba(36,57,40,.18); z-index: 1000; transition: right .3s ease-in-out; padding: 80px 28px 40px; display: flex; flex-direction: column; gap: 6px; overflow-y: auto; }
    .mobile-nav-drawer.open { right: 0; }
    .mobile-nav-drawer a.nav-item { font-family: var(--sans); font-size: 16px; font-weight: 600; color: var(--green-700); text-decoration: none; padding: 12px 0; border-bottom: 1px solid rgba(36,57,40,.1); }
    .mobile-nav-dropdown-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--coffee-700); margin-top: 12px; }
    .mobile-nav-drawer .dropdown-product { font-size: 14px; padding: 10px 12px; color: rgba(36,57,40,.7); text-decoration: none; border-left: 2px solid rgba(36,57,40,.14); margin-left: 6px; }
    .mobile-nav-drawer .dropdown-product:hover, .mobile-nav-drawer .dropdown-product.active { color: var(--coffee-700); border-left-color: var(--coffee-700); }
    .mobile-overlay { position: fixed; top: 0; left: 0; width: 100vw; height: 100vh; background: rgba(22,36,26,.5); z-index: 998; display: none; }
    .mobile-overlay.open { display: block; }
    .menu-toggle.open span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
    .menu-toggle.open span:nth-child(2) { opacity: 0; }
    .menu-toggle.open span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
    @media (max-width: 900px) { .menu-toggle { display: flex; } }

    /* === SELLO DE GARANTÍA (flotante) === */
    .guarantee-seal {
      position: fixed;
      right: 22px;
      bottom: 100px;
      z-index: 500;
      width: 110px;
      height: 110px;
      display: grid;
      place-content: center;
    }
    .guarantee-seal__disc {
      position: absolute;
      inset: 0;
      border-radius: 50%;
      background: var(--bg);
      border: 1px solid rgba(36,57,40,.14);
      box-shadow: 0 10px 26px rgba(22,36,26,.22);
      -webkit-mask-image: radial-gradient(circle, transparent 34px, black 35px);
      mask-image: radial-gradient(circle, transparent 34px, black 35px);
    }
    .guarantee-seal__ring {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      animation: guaranteeSealSpin 16s linear infinite;
    }
    .guarantee-seal__ring text {
      font-family: var(--sans);
      font-size: 9px;
      font-weight: 700;
      letter-spacing: .04em;
    }
    .guarantee-seal__core {
      position: relative;
      width: 60px;
      height: 60px;
      border-radius: 50%;
      color: var(--green-700);
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .guarantee-seal__icon { width: 30px; height: 30px; }
    @keyframes guaranteeSealSpin { to { transform: rotate(360deg); } }

    @media (max-width: 900px) {
      .guarantee-seal { width: 90px; height: 90px; right: 14px; bottom: 84px; }
      .guarantee-seal__disc { -webkit-mask-image: radial-gradient(circle, transparent 26px, black 27px); mask-image: radial-gradient(circle, transparent 26px, black 27px); }
      .guarantee-seal__core { width: 50px; height: 50px; }
      .guarantee-seal__icon { width: 26px; height: 26px; }
          }

/* === STYLES FROM workers-compensation.html === */
/* ============================================
       OAKFORT INSURANCE / PRODUCTO: WORKERS COMPENSATION
       Sistema de diseño: Paleta A · Bosque
       Ver design.md para tokens y componentes base
       ============================================ */

    :root {
      --green-900: #16241a;
      --green-700: #243928;
      --green-500: #3a5641;
      --green-400: #6f8a76;
      --green-300: #aebfb2;
      --green-100: #dde3dd;

      --coffee-900: #2e1400;
      --coffee-700: #461f00;
      --coffee-500: #6b3410;
      --coffee-400: #9c6a3f;
      --coffee-300: #c9a582;
      --coffee-100: #ecdcc8;

      --cream: #d4c5a8;
      --bg: #f7f6e4;
      --surface: #efeada;
      --line: #b8a985;
      --page-bg: #e9e6dc;

      --success: #3a5641;
      --warning: #b0641f;
      --error: #8f2d1e;

      --serif: 'Newsreader', serif;
      --sans: 'Hanken Grotesk', system-ui, sans-serif;
    }

    * { box-sizing: border-box; margin: 0; padding: 0; }

    body { font-family: var(--sans); background: var(--bg); color: var(--green-700); line-height: 1.5; }
    h1, h2, h3 { font-family: var(--serif); font-weight: 500; }

    .container { max-width: 1120px; margin: 0 auto; padding: 0 44px; }

    .eyebrow {
      font-size: 11.5px;
      letter-spacing: .16em;
      font-weight: 700;
      color: var(--coffee-700);
      margin-bottom: 12px;
      text-transform: uppercase;
    }

    /* === HEADER / NAV === */
    .site-header { background: var(--bg); border-bottom: 1px solid rgba(36,57,40,.1); position: sticky; top: 0; z-index: 200; }
    .header-inner { display: flex; align-items: center; justify-content: space-between; padding: 22px 44px; }

    .logo { font-family: var(--serif); font-weight: 600; font-size: 24px; color: var(--green-700); letter-spacing: -.01em; display: inline-flex; align-items: baseline; gap: 10px; text-decoration: none; }
    .logo span { font-family: var(--sans); font-size: 9px; letter-spacing: .34em; font-weight: 600; color: var(--coffee-700); transform: translateY(-2px); }
    .logo-img { height: 32px; width: auto; display: block; }

    .main-nav { display: flex; align-items: center; gap: 26px; font-size: 13.5px; font-weight: 500; }
    .main-nav a.nav-item { text-decoration: none; color: var(--green-700); display: flex; align-items: center; gap: 5px; padding: 8px 0; }
    .main-nav a.nav-item.active { color: var(--coffee-700); }
    .main-nav a.nav-item:last-child { background: var(--green-700); color: var(--bg); padding: 10px 20px; border-radius: 8px; font-weight: 600; }

    .nav-has-dropdown { position: relative; }
    .nav-caret { font-size: 9px; color: var(--coffee-700); }
    .nav-dropdown { display: none; position: absolute; top: 100%; left: 0; margin-top: 8px; background: var(--bg); border: 1px solid rgba(36,57,40,.14); border-radius: 0; box-shadow: 0 12px 30px rgba(36,57,40,.14); min-width: 280px; padding: 8px; z-index: 999; }
    .nav-dropdown::before { content: ""; position: absolute; top: -8px; left: 0; right: 0; height: 8px; }
    .nav-has-dropdown:hover .nav-dropdown { display: flex; flex-direction: column; }
    a.dropdown-product { display: block; padding: 11px 14px; font-size: 13px; font-weight: 500; color: var(--green-700); text-decoration: none; border-radius: 0; }
    a.dropdown-product:hover { background: var(--surface); color: var(--coffee-700); }
    a.dropdown-product.active { color: var(--coffee-700); font-weight: 700; }

    /* === HERO === */
    .product-hero { padding: 70px 0 62px; background: var(--green-700); color: var(--bg); }

    /* === HERO / CTA MEDIA (foto de fondo + slider Swiper + overlay de marca) === */
    .product-hero, .cta-section { position: relative; overflow: hidden; }
    .product-hero .container, .cta-section .container { position: relative; z-index: 2; }

    .hero-media {
      position: absolute; inset: 0; z-index: 0;
      background-size: cover; background-position: center;
    }
    .hero-swiper-bg, .cta-swiper-bg { position: absolute; inset: 0; z-index: 0; }
    .hero-swiper-bg .swiper-slide, .cta-swiper-bg .swiper-slide { background-size: cover; background-position: center; }

    .hero-media-overlay {
      position: absolute; inset: 0; z-index: 1;
      pointer-events: none;
      background: linear-gradient(100deg,
        rgba(22,36,26,.96) 0%,
        rgba(36,57,40,.90) 28%,
        rgba(36,57,40,.62) 50%,
        rgba(70,31,0,.30) 72%,
        rgba(70,31,0,.14) 100%);
    }

    /* Controles del slider (paginación con barra de progreso + flechas), estilo de marca */
    .media-slider-controls {
      display: flex; align-items: center; gap: 14px;
      margin-top: 32px;
    }
    .media-pagination { display: flex; gap: 8px; }
    .media-pagination .swiper-pagination-bullet {
      width: 40px; height: 3px;
      background: rgba(247,246,228,.28);
      border-radius: 2px;
      overflow: hidden;
      position: relative;
      display: inline-block;
      cursor: pointer;
      opacity: 1 !important;
      margin: 0 !important;
    }
    .media-pagination .swiper-pagination-bullet .progress-bar {
      display: block; height: 100%; width: 0;
      background: var(--cream);
      border-radius: 2px;
    }
    .media-pagination .swiper-pagination-bullet-active .progress-bar {
      animation: mediaAutoplayProgress 5000ms linear forwards;
    }
    @keyframes mediaAutoplayProgress { 0% { width: 0%; } 100% { width: 100%; } }
    .media-arrows { display: flex; gap: 6px; }
    .media-arrows button {
      background: none;
      border: 1px solid rgba(247,246,228,.3);
      border-radius: 50%;
      width: 32px; height: 32px;
      display: flex; align-items: center; justify-content: center;
      color: rgba(247,246,228,.75);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .media-arrows button:hover {
      background: rgba(247,246,228,.12);
      color: var(--bg);
      border-color: rgba(247,246,228,.5);
    }

    .breadcrumb { font-size: 13px; color: rgba(212,197,168,.8); margin-bottom: 18px; }
    .breadcrumb a { color: rgba(212,197,168,.8); text-decoration: none; }
    .breadcrumb a:hover { color: var(--bg); }
    .breadcrumb .sep { opacity: .5; }
    .product-hero .hero-h1-label { font-size: 14px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--cream); opacity: .8; margin-bottom: 16px; }
    .product-hero h2 { font-size: 56px; font-weight: 600; line-height: 1.04; letter-spacing: -.02em; color: var(--bg); max-width: 635px; }
    .product-hero .tagline { font-family: var(--serif); font-style: italic; font-size: 21px; color: var(--cream); margin: 14px 0 20px; }
    .product-hero .desc { font-size: 17.5px; line-height: 1.6; color: #e8e3d3; max-width: 680px; margin-top: 24px; }

    .hero-badges { display: flex; gap: 10px; margin-top: 26px; flex-wrap: wrap; }
    .hero-badge { background: rgba(212,197,168,.14); border: 1px solid rgba(212,197,168,.3); color: var(--bg); padding: 8px 16px; border-radius: 30px; font-size: 13px; font-weight: 600; }

    .hero-stat-number { font-family: var(--serif); font-size: 32px; color: #fff; }
    .hero-stat-label { font-size: 11.5px; letter-spacing: .06em; color: var(--cream); margin-top: 4px; text-transform: uppercase; }

    .hero-stats-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 30px; padding-top: 30px; border-top: 1px solid rgba(212,197,168,.22); }
    .hero-stat-box { background: rgba(212,197,168,.08); border: 1px solid rgba(212,197,168,.22); border-radius: 12px; padding: 20px 22px; }
    .hero-stat-box .hero-stat-number { font-size: 18px; }

    /* === PAIN POINTS === */
    .pain-section { padding: 64px 0 60px; background: var(--surface); }
    .pain-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 8px; }
    .pain-section .section-sub { font-size: 15px; color: rgba(36,57,40,.65); margin-bottom: 34px; max-width: 680px; }

    .pain-swiper { overflow: hidden; }
    .pain-swiper .editorial-item { border-top: none; padding: 4px 0 0; }
    .pain-swiper .editorial-item:last-child { border-bottom: none; }

    .pain-slider-controls { display: flex; align-items: center; gap: 28px; margin-top: 32px; padding-top: 24px; border-top: 1px solid rgba(36,57,40,.14); }
    .pain-arrows { display: flex; gap: 8px; }
    .pain-arrows button {
      background: none;
      border: 1px solid rgba(36,57,40,.22);
      border-radius: 50%;
      width: 36px; height: 36px;
      display: flex; align-items: center; justify-content: center;
      color: var(--green-700);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .pain-arrows button:hover { background: rgba(36,57,40,.08); border-color: rgba(36,57,40,.4); }
    .pain-arrows button.swiper-button-disabled { opacity: .3; cursor: default; }
    .pain-pagination { display: flex; gap: 6px; align-items: center; }
    .pain-pagination .swiper-pagination-bullet {
      width: 22px; height: 3px; border-radius: 2px;
      background: rgba(36,57,40,.18);
      opacity: 1 !important; margin: 0 !important; cursor: pointer;
      transition: background .2s ease, width .2s ease;
    }
    .pain-pagination .swiper-pagination-bullet-active { width: 34px; background: var(--coffee-700); }
    .editorial-item {
      display: grid;
      grid-template-columns: 64px 1fr;
      gap: 28px;
      padding: 34px 0;
      border-top: 1px solid rgba(36,57,40,.14);
    }
    .editorial-item:last-child { border-bottom: 1px solid rgba(36,57,40,.14); }
    .editorial-item:nth-child(odd) .editorial-num { color: var(--coffee-400); }
    .editorial-item:nth-child(even) .editorial-num { color: var(--green-400); }
    .editorial-num { font-family: var(--serif); font-size: 34px; font-weight: 500; line-height: 1; padding-top: 2px; }
    .editorial-body h4 { font-family: var(--sans); font-size: 18px; font-weight: 700; color: var(--green-700); margin-bottom: 10px; }
    .editorial-body p { font-size: 14.5px; line-height: 1.65; color: rgba(36,57,40,.78); max-width: 640px; }
    .editorial-emphasis {
      font-family: var(--serif);
      font-style: italic;
      font-size: 18px;
      line-height: 1.5;
      color: var(--green-700);
      max-width: 620px;
      margin-top: 14px;
    }

    /* === WHAT IT COVERS === */
    .covers-section { padding: 64px 0 60px; background: var(--bg); }
    .covers-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 34px; }
    .covers-grid { display: grid; grid-template-columns: 1fr 1fr; }
    .covers-col { padding: 46px 42px; display: flex; flex-direction: column; }
    .covers-col.covers-yes { background: var(--green-700); border-radius: 18px 0 0 18px; }
    .covers-col.covers-no { background: var(--surface); border-radius: 0 18px 18px 0; }
    .covers-col.covers-yes ul { flex: 1; display: flex; flex-direction: column; justify-content: center; }
    .covers-col > .col-title { font-family: var(--serif); font-style: italic; font-size: 23px; margin-bottom: 26px; }
    .covers-col.covers-yes > .col-title { color: var(--bg); }
    .covers-col.covers-no > .col-title { color: var(--green-700); opacity: .55; }
    .covers-col ul { list-style: none; }
    .covers-col li { padding: 15px 0; border-top: 1px solid; font-size: 14px; line-height: 1.5; }
    .covers-col li:first-child { padding-top: 0; border-top: none; }
    .covers-col.covers-yes li { border-color: rgba(212,197,168,.2); color: rgba(247,246,228,.82); }
    .covers-col.covers-yes li strong { color: var(--bg); }
    .covers-col.covers-no li { border-color: rgba(36,57,40,.12); color: rgba(36,57,40,.68); }
    .covers-col.covers-no li strong { color: var(--green-700); }

    /* === FAQ === */
    .faq-section { padding: 64px 0 60px; background: var(--surface); }
    .faq-section .container.faq-container { max-width: 860px; }
    .faq-section h2 { font-size: 36px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 30px; }
    .faq-accordion { display: flex; flex-direction: column; }
    .faq-item { border-top: 1px solid rgba(36,57,40,.16); padding: 24px 0; }
    .faq-accordion .faq-item:last-child { border-bottom: 1px solid rgba(36,57,40,.16); }
    .faq-q { display: flex; justify-content: space-between; align-items: center; font-size: 16.5px; font-weight: 700; color: var(--green-700); cursor: pointer; }
    .faq-q::after { content: "+"; font-size: 22px; color: rgba(36,57,40,.35); font-weight: 400; }
    .faq-item.open .faq-q::after { content: "–"; color: var(--coffee-700); }
    .faq-a { display: none; font-size: 14px; line-height: 1.65; color: rgba(36,57,40,.72); margin-top: 14px; }
    .faq-item.open .faq-a { display: block; }

    /* === CTA + FORM === */
    .cta-section { padding: 66px 0 62px; background: var(--green-900); color: var(--bg); }
    .cta-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: start; }
    .cta-content h2 { font-size: 40px; line-height: 1.08; margin: 0 0 16px; letter-spacing: -.02em; color: var(--bg); }
    .cta-content p { font-size: 16px; line-height: 1.65; color: #e8e3d3; margin-bottom: 24px; max-width: 520px; }
    .cta-checklist { list-style: none; display: flex; flex-direction: column; gap: 11px; }
    .cta-checklist li { display: flex; gap: 12px; align-items: center; font-size: 14.5px; color: var(--bg); }
    .cta-checklist li .mark { color: var(--cream); font-weight: 700; }

    .cta-form-box { background: var(--bg); border-radius: 14px; padding: 30px 28px; box-shadow: 0 16px 40px rgba(0,0,0,.28); color: var(--green-700); }
    .cta-form-box h3 { font-size: 23px; color: var(--green-700); margin-bottom: 4px; }
    .cta-form-box .form-sub { font-size: 13px; color: rgba(36,57,40,.6); margin-bottom: 24px; }

    .form-group { margin-bottom: 16px; }
    .form-label { font-size: 11px; font-weight: 700; letter-spacing: .06em; color: var(--coffee-700); text-transform: uppercase; display: block; margin-bottom: 7px; }
    .form-input { width: 100%; border: 1px solid rgba(36,57,40,.2); border-radius: 8px; padding: 12px 14px; font-size: 14px; font-family: var(--sans); color: var(--green-700); background: #fff; }
    .form-input::placeholder { color: rgba(36,57,40,.4); }
    .form-input:focus { outline: none; border-color: var(--green-700); border-width: 2px; }
    .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
    .form-submit { width: 100%; background: var(--coffee-700); color: var(--bg); text-align: center; padding: 15px; border-radius: 9px; font-weight: 700; font-size: 15px; margin-top: 4px; border: none; cursor: pointer; font-family: var(--sans); }
    .form-submit:hover { background: var(--coffee-500); }

    /* === FOOTER === */
    .site-footer { padding: 52px 0 34px; background: var(--green-900); color: var(--cream); }
    .footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.1fr; gap: 32px; padding-bottom: 34px; border-bottom: 1px solid rgba(212,197,168,.16); margin-bottom: 22px; }
    .footer-brand { display: flex; align-items: baseline; gap: 9px; margin-bottom: 14px; }
    .footer-brand .fb-name { font-family: var(--serif); font-weight: 600; font-size: 21px; color: var(--bg); }
    .footer-brand .fb-tag { font-size: 8px; letter-spacing: .32em; font-weight: 600; color: var(--cream); transform: translateY(-2px); }
    .footer-brand img.footer-logo { height: 28px; width: auto; display: block; }
    .footer-col p { font-size: 13px; line-height: 1.6; margin-bottom: 14px; max-width: 300px; }
    .footer-col .license { font-size: 12px; line-height: 1.7; color: rgba(212,197,168,.7); }
    .footer-col h4 { font-family: var(--sans); font-size: 11.5px; font-weight: 700; color: var(--bg); letter-spacing: .08em; text-transform: uppercase; margin-bottom: 14px; }
    .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; font-size: 13px; }
    .footer-col a { color: var(--cream); text-decoration: none; }
    .footer-col a:hover { color: var(--bg); text-decoration: underline; }
    .footer-bottom { font-size: 12px; color: rgba(212,197,168,.6); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; }

    /* === RESPONSIVE === */
    @media (max-width: 900px) {
      .container { padding: 0 24px; }
      .header-inner { padding: 18px 24px; }
      .main-nav { display: none !important; }
      .product-hero { padding: 56px 0 48px; }
      .product-hero h2 { font-size: 38px; }
      .pain-section, .covers-section, .faq-section, .cta-section { padding: 48px 0; }
      .editorial-item { grid-template-columns: 44px 1fr; gap: 18px; padding: 26px 0; }
      .editorial-num { font-size: 26px; }
      .covers-grid { grid-template-columns: 1fr; gap: 20px; }
      .covers-col.covers-yes, .covers-col.covers-no { border-radius: 18px; }
      .cta-grid { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr 1fr; }
      .hero-stats-grid { grid-template-columns: 1fr; }
    }

    @media (max-width: 600px) {
      .product-hero h2 { font-size: 30px; }
      .product-hero .desc { font-size: 16px; margin-top: 20px; }
      .form-row { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr; }
    }

    /* --- Hamburger Menu & Mobile Navigation --- */
    .menu-toggle { display: none; flex-direction: column; justify-content: space-between; width: 26px; height: 18px; background: transparent; border: none; cursor: pointer; z-index: 1001; }
    .menu-toggle span { display: block; width: 100%; height: 2px; background-color: var(--green-700); transition: all .3s ease-in-out; }

    .mobile-nav-drawer { position: fixed; top: 0; right: -100%; width: 300px; height: 100vh; background: var(--bg); box-shadow: -10px 0 30px rgba(36,57,40,.18); z-index: 1000; transition: right .3s ease-in-out; padding: 80px 28px 40px; display: flex; flex-direction: column; gap: 6px; overflow-y: auto; }
    .mobile-nav-drawer.open { right: 0; }
    .mobile-nav-drawer a.nav-item { font-family: var(--sans); font-size: 16px; font-weight: 600; color: var(--green-700); text-decoration: none; padding: 12px 0; border-bottom: 1px solid rgba(36,57,40,.1); }
    .mobile-nav-dropdown-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--coffee-700); margin-top: 12px; }
    .mobile-nav-drawer .dropdown-product { font-size: 14px; padding: 10px 12px; color: rgba(36,57,40,.7); text-decoration: none; border-left: 2px solid rgba(36,57,40,.14); margin-left: 6px; }
    .mobile-nav-drawer .dropdown-product:hover, .mobile-nav-drawer .dropdown-product.active { color: var(--coffee-700); border-left-color: var(--coffee-700); }
    .mobile-overlay { position: fixed; top: 0; left: 0; width: 100vw; height: 100vh; background: rgba(22,36,26,.5); z-index: 998; display: none; }
    .mobile-overlay.open { display: block; }
    .menu-toggle.open span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
    .menu-toggle.open span:nth-child(2) { opacity: 0; }
    .menu-toggle.open span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
    @media (max-width: 900px) { .menu-toggle { display: flex; } }

    /* === SELLO DE GARANTÍA (flotante) === */
    .guarantee-seal {
      position: fixed;
      right: 22px;
      bottom: 100px;
      z-index: 500;
      width: 110px;
      height: 110px;
      display: grid;
      place-content: center;
    }
    .guarantee-seal__disc {
      position: absolute;
      inset: 0;
      border-radius: 50%;
      background: var(--bg);
      border: 1px solid rgba(36,57,40,.14);
      box-shadow: 0 10px 26px rgba(22,36,26,.22);
      -webkit-mask-image: radial-gradient(circle, transparent 34px, black 35px);
      mask-image: radial-gradient(circle, transparent 34px, black 35px);
    }
    .guarantee-seal__ring {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      animation: guaranteeSealSpin 16s linear infinite;
    }
    .guarantee-seal__ring text {
      font-family: var(--sans);
      font-size: 9px;
      font-weight: 700;
      letter-spacing: .04em;
    }
    .guarantee-seal__core {
      position: relative;
      width: 60px;
      height: 60px;
      border-radius: 50%;
      color: var(--green-700);
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .guarantee-seal__icon { width: 30px; height: 30px; }
    @keyframes guaranteeSealSpin { to { transform: rotate(360deg); } }

    @media (max-width: 900px) {
      .guarantee-seal { width: 90px; height: 90px; right: 14px; bottom: 84px; }
      .guarantee-seal__disc { -webkit-mask-image: radial-gradient(circle, transparent 26px, black 27px); mask-image: radial-gradient(circle, transparent 26px, black 27px); }
      .guarantee-seal__core { width: 50px; height: 50px; }
      .guarantee-seal__icon { width: 26px; height: 26px; }
          }

/* === STYLES FROM motor-truck-cargo.html === */
/* ============================================
       OAKFORT INSURANCE / PRODUCTO: MOTOR TRUCK CARGO
       Sistema de diseño: Paleta A · Bosque
       Ver design.md para tokens y componentes base
       ============================================ */

    :root {
      --green-900: #16241a;
      --green-700: #243928;
      --green-500: #3a5641;
      --green-400: #6f8a76;
      --green-300: #aebfb2;
      --green-100: #dde3dd;

      --coffee-900: #2e1400;
      --coffee-700: #461f00;
      --coffee-500: #6b3410;
      --coffee-400: #9c6a3f;
      --coffee-300: #c9a582;
      --coffee-100: #ecdcc8;

      --cream: #d4c5a8;
      --bg: #f7f6e4;
      --surface: #efeada;
      --line: #b8a985;
      --page-bg: #e9e6dc;

      --success: #3a5641;
      --warning: #b0641f;
      --error: #8f2d1e;

      --serif: 'Newsreader', serif;
      --sans: 'Hanken Grotesk', system-ui, sans-serif;
    }

    * { box-sizing: border-box; margin: 0; padding: 0; }

    body { font-family: var(--sans); background: var(--bg); color: var(--green-700); line-height: 1.5; }
    h1, h2, h3 { font-family: var(--serif); font-weight: 500; }

    .container { max-width: 1120px; margin: 0 auto; padding: 0 44px; }

    .eyebrow {
      font-size: 11.5px;
      letter-spacing: .16em;
      font-weight: 700;
      color: var(--coffee-700);
      margin-bottom: 12px;
      text-transform: uppercase;
    }

    /* === HEADER / NAV === */
    .site-header { background: var(--bg); border-bottom: 1px solid rgba(36,57,40,.1); position: sticky; top: 0; z-index: 200; }
    .header-inner { display: flex; align-items: center; justify-content: space-between; padding: 22px 44px; }

    .logo { font-family: var(--serif); font-weight: 600; font-size: 24px; color: var(--green-700); letter-spacing: -.01em; display: inline-flex; align-items: baseline; gap: 10px; text-decoration: none; }
    .logo span { font-family: var(--sans); font-size: 9px; letter-spacing: .34em; font-weight: 600; color: var(--coffee-700); transform: translateY(-2px); }
    .logo-img { height: 32px; width: auto; display: block; }

    .main-nav { display: flex; align-items: center; gap: 26px; font-size: 13.5px; font-weight: 500; }
    .main-nav a.nav-item { text-decoration: none; color: var(--green-700); display: flex; align-items: center; gap: 5px; padding: 8px 0; }
    .main-nav a.nav-item.active { color: var(--coffee-700); }
    .main-nav a.nav-item:last-child { background: var(--green-700); color: var(--bg); padding: 10px 20px; border-radius: 8px; font-weight: 600; }

    .nav-has-dropdown { position: relative; }
    .nav-caret { font-size: 9px; color: var(--coffee-700); }
    .nav-dropdown { display: none; position: absolute; top: 100%; left: 0; margin-top: 8px; background: var(--bg); border: 1px solid rgba(36,57,40,.14); border-radius: 0; box-shadow: 0 12px 30px rgba(36,57,40,.14); min-width: 280px; padding: 8px; z-index: 999; }
    .nav-dropdown::before { content: ""; position: absolute; top: -8px; left: 0; right: 0; height: 8px; }
    .nav-has-dropdown:hover .nav-dropdown { display: flex; flex-direction: column; }
    a.dropdown-product { display: block; padding: 11px 14px; font-size: 13px; font-weight: 500; color: var(--green-700); text-decoration: none; border-radius: 0; }
    a.dropdown-product:hover { background: var(--surface); color: var(--coffee-700); }
    a.dropdown-product.active { color: var(--coffee-700); font-weight: 700; }

    /* === HERO === */
    .product-hero { padding: 70px 0 62px; background: var(--green-700); color: var(--bg); }
    .breadcrumb { font-size: 13px; color: rgba(212,197,168,.8); margin-bottom: 18px; }
    .breadcrumb a { color: rgba(212,197,168,.8); text-decoration: none; }
    .breadcrumb a:hover { color: var(--bg); }
    .breadcrumb .sep { opacity: .5; }
    .product-hero .hero-h1-label { font-size: 14px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--cream); opacity: .8; margin-bottom: 16px; }
    .product-hero h2 { font-size: 56px; font-weight: 600; line-height: 1.04; letter-spacing: -.02em; color: var(--bg); max-width: 635px; }
    .product-hero .desc { font-size: 17.5px; line-height: 1.6; color: #e8e3d3; max-width: 680px; margin-top: 24px; }

    .hero-stats:has(.hero-stat-box) { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 38px; padding-top: 30px; border-top: 1px solid rgba(212,197,168,.22); }
    .hero-stat-box { background: rgba(212,197,168,.08); border: 1px solid rgba(212,197,168,.22); border-radius: 12px; padding: 20px 22px; }
    .hero-stat-number { font-family: var(--serif); font-size: 32px; color: #fff; }
    .hero-stat-label { font-size: 11.5px; letter-spacing: .06em; color: var(--cream); margin-top: 4px; text-transform: uppercase; }

    /* === PAIN POINTS === */
    .pain-section { padding: 64px 0 60px; background: var(--surface); }
    .pain-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 8px; }
    .pain-section .section-sub { font-size: 15px; color: rgba(36,57,40,.65); margin-bottom: 34px; max-width: 680px; }

    .pain-swiper { overflow: hidden; }
    .pain-swiper .editorial-item { border-top: none; padding: 4px 0 0; }
    .pain-swiper .editorial-item:last-child { border-bottom: none; }

    .pain-slider-controls { display: flex; align-items: center; gap: 28px; margin-top: 32px; padding-top: 24px; border-top: 1px solid rgba(36,57,40,.14); }
    .pain-arrows { display: flex; gap: 8px; }
    .pain-arrows button {
      background: none;
      border: 1px solid rgba(36,57,40,.22);
      border-radius: 50%;
      width: 36px; height: 36px;
      display: flex; align-items: center; justify-content: center;
      color: var(--green-700);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .pain-arrows button:hover { background: rgba(36,57,40,.08); border-color: rgba(36,57,40,.4); }
    .pain-arrows button.swiper-button-disabled { opacity: .3; cursor: default; }
    .pain-pagination { display: flex; gap: 6px; align-items: center; }
    .pain-pagination .swiper-pagination-bullet {
      width: 22px; height: 3px; border-radius: 2px;
      background: rgba(36,57,40,.18);
      opacity: 1 !important; margin: 0 !important; cursor: pointer;
      transition: background .2s ease, width .2s ease;
    }
    .pain-pagination .swiper-pagination-bullet-active { width: 34px; background: var(--coffee-700); }

    .editorial-item {
      display: grid;
      grid-template-columns: 64px 1fr;
      gap: 28px;
      padding: 34px 0;
      border-top: 1px solid rgba(36,57,40,.14);
    }
    .editorial-item:last-child { border-bottom: 1px solid rgba(36,57,40,.14); }
    .editorial-item:nth-child(odd) .editorial-num { color: var(--coffee-400); }
    .editorial-item:nth-child(even) .editorial-num { color: var(--green-400); }
    .editorial-num { font-family: var(--serif); font-size: 34px; font-weight: 500; line-height: 1; padding-top: 2px; }
    .editorial-body h4 { font-family: var(--sans); font-size: 18px; font-weight: 700; color: var(--green-700); margin-bottom: 10px; }
    .editorial-body p { font-size: 14.5px; line-height: 1.65; color: rgba(36,57,40,.78); max-width: 640px; }
    .editorial-emphasis {
      font-family: var(--serif);
      font-style: italic;
      font-size: 18px;
      line-height: 1.5;
      color: var(--green-700);
      max-width: 620px;
      margin-top: 14px;
    }

    /* === WHAT IT COVERS === */
    .covers-section { padding: 64px 0 60px; background: var(--bg); }
    .covers-section h2 { font-size: 38px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 34px; }

    .covers-grid { display: grid; grid-template-columns: 1fr 1fr; }
    .covers-col { padding: 46px 42px; display: flex; flex-direction: column; }
    .covers-col.covers-yes { background: var(--green-700); border-radius: 18px 0 0 18px; }
    .covers-col.covers-no { background: var(--surface); border-radius: 0 18px 18px 0; }
    .covers-col.covers-yes ul { flex: 1; display: flex; flex-direction: column; justify-content: center; }
    .covers-col > .col-title { font-family: var(--serif); font-style: italic; font-size: 23px; margin-bottom: 26px; }
    .covers-col.covers-yes > .col-title { color: var(--bg); }
    .covers-col.covers-no > .col-title { color: var(--green-700); opacity: .55; }
    .covers-col ul { list-style: none; }
    .covers-col li { padding: 15px 0; border-top: 1px solid; font-size: 14px; line-height: 1.5; }
    .covers-col li:first-child { padding-top: 0; border-top: none; }
    .covers-col.covers-yes li { border-color: rgba(212,197,168,.2); color: rgba(247,246,228,.82); }
    .covers-col.covers-yes li strong { color: var(--bg); }
    .covers-col.covers-no li { border-color: rgba(36,57,40,.12); color: rgba(36,57,40,.68); }
    .covers-col.covers-no li strong { color: var(--green-700); }

    .mid-cta-banner { position: relative; overflow: hidden; min-height: 340px; background-size: cover; background-position: center 30%; border-radius: 14px; margin-top: 34px; display: flex; align-items: center; }
    .mid-cta-overlay { position: absolute; inset: 0; background: linear-gradient(100deg, rgba(70,31,0,.95) 0%, rgba(70,31,0,.88) 40%, rgba(70,31,0,.5) 68%, rgba(70,31,0,.22) 100%); }
    .mid-cta-content { position: relative; z-index: 1; width: 100%; display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; gap: 20px; padding: 26px 32px; }
    .mid-cta-content p { font-family: var(--serif); font-style: italic; font-size: 19px; line-height: 1.4; color: var(--bg); max-width: 560px; }
    .mid-cta-btn { flex-shrink: 0; background: var(--bg); color: var(--green-700); font-weight: 700; font-size: 14px; padding: 13px 24px; border-radius: 9px; text-decoration: none; white-space: nowrap; transition: background .2s ease; }
    .mid-cta-btn:hover { background: var(--cream); }

    .limits-wrap { margin-top: 34px; }
    .limits-head { display: flex; align-items: baseline; justify-content: space-between; margin-bottom: 14px; flex-wrap: wrap; gap: 8px; }
    .limits-head .limits-title { font-size: 14px; font-weight: 700; color: var(--green-700); }
    .limits-legend { display: flex; align-items: center; gap: 14px; font-size: 12px; color: rgba(36,57,40,.6); }
    .limits-legend .swatch { width: 9px; height: 9px; border-radius: 2px; display: inline-block; margin-right: 6px; }
    .limits-legend .sw-legal { background: var(--cream); }
    .limits-legend .sw-market { background: var(--coffee-700); }

    .limits-table { width: 100%; border-collapse: collapse; font-size: 14px; border: 1px solid rgba(36,57,40,.16); border-radius: 14px; overflow: hidden; box-shadow: 0 4px 20px rgba(36,57,40,.06); }
    .limits-table th { padding: 16px 22px; font-size: 11px; letter-spacing: .08em; font-weight: 700; text-align: left; text-transform: uppercase; }
    .limits-table th:first-child { background: var(--green-700); color: var(--bg); padding-left: 24px; }
    .limits-table th.th-legal { background: #2f4735; color: #e8e3d3; }
    .limits-table th.th-market { background: var(--coffee-700); color: var(--bg); }
    .th-market .badge-rec { background: var(--bg); color: var(--coffee-700); font-size: 8.5px; padding: 2px 6px; border-radius: 20px; letter-spacing: .04em; margin-left: 8px; font-weight: 700; }
    .limits-table td { padding: 18px 22px; border-top: 1px solid rgba(36,57,40,.1); }
    .limits-table td:first-child { font-weight: 600; color: var(--green-700); padding-left: 24px; }
    .limits-table td.td-legal { color: rgba(36,57,40,.7); font-variant-numeric: tabular-nums; }
    .limits-table td.td-market { background: rgba(70,31,0,.05); font-variant-numeric: tabular-nums; }
    .limits-table td.td-market strong { color: var(--coffee-700); font-size: 14.5px; }
    .limits-table td.td-market span { font-size: 12.5px; color: rgba(70,31,0,.6); }
    .limits-note { font-size: 12.5px; color: rgba(36,57,40,.55); margin: 12px 2px 0; line-height: 1.5; }

    .cov-detail-section { padding: 60px 0 56px; background: var(--bg); }
    .cov-detail-list { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: 20px; }
    .cov-detail-item { padding: 0 24px; border-left: 1px solid rgba(36,57,40,.16); display: flex; flex-direction: column; }
    .cov-detail-item:first-child { padding-left: 0; border-left: none; }
    .cov-detail-item:last-child { padding-right: 0; }
    .cov-detail-item h4 { font-size: 16px; color: var(--green-700); margin-bottom: 8px; }
    .cov-detail-item p { font-size: 13.5px; line-height: 1.6; color: rgba(36,57,40,.72); }

    /* === FAQ === */
    .faq-section { padding: 64px 0 60px; background: var(--surface); }
    .faq-section .container.faq-container { max-width: 860px; }
    .faq-section h2 { font-size: 36px; line-height: 1.08; color: var(--green-700); letter-spacing: -.015em; margin-bottom: 30px; }
    .faq-accordion { display: flex; flex-direction: column; }
    .faq-item { border-top: 1px solid rgba(36,57,40,.16); padding: 24px 0; }
    .faq-accordion .faq-item:last-child { border-bottom: 1px solid rgba(36,57,40,.16); }
    .faq-q { display: flex; justify-content: space-between; align-items: center; font-size: 16.5px; font-weight: 700; color: var(--green-700); cursor: pointer; }
    .faq-q::after { content: "+"; font-size: 22px; color: rgba(36,57,40,.35); font-weight: 400; }
    .faq-item.open .faq-q::after { content: "–"; color: var(--coffee-700); }
    .faq-a { display: none; font-size: 14px; line-height: 1.65; color: rgba(36,57,40,.72); margin-top: 14px; }
    .faq-item.open .faq-a { display: block; }

    /* === CTA + FORM === */
    .cta-section { padding: 66px 0 62px; background: var(--green-900); color: var(--bg); }
    .cta-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: start; }
    .cta-content h2 { font-size: 40px; line-height: 1.08; margin: 0 0 16px; letter-spacing: -.02em; color: var(--bg); }
    .cta-content p { font-size: 16px; line-height: 1.65; color: #e8e3d3; margin-bottom: 24px; max-width: 520px; }
    .cta-checklist { list-style: none; display: flex; flex-direction: column; gap: 11px; }
    .cta-checklist li { display: flex; gap: 12px; align-items: center; font-size: 14.5px; color: var(--bg); }
    .cta-checklist li .mark { color: var(--cream); font-weight: 700; }

    .cta-form-box { background: var(--bg); border-radius: 14px; padding: 30px 28px; box-shadow: 0 16px 40px rgba(0,0,0,.28); color: var(--green-700); }
    .cta-form-box h3 { font-size: 23px; color: var(--green-700); margin-bottom: 4px; }
    .cta-form-box .form-sub { font-size: 13px; color: rgba(36,57,40,.6); margin-bottom: 24px; }

    .form-group { margin-bottom: 16px; }
    .form-label { font-size: 11px; font-weight: 700; letter-spacing: .06em; color: var(--coffee-700); text-transform: uppercase; display: block; margin-bottom: 7px; }
    .form-input { width: 100%; border: 1px solid rgba(36,57,40,.2); border-radius: 8px; padding: 12px 14px; font-size: 14px; font-family: var(--sans); color: var(--green-700); background: #fff; }
    .form-input::placeholder { color: rgba(36,57,40,.4); }
    .form-input:focus { outline: none; border-color: var(--green-700); border-width: 2px; }
    .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
    .form-submit { width: 100%; background: var(--coffee-700); color: var(--bg); text-align: center; padding: 15px; border-radius: 9px; font-weight: 700; font-size: 15px; margin-top: 4px; border: none; cursor: pointer; font-family: var(--sans); }
    .form-submit:hover { background: var(--coffee-500); }

    /* === FOOTER === */
    .site-footer { padding: 52px 0 34px; background: var(--green-900); color: var(--cream); }
    .footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.1fr; gap: 32px; padding-bottom: 34px; border-bottom: 1px solid rgba(212,197,168,.16); margin-bottom: 22px; }
    .footer-brand { display: flex; align-items: baseline; gap: 9px; margin-bottom: 14px; }
    .footer-brand .fb-name { font-family: var(--serif); font-weight: 600; font-size: 21px; color: var(--bg); }
    .footer-brand .fb-tag { font-size: 8px; letter-spacing: .32em; font-weight: 600; color: var(--cream); transform: translateY(-2px); }
    .footer-brand img.footer-logo { height: 28px; width: auto; display: block; }
    .footer-col p { font-size: 13px; line-height: 1.6; margin-bottom: 14px; max-width: 300px; }
    .footer-col .license { font-size: 12px; line-height: 1.7; color: rgba(212,197,168,.7); }
    .footer-col h4 { font-family: var(--sans); font-size: 11.5px; font-weight: 700; color: var(--bg); letter-spacing: .08em; text-transform: uppercase; margin-bottom: 14px; }
    .footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; font-size: 13px; }
    .footer-col a { color: var(--cream); text-decoration: none; }
    .footer-col a:hover { color: var(--bg); text-decoration: underline; }
    .footer-bottom { font-size: 12px; color: rgba(212,197,168,.6); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; }

    /* === RESPONSIVE === */
    @media (max-width: 900px) {
      .container { padding: 0 24px; }
      .header-inner { padding: 18px 24px; }
      .main-nav { display: none !important; }
      .product-hero { padding: 56px 0 48px; }
      .product-hero h2 { font-size: 38px; }
      .hero-stats:has(.hero-stat-box) { grid-template-columns: 1fr; gap: 12px; }
      .pain-section, .covers-section, .cov-detail-section, .faq-section, .cta-section { padding: 48px 0; }
      .editorial-item { grid-template-columns: 44px 1fr; gap: 18px; padding: 26px 0; }
      .editorial-num { font-size: 26px; }
      .covers-grid { grid-template-columns: 1fr; gap: 20px; }
      .mid-cta-content { gap: 16px; }
      .covers-col.covers-yes, .covers-col.covers-no { border-radius: 18px; }
      .cov-detail-list { grid-template-columns: 1fr; row-gap: 24px; }
      .cov-detail-item { border-left: none; padding: 0; border-top: 1px solid rgba(36,57,40,.16); padding-top: 20px; }
      .cov-detail-item:first-child { border-top: none; padding-top: 0; }
      .cta-grid { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr 1fr; }
      .limits-table { font-size: 12.5px; }
      .limits-table th, .limits-table td { padding: 12px 14px; }
    }

    @media (max-width: 600px) {
      .product-hero h2 { font-size: 30px; }
      .product-hero .desc { font-size: 16px; margin-top: 20px; }
      .form-row { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr; }
      .limits-table, .limits-table thead, .limits-table tbody, .limits-table th, .limits-table td, .limits-table tr { display: block; }
      .limits-table th.th-legal, .limits-table th.th-market, .limits-table td.td-legal, .limits-table td.td-market { padding-left: 24px; }
    }

    /* --- Hamburger Menu & Mobile Navigation --- */
    .menu-toggle { display: none; flex-direction: column; justify-content: space-between; width: 26px; height: 18px; background: transparent; border: none; cursor: pointer; z-index: 1001; }
    .menu-toggle span { display: block; width: 100%; height: 2px; background-color: var(--green-700); transition: all .3s ease-in-out; }

    .mobile-nav-drawer { position: fixed; top: 0; right: -100%; width: 300px; height: 100vh; background: var(--bg); box-shadow: -10px 0 30px rgba(36,57,40,.18); z-index: 1000; transition: right .3s ease-in-out; padding: 80px 28px 40px; display: flex; flex-direction: column; gap: 6px; overflow-y: auto; }
    .mobile-nav-drawer.open { right: 0; }
    .mobile-nav-drawer a.nav-item { font-family: var(--sans); font-size: 16px; font-weight: 600; color: var(--green-700); text-decoration: none; padding: 12px 0; border-bottom: 1px solid rgba(36,57,40,.1); }
    .mobile-nav-dropdown-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--coffee-700); margin-top: 12px; }
    .mobile-nav-drawer .dropdown-product { font-size: 14px; padding: 10px 12px; color: rgba(36,57,40,.7); text-decoration: none; border-left: 2px solid rgba(36,57,40,.14); margin-left: 6px; }
    .mobile-nav-drawer .dropdown-product:hover, .mobile-nav-drawer .dropdown-product.active { color: var(--coffee-700); border-left-color: var(--coffee-700); }
    .mobile-overlay { position: fixed; top: 0; left: 0; width: 100vw; height: 100vh; background: rgba(22,36,26,.5); z-index: 998; display: none; }
    .mobile-overlay.open { display: block; }
    .menu-toggle.open span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
    .menu-toggle.open span:nth-child(2) { opacity: 0; }
    .menu-toggle.open span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }
    @media (max-width: 900px) { .menu-toggle { display: flex; } }

    /* === HERO / CTA MEDIA (foto de fondo + slider Swiper + overlay de marca) === */
    .product-hero, .cta-section { position: relative; overflow: hidden; }
    .product-hero .container, .cta-section .container { position: relative; z-index: 2; }

    .hero-media {
      position: absolute; inset: 0; z-index: 0;
      background-size: cover; background-position: center;
    }
    .hero-swiper-bg, .cta-swiper-bg { position: absolute; inset: 0; z-index: 0; }
    .hero-swiper-bg .swiper-slide, .cta-swiper-bg .swiper-slide { background-size: cover; background-position: center; }

    .hero-media-overlay {
      position: absolute; inset: 0; z-index: 1;
      pointer-events: none;
      background: linear-gradient(100deg,
        rgba(22,36,26,.96) 0%,
        rgba(36,57,40,.90) 28%,
        rgba(36,57,40,.62) 50%,
        rgba(70,31,0,.30) 72%,
        rgba(70,31,0,.14) 100%);
    }

    .media-slider-controls {
      display: flex; align-items: center; gap: 14px;
      margin-top: 32px;
    }
    .media-pagination { display: flex; gap: 8px; }
    .media-pagination .swiper-pagination-bullet {
      width: 40px; height: 3px;
      background: rgba(247,246,228,.28);
      border-radius: 2px;
      overflow: hidden;
      position: relative;
      display: inline-block;
      cursor: pointer;
      opacity: 1 !important;
      margin: 0 !important;
    }
    .media-pagination .swiper-pagination-bullet .progress-bar {
      display: block; height: 100%; width: 0;
      background: var(--cream);
      border-radius: 2px;
    }
    .media-pagination .swiper-pagination-bullet-active .progress-bar {
      animation: mediaAutoplayProgress 5000ms linear forwards;
    }
    @keyframes mediaAutoplayProgress { 0% { width: 0%; } 100% { width: 100%; } }
    .media-arrows { display: flex; gap: 6px; }
    .media-arrows button {
      background: none;
      border: 1px solid rgba(247,246,228,.3);
      border-radius: 50%;
      width: 32px; height: 32px;
      display: flex; align-items: center; justify-content: center;
      color: rgba(247,246,228,.75);
      cursor: pointer;
      transition: all .2s ease;
      padding: 0;
    }
    .media-arrows button:hover {
      background: rgba(247,246,228,.12);
      color: var(--bg);
      border-color: rgba(247,246,228,.5);
    }

    /* === SELLO DE GARANTÍA (flotante) === */
    .guarantee-seal {
      position: fixed;
      right: 22px;
      bottom: 100px;
      z-index: 500;
      width: 110px;
      height: 110px;
      display: grid;
      place-content: center;
    }
    .guarantee-seal__disc {
      position: absolute;
      inset: 0;
      border-radius: 50%;
      background: var(--bg);
      border: 1px solid rgba(36,57,40,.14);
      box-shadow: 0 10px 26px rgba(22,36,26,.22);
      -webkit-mask-image: radial-gradient(circle, transparent 34px, black 35px);
      mask-image: radial-gradient(circle, transparent 34px, black 35px);
    }
    .guarantee-seal__ring {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      animation: guaranteeSealSpin 16s linear infinite;
    }
    .guarantee-seal__ring text {
      font-family: var(--sans);
      font-size: 9px;
      font-weight: 700;
      letter-spacing: .04em;
    }
    .guarantee-seal__core {
      position: relative;
      width: 60px;
      height: 60px;
      border-radius: 50%;
      color: var(--green-700);
      display: flex;
      align-items: center;
      justify-content: center;
    }
    .guarantee-seal__icon { width: 30px; height: 30px; }
    @keyframes guaranteeSealSpin { to { transform: rotate(360deg); } }

    @media (max-width: 900px) {
      .guarantee-seal { width: 90px; height: 90px; right: 14px; bottom: 84px; }
      .guarantee-seal__disc { -webkit-mask-image: radial-gradient(circle, transparent 26px, black 27px); mask-image: radial-gradient(circle, transparent 26px, black 27px); }
      .guarantee-seal__core { width: 50px; height: 50px; }
      .guarantee-seal__icon { width: 26px; height: 26px; }
          }

/* === STYLES FROM home.html === */
/* ============================================
       OAKFORT INSURANCE / HOME
       Sistema de diseño: Paleta A · Bosque
       Ver design.md para tokens y componentes base
       ============================================ */

    :root {
      --green-900: #16241a;
      --green-700: #243928;
      --green-500: #3a5641;
      --green-400: #6f8a76;
      --green-300: #aebfb2;
      --green-100: #dde3dd;

      --coffee-900: #2e1400;
      --coffee-700: #461f00;
      --coffee-500: #6b3410;
      --coffee-400: #9c6a3f;
      --coffee-300: #c9a582;
      --coffee-100: #ecdcc8;

      --cream: #d4c5a8;
      --bg: #f7f6e4;
      --surface: #efeada;
      --line: #b8a985;
      --page-bg: #e9e6dc;

      --success: #3a5641;
      --warning: #b0641f;
      --error: #8f2d1e;

      --serif: 'Newsreader', serif;
      --sans: 'Hanken Grotesk', system-ui, sans-serif;
    }

    * {
      box-sizing: border-box;
      margin: 0;
      padding: 0;
    }

    body {
      font-family: var(--sans);
      background: var(--bg);
      color: var(--green-700);
      line-height: 1.5;
    }

    h1,
    h2,
    h3 {
      font-family: var(--serif);
      font-weight: 500;
    }

    .container {
      max-width: 1120px;
      margin: 0 auto;
      padding: 0 44px;
    }

    /* === HEADER / NAV === */
    .site-header {
      background: var(--bg);
      border-bottom: 1px solid rgba(36, 57, 40, .1);
      position: sticky;
      top: 0;
      z-index: 200;
    }

    .header-inner {
      display: flex;
      align-items: center;
      justify-content: space-between;
      padding: 22px 44px;
    }

    .logo {
      font-family: var(--serif);
      font-weight: 600;
      font-size: 24px;
      color: var(--green-700);
      letter-spacing: -.01em;
      display: inline-flex;
      align-items: baseline;
      gap: 10px;
    }

    .logo span {
      font-family: var(--sans);
      font-size: 9px;
      letter-spacing: .34em;
      font-weight: 600;
      color: var(--coffee-700);
      transform: translateY(-2px);
    }

    .logo-img {
      height: 32px;
      width: auto;
      display: block;
    }

    .main-nav {
      display: flex;
      align-items: center;
      gap: 26px;
      font-size: 13.5px;
      font-weight: 500;
    }

    .main-nav a.nav-item {
      text-decoration: none;
      color: var(--green-700);
      display: flex;
      align-items: center;
      gap: 5px;
      padding: 8px 0;
    }

    .nav-caret {
      font-size: 9px;
      color: var(--coffee-700);
    }

    .main-nav a.nav-item:last-child {
      background: var(--green-700);
      color: var(--bg);
      padding: 10px 20px;
      border-radius: 8px;
      font-weight: 600;
    }

    .nav-has-dropdown {
      position: relative;
    }

    .nav-dropdown {
      display: none;
      position: absolute;
      top: 100%;
      left: 0;
      margin-top: 8px;
      background: var(--bg);
      border: 1px solid rgba(36, 57, 40, .14);
      border-radius: 0;
      box-shadow: 0 12px 30px rgba(36, 57, 40, .14);
      min-width: 280px;
      padding: 8px;
      z-index: 999;
    }

    .nav-dropdown::before {
      content: "";
      position: absolute;
      top: -8px;
      left: 0;
      right: 0;
      height: 8px;
    }

    .nav-has-dropdown:hover .nav-dropdown {
      display: flex;
      flex-direction: column;
    }

    a.dropdown-product {
      display: block;
      padding: 11px 14px;
      font-size: 13px;
      font-weight: 500;
      color: var(--green-700);
      text-decoration: none;
      border-radius: 0;
    }

    a.dropdown-product:hover {
      background: var(--surface);
      color: var(--coffee-700);
    }

    /* === HERO === */
    .hero {
      padding: 78px 0 74px;
      background: var(--green-700);
      color: var(--bg);
      position: relative;
      overflow: hidden;
    }

    .hero .container {
      position: relative;
      z-index: 2;
    }

    /* === HERO MEDIA (foto de fondo estática + overlay de marca) === */
    .hero-swiper-bg {
      position: absolute;
      inset: 0;
      z-index: 0;
    }

    .hero-swiper-bg .swiper-slide {
      background-size: cover;
      background-position: center;
    }

    .hero-media-overlay {
      position: absolute;
      inset: 0;
      z-index: 1;
      pointer-events: none;
      background: linear-gradient(100deg,
          rgba(22, 36, 26, .96) 0%,
          rgba(36, 57, 40, .90) 28%,
          rgba(36, 57, 40, .62) 50%,
          rgba(70, 31, 0, .30) 72%,
          rgba(70, 31, 0, .14) 100%);
    }

    .hero .hero-h1-label {
      font-size: 14px;
      font-weight: 700;
      letter-spacing: .1em;
      text-transform: uppercase;
      color: var(--cream);
      opacity: .8;
      margin-bottom: 16px;
    }

    .hero-headline {
      font-size: 45px;
      font-weight: 600;
      line-height: 1.08;
      letter-spacing: -.015em;
      color: var(--bg);
      max-width: 721px;
    }

    .hero p.hero-sub {
      font-size: 19px;
      line-height: 1.6;
      color: #e8e3d3;
      margin: 24px 0 0;
      max-width: 660px;
      font-family: var(--sans);
    }

    .hero-ctas {
      display: flex;
      gap: 14px;
      margin-top: 36px;
      flex-wrap: wrap;
    }

    .hero-cta {
      display: inline-block;
      background: var(--coffee-700);
      color: var(--bg);
      padding: 16px 32px;
      border-radius: 9px;
      font-weight: 700;
      font-size: 16px;
      text-decoration: none;
      border: none;
      cursor: pointer;
    }

    .hero-cta:hover {
      background: var(--coffee-500);
    }

    .hero-cta-secondary {
      display: inline-block;
      background: rgba(247, 246, 228, .08);
      color: var(--bg);
      padding: 16px 30px;
      border-radius: 9px;
      font-weight: 600;
      font-size: 16px;
      text-decoration: none;
      border: 1px solid rgba(247, 246, 228, .35);
    }

    .hero-cta-secondary:hover {
      background: rgba(247, 246, 228, .16);
    }

    /* === COMPLIANCE DOCS SECTION === */
    .compliance-section {
      padding: 64px 0 60px;
      background: var(--surface);
      border-top: 1px solid rgba(36, 57, 40, .08);
      border-bottom: 1px solid rgba(36, 57, 40, .08);
    }

    .compliance-header {
      display: flex;
      align-items: flex-end;
      justify-content: space-between;
      margin-bottom: 30px;
      flex-wrap: wrap;
      gap: 10px;
    }

    .eyebrow {
      font-size: 11.5px;
      letter-spacing: .16em;
      font-weight: 700;
      color: var(--coffee-700);
      margin-bottom: 12px;
      text-transform: uppercase;
    }

    .compliance-header h2 {
      font-size: 32px;
      line-height: 1.1;
      color: var(--green-700);
      letter-spacing: -.015em;
    }

    .compliance-intro {
      font-size: 15.5px;
      line-height: 1.65;
      color: rgba(36, 57, 40, .72);
      max-width: 760px;
      margin: -8px 0 36px;
    }

    .compliance-list {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
    }

    .compliance-item {
      padding: 0 28px;
      border-left: 1px solid rgba(36, 57, 40, .16);
      display: flex;
      flex-direction: column;
    }

    .compliance-item:first-child {
      padding-left: 0;
      border-left: none;
    }

    .compliance-item:last-child {
      padding-right: 0;
    }

    .compliance-item h3 {
      font-size: 19px;
      color: var(--green-700);
      margin-bottom: 6px;
    }

    .compliance-subtitle {
      font-size: 15px;
      font-weight: 600;
      line-height: 1.4;
      color: var(--coffee-700);
      margin-bottom: 12px;
      min-height: 2.8em;
    }

    .compliance-item p {
      font-size: 13.5px;
      line-height: 1.6;
      color: rgba(36, 57, 40, .72);
      margin-bottom: 16px;
      flex: 1;
    }

    .compliance-clamp {
      display: -webkit-box;
      -webkit-box-orient: vertical;
      -webkit-line-clamp: 4;
      line-clamp: 4;
      overflow: hidden;
    }

    .compliance-item .link-cta {
      font-size: 12.5px;
      font-weight: 600;
      color: var(--coffee-700);
      text-decoration: none;
    }

    /* === PILLARS SECTION === */
    .pillars-section {
      padding: 64px 0;
      background: var(--bg);
    }

    .pillars-layout {
      display: grid;
      grid-template-columns: 380px 1fr;
      gap: 56px;
      align-items: start;
    }

    .pillars-media {
      position: sticky;
      top: 100px;
    }

    .pillars-media img {
      width: 100%;
      height: 540px;
      object-fit: cover;
      object-position: 88% center;
      border-radius: 16px;
      display: block;
    }

    .pillars-list {
      display: flex;
      flex-direction: column;
    }

    .pillar-item {
      display: grid;
      grid-template-columns: 64px 1fr;
      gap: 20px;
      padding: 32px 0;
      border-top: 1px solid rgba(36, 57, 40, .16);
    }

    .pillar-item:first-child {
      border-top: none;
      padding-top: 0;
    }

    .pillar-item:last-child {
      padding-bottom: 0;
    }

    .pillar-num {
      font-family: var(--serif);
      font-size: 34px;
      font-weight: 500;
      color: var(--coffee-400);
    }

    .pillar-item:nth-child(2) .pillar-num {
      color: var(--green-400);
    }

    .pillar-item h3 {
      font-size: 20px;
      line-height: 1.25;
      color: var(--green-700);
      margin-bottom: 10px;
      max-width: 640px;
    }

    .pillar-item p {
      font-size: 14.5px;
      line-height: 1.65;
      color: rgba(36, 57, 40, .72);
      max-width: 720px;
    }

    /* === PRODUCT TABS SECTION === */
    .products-tabs-section {
      padding: 64px 0;
      background: var(--bg);
    }

    .tabs-bar-wrap {
      position: relative;
      margin-bottom: 44px;
    }

    .tabs-bar {
      display: flex;
      gap: 4px;
      border-bottom: 1px solid rgba(36, 57, 40, .15);
      flex-wrap: nowrap;
      overflow-x: auto;
      -webkit-overflow-scrolling: touch;
      scrollbar-width: none;
    }

    .tabs-bar::-webkit-scrollbar {
      display: none;
    }

    .tabs-scroll-fade {
      position: absolute;
      top: 0;
      right: 0;
      bottom: 1px;
      width: 48px;
      background: linear-gradient(to right, rgba(247, 246, 228, 0), var(--bg) 75%);
      pointer-events: none;
      opacity: 0;
      transition: opacity .25s ease;
    }

    .tabs-bar-wrap.has-more-tabs .tabs-scroll-fade {
      opacity: 1;
    }

    .tab {
      padding: 14px 22px;
      font-size: 14px;
      font-weight: 500;
      color: rgba(36, 57, 40, .6);
      cursor: pointer;
      white-space: nowrap;
      flex-shrink: 0;
      border-radius: 9px 9px 0 0;
      font-family: var(--sans);
    }

    .tab.active {
      background: var(--green-700);
      color: var(--bg);
      font-weight: 700;
    }

    .tab:hover:not(.active) {
      background: var(--surface);
      color: var(--green-700);
    }

    .tab-panel {
      display: none;
    }

    .tab-panel.active {
      display: block;
    }

    .tab-panel-grid {
      display: grid;
      grid-template-columns: 1.2fr 0.8fr;
      gap: 44px;
      align-items: start;
    }

    .tab-panel-content h2 {
      font-size: 38px;
      line-height: 1.08;
      color: var(--green-700);
      letter-spacing: -.015em;
      margin: 0 0 6px;
    }

    .tab-panel-content .tagline {
      font-family: var(--serif);
      font-style: italic;
      font-size: 19px;
      color: var(--coffee-700);
      margin-bottom: 20px;
    }

    .tab-panel-content .description {
      font-size: 15.5px;
      line-height: 1.65;
      color: rgba(36, 57, 40, .78);
      margin-bottom: 24px;
    }

    .pain-list {
      list-style: none;
      display: flex;
      flex-direction: column;
      margin-bottom: 24px;
    }

    .pain-list li {
      padding: 14px 0;
      font-size: 14.5px;
      color: rgba(36, 57, 40, .82);
      border-top: 1px solid rgba(36, 57, 40, .12);
      padding-left: 24px;
      position: relative;
    }

    .pain-list li:last-child {
      border-bottom: 1px solid rgba(36, 57, 40, .12);
    }

    .pain-list li::before {
      content: "→";
      position: absolute;
      left: 0;
      color: var(--coffee-700);
      font-weight: 700;
    }

    .cta-secondary {
      display: inline-block;
      font-size: 13px;
      font-weight: 600;
      color: var(--coffee-700);
      text-decoration: none;
    }

    .cta-secondary:hover {
      color: var(--coffee-500);
    }

    /* === FORM SECTION (siempre sobre panel Verde oscuro) === */
    .form-box {
      background: var(--green-700);
      border-radius: 14px;
      padding: 30px 28px;
      box-shadow: 0 16px 36px rgba(36, 57, 40, .18);
    }

    .form-box .wf-eyebrow {
      font-size: 10px;
      letter-spacing: .14em;
      font-weight: 700;
      color: var(--cream);
      margin-bottom: 10px;
    }

    .form-box h3 {
      font-size: 23px;
      color: var(--bg);
      margin-bottom: 4px;
    }

    .form-subtitle {
      font-size: 13px;
      color: var(--cream);
      margin-bottom: 24px;
    }

    .form-group {
      margin-bottom: 16px;
    }

    .form-label {
      font-size: 11px;
      font-weight: 700;
      letter-spacing: .06em;
      color: var(--cream);
      text-transform: uppercase;
      display: block;
      margin-bottom: 7px;
    }

    .form-input {
      width: 100%;
      border: 1px solid rgba(212, 197, 168, .3);
      border-radius: 8px;
      padding: 12px 14px;
      font-size: 14px;
      font-family: var(--sans);
      color: var(--bg);
      background: rgba(247, 246, 228, .05);
    }

    .form-input::placeholder {
      color: rgba(247, 246, 228, .5);
    }

    .form-input:focus {
      outline: none;
      border-color: var(--cream);
      background: rgba(247, 246, 228, .09);
    }

    .form-row {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 12px;
    }

    .form-submit {
      width: 100%;
      background: var(--bg);
      color: var(--green-700);
      text-align: center;
      padding: 15px;
      border-radius: 9px;
      font-weight: 700;
      font-size: 15px;
      margin-top: 4px;
      border: none;
      cursor: pointer;
      font-family: var(--sans);
    }

    .form-submit:hover {
      background: var(--surface);
    }

    /* === HOME FAQ === */
    .home-faq {
      padding: 64px 0;
      background: var(--surface);
    }

    .section-title {
      font-size: 38px;
      line-height: 1.08;
      color: var(--green-700);
      letter-spacing: -.015em;
      margin-bottom: 34px;
    }

    .faq-editorial {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 0 48px;
    }

    .faq-qa {
      padding: 28px 0;
      border-top: 1px solid rgba(36, 57, 40, .16);
    }

    .faq-editorial .faq-qa:nth-last-child(-n+2) {
      border-bottom: 1px solid rgba(36, 57, 40, .16);
    }

    .faq-qa h4 {
      font-family: var(--sans);
      font-size: 16.5px;
      font-weight: 700;
      color: var(--green-700);
      margin-bottom: 10px;
    }

    .faq-qa p {
      font-size: 14px;
      line-height: 1.65;
      color: rgba(36, 57, 40, .72);
    }

    /* === FOOTER === */
    .site-footer {
      padding: 52px 0 34px;
      background: var(--green-900);
      color: var(--cream);
    }

    .footer-grid {
      display: grid;
      grid-template-columns: 1.5fr 1fr 1fr 1.1fr;
      gap: 32px;
      padding-bottom: 34px;
      border-bottom: 1px solid rgba(212, 197, 168, .16);
      margin-bottom: 22px;
    }

    .footer-brand {
      display: flex;
      align-items: baseline;
      gap: 9px;
      margin-bottom: 14px;
    }

    .footer-brand .fb-name {
      font-family: var(--serif);
      font-weight: 600;
      font-size: 21px;
      color: var(--bg);
    }

    .footer-brand .fb-tag {
      font-size: 8px;
      letter-spacing: .32em;
      font-weight: 600;
      color: var(--cream);
      transform: translateY(-2px);
    }

    .footer-brand img.footer-logo {
      height: 28px;
      width: auto;
      display: block;
    }

    .footer-col p {
      font-size: 13px;
      line-height: 1.6;
      margin-bottom: 14px;
      max-width: 300px;
    }

    .footer-col .license {
      font-size: 12px;
      line-height: 1.7;
      color: rgba(212, 197, 168, .7);
    }

    .footer-col h4 {
      font-family: var(--sans);
      font-size: 11.5px;
      font-weight: 700;
      color: var(--bg);
      letter-spacing: .08em;
      text-transform: uppercase;
      margin-bottom: 14px;
    }

    .footer-col ul {
      list-style: none;
      display: flex;
      flex-direction: column;
      gap: 9px;
      font-size: 13px;
    }

    .footer-col li {
      padding: 0;
    }

    .footer-col a {
      color: var(--cream);
      text-decoration: none;
    }

    .footer-col a:hover {
      color: var(--bg);
      text-decoration: underline;
    }

    .footer-bottom {
      padding-top: 0;
      font-size: 12px;
      color: rgba(212, 197, 168, .6);
      display: flex;
      justify-content: space-between;
      flex-wrap: wrap;
      gap: 8px;
    }

    /* === RESPONSIVE === */
    @media (max-width: 900px) {
      .container {
        padding: 0 24px;
      }

      .header-inner {
        padding: 18px 24px;
      }

      .main-nav {
        display: none !important;
      }

      .hero {
        padding: 56px 0 48px;
      }

      .hero-headline {
        font-size: 33px;
      }

      .compliance-section,
      .products-tabs-section,
      .home-faq,
      .pillars-section {
        padding: 48px 0;
      }

      .compliance-list {
        grid-template-columns: 1fr;
        row-gap: 28px;
      }

      .compliance-item {
        border-left: none;
        padding: 0;
        border-top: 1px solid rgba(36, 57, 40, .16);
        padding-top: 24px;
      }

      .compliance-item:first-child {
        border-top: none;
        padding-top: 0;
      }

      .pillars-layout {
        grid-template-columns: 1fr;
        gap: 28px;
      }

      .pillars-media {
        position: static;
        top: auto;
      }

      .pillars-media img {
        height: 280px;
      }

      .tab-panel-grid {
        grid-template-columns: 1fr;
      }

      .faq-editorial {
        grid-template-columns: 1fr;
        gap: 0;
      }

      .faq-editorial .faq-qa:nth-last-child(-n+2) {
        border-bottom: none;
      }

      .faq-editorial .faq-qa:last-child {
        border-bottom: 1px solid rgba(36, 57, 40, .16);
      }

      .footer-grid {
        grid-template-columns: 1fr 1fr;
      }
    }

    @media (max-width: 600px) {
      .hero-headline {
        font-size: 29px;
        line-height: 1.12;
      }

      .hero p.hero-sub {
        font-size: 16px;
        margin-top: 20px;
      }

      .form-row {
        grid-template-columns: 1fr;
      }

      .footer-grid {
        grid-template-columns: 1fr;
      }
    }

    /* --- Hamburger Menu & Mobile Navigation --- */
    .menu-toggle {
      display: none;
      flex-direction: column;
      justify-content: space-between;
      width: 26px;
      height: 18px;
      background: transparent;
      border: none;
      cursor: pointer;
      z-index: 1001;
    }

    .menu-toggle span {
      display: block;
      width: 100%;
      height: 2px;
      background-color: var(--green-700);
      transition: all .3s ease-in-out;
    }

    .mobile-nav-drawer {
      position: fixed;
      top: 0;
      right: -100%;
      width: 300px;
      height: 100vh;
      background: var(--bg);
      box-shadow: -10px 0 30px rgba(36, 57, 40, .18);
      z-index: 1000;
      transition: right .3s ease-in-out;
      padding: 80px 28px 40px;
      display: flex;
      flex-direction: column;
      gap: 6px;
      overflow-y: auto;
    }

    .mobile-nav-drawer.open {
      right: 0;
    }

    .mobile-nav-drawer a.nav-item {
      font-family: var(--sans);
      font-size: 16px;
      font-weight: 600;
      color: var(--green-700);
      text-decoration: none;
      padding: 12px 0;
      border-bottom: 1px solid rgba(36, 57, 40, .1);
    }

    .mobile-nav-dropdown-title {
      font-size: 11px;
      font-weight: 700;
      text-transform: uppercase;
      letter-spacing: .1em;
      color: var(--coffee-700);
      margin-top: 12px;
    }

    .mobile-nav-drawer .dropdown-product {
      font-size: 14px;
      padding: 10px 12px;
      color: rgba(36, 57, 40, .7);
      text-decoration: none;
      border-left: 2px solid rgba(36, 57, 40, .14);
      margin-left: 6px;
    }

    .mobile-nav-drawer .dropdown-product:hover {
      color: var(--coffee-700);
      border-left-color: var(--coffee-700);
    }

    .mobile-overlay {
      position: fixed;
      top: 0;
      left: 0;
      width: 100vw;
      height: 100vh;
      background: rgba(22, 36, 26, .5);
      z-index: 998;
      display: none;
    }

    .mobile-overlay.open {
      display: block;
    }

    .menu-toggle.open span:nth-child(1) {
      transform: translateY(8px) rotate(45deg);
    }

    .menu-toggle.open span:nth-child(2) {
      opacity: 0;
    }

    .menu-toggle.open span:nth-child(3) {
      transform: translateY(-8px) rotate(-45deg);
    }

    @media (max-width: 900px) {
      .menu-toggle {
        display: flex;
      }
    }

    /* === DOC MODAL === */
    .doc-modal {
      position: fixed;
      inset: 0;
      z-index: 1000;
    }

    .doc-modal[hidden] {
      display: none;
    }

    .doc-modal-backdrop {
      position: absolute;
      inset: 0;
      background: rgba(36, 57, 40, .55);
    }

    .doc-modal-dialog {
      position: relative;
      z-index: 1;
      max-width: 920px;
      margin: 3vh auto 0;
      max-height: 94vh;
      overflow-y: auto;
      background: var(--bg);
      border-radius: 14px;
      padding: 32px;
      box-shadow: 0 24px 48px rgba(22, 36, 26, .32);
    }

    .doc-modal-close {
      position: absolute;
      top: 18px;
      right: 18px;
      width: 32px;
      height: 32px;
      border: none;
      background: transparent;
      font-size: 22px;
      line-height: 1;
      color: rgba(36, 57, 40, .5);
      cursor: pointer;
      z-index: 2;
    }

    .doc-modal-close:hover {
      color: var(--green-700);
    }

    .doc-modal-grid {
      display: grid;
      grid-template-columns: 1.15fr 1fr;
      gap: 36px;
      align-items: start;
    }

    .doc-modal-info #docModalCode {
      margin-bottom: 8px;
    }

    .doc-modal-info #docModalTitle {
      font-size: 22px;
      line-height: 1.15;
      color: var(--green-700);
      margin-bottom: 12px;
      min-height: 2.3em;
    }

    .doc-modal-info #docModalBody {
      font-size: 14.5px;
      line-height: 1.6;
      color: rgba(36, 57, 40, .78);
    }

    .doc-modal-form.form-box {
      margin: 0;
      padding: 22px 24px;
    }

    .doc-modal-form .wf-eyebrow {
      margin-bottom: 6px;
    }

    .doc-modal-form h3 {
      font-size: 19px;
      line-height: 1.2;
      margin-bottom: 3px;
      min-height: 2.4em;
    }

    .doc-modal-form .form-subtitle {
      margin-bottom: 14px;
    }

    .doc-modal-form .form-group {
      margin-bottom: 10px;
    }

    .doc-modal-form .form-row {
      margin-bottom: 0;
    }

    .doc-modal-form .form-submit {
      margin-top: 2px;
      padding: 12px;
    }

    @media (max-width: 760px) {
      .doc-modal-grid {
        grid-template-columns: 1fr;
      }
    }

    @media (max-width: 600px) {
      .doc-modal-dialog {
        margin: 3vh 16px 0;
        padding: 24px;
        max-height: 94vh;
      }
    }

    /* === SELLO DE GARANTÍA (flotante) === */
    .guarantee-seal {
      position: fixed;
      right: 22px;
      bottom: 100px;
      z-index: 500;
      width: 110px;
      height: 110px;
      display: grid;
      place-content: center;
    }

    .guarantee-seal__disc {
      position: absolute;
      inset: 0;
      border-radius: 50%;
      background: var(--bg);
      border: 1px solid rgba(36, 57, 40, .14);
      box-shadow: 0 10px 26px rgba(22, 36, 26, .22);
      -webkit-mask-image: radial-gradient(circle, transparent 34px, black 35px);
      mask-image: radial-gradient(circle, transparent 34px, black 35px);
    }

    .guarantee-seal__ring {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      animation: guaranteeSealSpin 16s linear infinite;
    }

    .guarantee-seal__ring text {
      font-family: var(--sans);
      font-size: 9px;
      font-weight: 700;
      letter-spacing: .04em;
    }

    .guarantee-seal__core {
      position: relative;
      width: 60px;
      height: 60px;
      border-radius: 50%;
      color: var(--green-700);
      display: flex;
      align-items: center;
      justify-content: center;
    }

    .guarantee-seal__icon {
      width: 30px;
      height: 30px;
    }

    @keyframes guaranteeSealSpin {
      to {
        transform: rotate(360deg);
      }
    }

    @media (max-width: 900px) {
      .guarantee-seal {
        width: 90px;
        height: 90px;
        right: 14px;
        bottom: 84px;
      }

      .guarantee-seal__disc {
        -webkit-mask-image: radial-gradient(circle, transparent 26px, black 27px);
        mask-image: radial-gradient(circle, transparent 26px, black 27px);
      }

      .guarantee-seal__core {
        width: 50px;
        height: 50px;
      }

      .guarantee-seal__icon {
        width: 26px;
        height: 26px;
      }
    }

/* === CRITICAL GLOBAL OVERRIDES === */
.site-header {
  position: relative !important;
  z-index: 100 !important;
  background: var(--bg) !important;
  border-bottom: 1px solid rgba(36,57,40,.12) !important;
}

.site-header .header-inner {
  display: flex !important;
  align-items: center !important;
  justify-content: space-between !important;
  padding: 0 40px !important;
  height: 85px !important;
  max-width: 1400px !important;
  margin: 0 auto !important;
}

.site-header .logo img,
.site-header .logo-img,
.logo img,
.logo-img {
  height: 32px !important;
  max-height: 32px !important;
  width: auto !important;
  display: block !important;
}

.site-footer .footer-col img {
  height: 32px !important;
  max-height: 32px !important;
  width: auto !important;
  display: block !important;
}

.pain-swiper {
  width: 100% !important;
  overflow: hidden !important;
}

.pain-swiper .swiper-wrapper {
  display: flex !important;
  align-items: stretch !important;
}

.pain-swiper .editorial-item,
.pain-swiper .swiper-slide {
  height: auto !important;
  min-height: 280px !important;
  box-sizing: border-box !important;
  display: grid !important;
  grid-template-columns: 64px 1fr !important;
  gap: 28px !important;
  padding: 34px 24px 34px 0 !important;
  border-top: 1px solid rgba(36,57,40,.14) !important;
  background: transparent !important;
}


/* === UNIVERSAL FIX FOR SWIPER / PAIN / CONTAINER HEIGHTS === */
.pain-section {
  height: auto !important;
  max-height: none !important;
}

.pain-swiper {
  width: 100% !important;
  height: auto !important;
  max-height: none !important;
  overflow: hidden !important;
}

.pain-swiper .swiper-wrapper {
  height: auto !important;
  display: flex !important;
  align-items: stretch !important;
}

.pain-swiper .swiper-slide,
.pain-swiper .editorial-item {
  height: auto !important;
  min-height: 0 !important;
  max-height: none !important;
  display: grid !important;
  grid-template-columns: 64px 1fr !important;
  gap: 28px !important;
  padding: 34px 24px 34px 0 !important;
  border-top: 1px solid rgba(36,57,40,.14) !important;
  background: transparent !important;
  box-sizing: border-box !important;
}

.elementor-section, 
.elementor-column, 
.elementor-widget-wrap, 
.elementor-widget {
  height: auto !important;
  min-height: 0 !important;
}


/* === PRODUCT CTA FORMS (crema / café) === */
.cta-form-box {
  background: var(--bg) !important;
  border-radius: 14px !important;
  padding: 30px 28px !important;
  box-shadow: 0 16px 40px rgba(0,0,0,.28) !important;
  color: var(--green-700) !important;
}

.cta-form-box h3 {
  font-size: 23px !important;
  color: var(--green-700) !important;
  margin-bottom: 4px !important;
  font-family: var(--serif) !important;
}

.cta-form-box .form-sub,
.cta-form-box .form-subtitle {
  font-size: 13px !important;
  color: rgba(36,57,40,.6) !important;
  margin-bottom: 24px !important;
}

.cta-form-box .form-label {
  font-size: 11px !important;
  font-weight: 700 !important;
  letter-spacing: .06em !important;
  color: var(--coffee-700) !important;
  text-transform: uppercase !important;
  display: block !important;
  margin-bottom: 7px !important;
}

.cta-form-box .form-input {
  width: 100% !important;
  border: 1px solid rgba(36,57,40,.2) !important;
  border-radius: 8px !important;
  padding: 12px 14px !important;
  font-size: 14px !important;
  font-family: var(--sans) !important;
  color: var(--green-700) !important;
  background: #ffffff !important;
  box-sizing: border-box !important;
}

.cta-form-box .form-input::placeholder {
  color: rgba(36,57,40,.4) !important;
}

.cta-form-box .form-input:focus {
  outline: none !important;
  border-color: var(--green-700) !important;
  border-width: 2px !important;
}

.cta-form-box .form-submit {
  width: 100% !important;
  background: var(--coffee-700) !important;
  color: var(--bg) !important;
  text-align: center !important;
  padding: 15px !important;
  border-radius: 9px !important;
  font-weight: 700 !important;
  font-size: 15px !important;
  margin-top: 4px !important;
  border: none !important;
  cursor: pointer !important;
  font-family: var(--sans) !important;
  display: block !important;
}

.cta-form-box .form-submit:hover {
  background: var(--coffee-500) !important;
}

/* === HOME / HERO FORM BOX (verde oscuro según propuesta) === */
.form-box {
  background: var(--green-700) !important;
  border-radius: 14px !important;
  padding: 30px 28px !important;
  box-shadow: 0 16px 36px rgba(36,57,40,.18) !important;
  color: var(--bg) !important;
}

.form-box h3 {
  font-size: 23px !important;
  color: var(--bg) !important;
  margin-bottom: 4px !important;
  font-family: var(--serif) !important;
}

.form-box .form-sub,
.form-box .form-subtitle {
  font-size: 13px !important;
  color: var(--cream) !important;
  margin-bottom: 24px !important;
}

.form-box .form-label {
  font-size: 11px !important;
  font-weight: 700 !important;
  letter-spacing: .06em !important;
  color: var(--cream) !important;
  text-transform: uppercase !important;
  display: block !important;
  margin-bottom: 7px !important;
}

.form-box .form-input {
  width: 100% !important;
  border: 1px solid rgba(212,197,168,.3) !important;
  border-radius: 8px !important;
  padding: 12px 14px !important;
  font-size: 14px !important;
  font-family: var(--sans) !important;
  color: var(--bg) !important;
  background: rgba(247,246,228,.05) !important;
  box-sizing: border-box !important;
}

.form-box .form-input::placeholder {
  color: rgba(247,246,228,.4) !important;
}

.form-box .form-input:focus {
  outline: none !important;
  border-color: var(--green-300) !important;
  border-width: 2px !important;
}

.form-box .form-submit {
  width: 100% !important;
  background: var(--bg) !important;
  color: var(--green-700) !important;
  text-align: center !important;
  padding: 15px !important;
  border-radius: 9px !important;
  font-weight: 700 !important;
  font-size: 15px !important;
  margin-top: 4px !important;
  border: none !important;
  cursor: pointer !important;
  font-family: var(--sans) !important;
  display: block !important;
}

.form-box .form-submit:hover {
  background: var(--surface) !important;
}

/* === EXACT CASOS REALES / PAIN SWIPER SLIDER === */
.pain-swiper {
  width: 100% !important;
  overflow: hidden !important;
}

.pain-swiper .swiper-slide,
.pain-swiper .editorial-item {
  width: 860px !important;
  max-width: 85vw !important;
  display: grid !important;
  grid-template-columns: 64px 1fr !important;
  gap: 28px !important;
  padding: 34px 0 !important;
  border-top: 1px solid rgba(36,57,40,.14) !important;
  box-sizing: border-box !important;
  height: auto !important;
}


/* === MOBILE RESPONSIVE REFINEMENT FOR PAIN SLIDER & EDITORIAL CARDS === */
@media (max-width: 900px) {
  .pain-swiper .editorial-item,
  .pain-swiper .swiper-slide,
  .editorial-item {
    grid-template-columns: 44px 1fr !important;
    gap: 18px !important;
    padding: 26px 0 !important;
    max-width: 82vw !important;
  }
  .editorial-num {
    font-size: 26px !important;
  }
  .editorial-body h4 {
    font-size: 16px !important;
  }
  .editorial-body p {
    font-size: 13.5px !important;
  }
  .editorial-emphasis {
    font-size: 15px !important;
  }
}

@media (max-width: 480px) {
  .pain-swiper .editorial-item,
  .pain-swiper .swiper-slide,
  .editorial-item {
    grid-template-columns: 36px 1fr !important;
    gap: 14px !important;
    padding: 20px 0 !important;
    max-width: 80vw !important;
  }
  .editorial-num {
    font-size: 22px !important;
  }
  .editorial-body h4 {
    font-size: 15px !important;
  }
  .editorial-body p {
    font-size: 13px !important;
  }
  .editorial-emphasis {
    font-size: 14px !important;
  }
}


/* === TRAILER INTERCHANGE MOBILE SLIDERS & CONTROLS REFINEMENT === */
@media (max-width: 900px) {
  .pain-slider-controls {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    gap: 16px !important;
    margin-top: 24px !important;
    padding-top: 18px !important;
    border-top: 1px solid rgba(36,57,40,.14) !important;
  }

  .pain-arrows {
    display: flex !important;
    gap: 8px !important;
  }

  .pain-arrows button {
    width: 40px !important;
    height: 40px !important;
    border-radius: 50% !important;
    border: 1px solid rgba(36,57,40,.25) !important;
    background: var(--bg) !important;
    color: var(--green-700) !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
  }

  .pain-pagination {
    display: flex !important;
    gap: 6px !important;
    align-items: center !important;
  }

  .pain-pagination .swiper-pagination-bullet {
    width: 20px !important;
    height: 4px !important;
    border-radius: 2px !important;
    background: rgba(36,57,40,.25) !important;
  }

  .pain-pagination .swiper-pagination-bullet-active {
    width: 32px !important;
    background: var(--coffee-700) !important;
  }

  .media-slider-controls {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    margin-top: 24px !important;
  }

  .media-arrows button {
    width: 36px !important;
    height: 36px !important;
    border-radius: 50% !important;
    border: 1px solid rgba(247,246,228,.35) !important;
    color: var(--bg) !important;
  }
}

/* === PREMIUM FINANCING: hero stats 4 columnas (diseño de autoridad) === */
.hero-stats.hero-stats-4col { grid-template-columns: repeat(4, 1fr); }
.hero-stats.hero-stats-4col .hero-stat-box { padding: 18px 20px; }
.hero-stats.hero-stats-4col .hero-stat-number { font-size: 22px; line-height: 1.15; }
.hero-stats.hero-stats-4col .hero-stat-label { font-size: 11px; letter-spacing: .04em; margin-top: 6px; line-height: 1.4; }
@media (max-width: 767px) {
  .hero-stats.hero-stats-4col { grid-template-columns: 1fr; }
}